An unaffiliated agent, excluding all previous sales commissions, MAY only accept compensation from: OA. captive insurance agents admitted insurance companies independent insurance agencies fee-based clients B. O C D.
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- 10. You were in a dilemma when you received a claim and request for adjustment from Ahlam who is one of your main customers. Ahlam was clearly at fault, but you know that if you refuse her claim, you will not only lose her but also her friends and followers on social media who will hear only one side of the story. As a result, you decide to grant Ahlam her claim and to grant her the adjustment she requested. For your reply to be effective, it must: * A.Point fingers to a third party who was responsible for this unpleasant situation. B.Imply that you will grant all of Ahlam’s claims to keep her satisfied always. C.Make an exaggerated apology so Ahlam can excuse you. D.Educate Ahlam about steps needed to avoid similar outcomes in the future. E.Make an exaggerated apology so Ahlam doesn’t give a negative review on social media.Mr.Mohammed had purchased a mobile phone for 100 riyals from a shop in Nizwa with one year warranty. After one month the mobile screen display is not working he approached the shop. But the shopkeeper denied to replace or repair the phone In this situation which office Mr.Mohammed can approach for lodging a complain? on O a. Consumer protection office O b. Chamber of commerce Oc Capital market authority O d. All the options are correct82 Upon receipt of commission earned from a closed purchase loan, the mortgage loan originator sends the realtor a bottle of wine and a gift card to a local restaurant which of the the following regulations does this action violate? A) Violation of the Fair Housing Act B) Violation of the Truth in Lending Act (TILA) C) Violation of the Equal Credit Opportunity Act (ECOA) D) Violation of the Real Estate Settlement Procedures Act (RESPA)
- A preparer e-file hardship waiver might be granted for which of the following reasons? • A) The preparer is in a Presidentially Declared Disaster Area B) The preparer does not have software that would facilitate e-file C) The preparer believes the e-file program is a government conspiracy to spy on citizens D) The preparer doesn't want to participate in e-fileThe XYZ Bank sets up a temporary location after the bank bolding aroyed by a teftate the expenses OA direct loss OB. indirect loss OD. proximate causeHealth insurers and Blue Cross Blue Shield plans cannot act as third party administrators (TPAs) True of False
- 18. Which of the following is not a per se violation of Section 1 of the Sherman Act? Group of answer choices A trade association A price-fixing agreement A market division A group boycottSLO-2.3. Which of the following is an advantage of a sole proprietorship? OThe owner has unlimited liability OThe business ceases to exist when the owner dies OThere is a limit to the amount one person can borrow OProfits are taxed as individual incomeCourts generally consider advertisements to be a: • Negotiation • Contract • Promise • Offer
- 96) What form of protection is provided to authors of original works? a) Copyright b) Trademark c) Trade secret d) Service markWhich of the following statements BEST describes the primary difference between a Henim Maintenance on (IMO) and a Preferred Provider Organization (PPO A Under a PPO the insured may use any medical provider whereas providers are restricted with HMOS Under an HMO the deductibles are higher than are those of PPOS. PPOS do not provide preventive care benefits whereas HMOs do. HMOS utilize larger cost sharing than do PPOS OB CODEthics Many salespeople, especially those that sell financial products such as life insurance or annuities, earn their salary or a portion of their salary based on the product(s) they convince you to purchase. In addition, buyers are often uneducated about how thesellers make their money and about the product(s)themselves. What are the ethical obligations the sellerhas toward the buyer? Should the salesperson disclosehow he or she earns his or her money? Is it ethical for asalesperson to try to sell the buyer a product that provides a higher commission for the salesperson? Whatresponsibility does the buyer have in such situations