FIN111 Report

Two companies can borrow from the banking sector on the following terms (please check table below). Which company has a better credit rating? Please explain your reasoning.

Company X has trade credit policy 1/10 N45. If you can borrow from a bank at 9,5% annual rate, would it be beneficial to borrow money and pay off invoices earlier?

2

Help meeeeee

3

Finding the Interest Rate: Concept Connection Example 6-3 (page 237) 18. What interest rates are implied by the following lending arrangements? a. You borrow $500 and repay $555 in one year. b. You lend $1,850 and are repaid $2,078.66 in two years. c. You lend $750 and are repaid $1,114.46 in five years with quarterly compounding. d. You borrow $12,500 and repay $21,364.24 in three years under monthly compounding. (Note. In parts c and d, be sure to give your answer as the annual nominal rate.) Lasher, William R.. Practical Financial Management (Page 276). South-Western College Pub. Kindle Edition.

Finance

Answer the following questions: a. Find the profit of the investment b. Find share of the bank from the profit c. Find the weightage average in the three provided boxes d. Find the profit for each type of deposit e. Find the profit rate for each deposit

Part III: Loan comparison Consider the following loan information. term loan A 180 loan B 180 months amt $375,000 $375,000 rate 6.0% 7.0% points 3% 1% prepay 2% 1% 7. Calculate the loan payments and APR for each loan. 8 Create a spreadsheet & chart which compares the effective cost of borrowing (EBC) under Loan A vs. Loan B for each year of loan repayment.

I need the answer as soon as possible

Please solve step by step and quick

None

Assuming an economy have only two commercial banks in it banking system, Classic Bank and Prudent Bank. The following shows the balance sheet of the two banks as at 2019.Classic BankBalance sheet as at December, 2019GHSm GHSmAssets: Liabilities & Equity:Reserves 1,000 Deposits 3,000Securities 2,000 Equity 7,000Loans & Advances 1,000Property, Plant and Equipment 6,000 .10,000 10,000Prudent BankBalance sheet as at December, 2019GHSm GHSmAssets: Liabilities & Equity:Reserves 600 Deposits 2,500Securities 1,500 Equity 4,400Loans & Advances 800Property, Plant and Equipment 4,000 .6,900 6,900Assume a required reserve ratio of 10%.(a) What is the amount of excess reserves in this commercial banking system?…………………………….………………………………………………………………………………………………………………………………………………….……………………………………..……………………………………………………………………………….…………………………………………………………………………………………………………………………………………………(b)What is the maximum amount that the money supply can be expanded?What would be the effect of a fall in…

1.You are the loan department supervisor for a bank. This installment loan is being paid off early, and it is your task to calculate the rebate fraction, the finance charge rebate (in $), and the payoff for the loan (in $). (Round dollars to the nearest cent.) AmountFinanced Number ofPayments MonthlyPayment PaymentsMade RebateFraction FinanceChargeRebate LoanPayoff $4,700 36 $168.33 31 ____ $ ____ $ ___ 2.Calculate the table factor, the finance charge, and the monthly payment (in $) for the loan by using the APR table, Table 13-1. (Round your answers to the nearest cent.) AmountFinanced Number ofPayments APR TableFactor FinanceCharge MonthlyPayment $9,400 36 13% $  ___ $  ___ $  ___

I need help soon as possible

I need help soon as possible

Calculation need to be done in "Excel format"

17. A financial institution that obtains most of its funds from deposits is a/an: A. investment bank B. commercial bank C. unit trust D. general insurer 18. An investor is looking at a $ 150,000 home. If 30% must be put down and the balance is financed at 9% by Pashtany Bank over the next 30 years, what is the monthly mortgage payment? A. $844.85. B. $895.21. C. $965.55.

Assets Reserves Desired Excess Loans Securities Total Assets ($000s) Liabilities 40,000 Deposits 11,200 300,000 60,000 400,000 Advances from Bank of Canada Borrowings Capital Total Liabilities ($000s) 280,000 0 55,000 65,000 400,000

You are the loan department supervisor for a bank. This installment loan is being paid off early, and it is your task to calculate the rebate fraction, the finance charge rebate (in $), and the payoff for the loan (in $). (Round dollars to the nearest cent.) Finance Amount Financed Monthly Payment Number of Rebate Payments Made Loan Charge Rebate Payoff Payments Fraction $1,800 18 $128.89 12 Enter a number.

A6 Bank failure in Ghana. Can Financial Ratios predict? (Unibank and Capital bank) You are to write a research proposal. 4,000 words.

Years           Bank            Loan advance2018          STANBIC        2,584,7352019.          STANBIC.      3,946,591 2020.             STANBIC  4,373,5292018.        BARCLAYS      3,204,859 2019.            ABSA          4,082,295  2019.           Absa.           2,09,501 2020.              ABSA.       244,620 2020.            Absa.         4,481,173 Question: Calculate the Herfindahl-Hirschman Index (HHI) for each year using loan advances and comment on the level of competition.

You are the loan department supervisor for a bank. This installment loan is being paid off early, and it is your task to calculate the rebate fraction, the finance charge rebate (in $), and the payoff for the loan (in $). (Round dollars to the nearest cent.) AmountFinanced Number ofPayments MonthlyPayment PaymentsMade RebateFraction FinanceChargeRebate LoanPayoff $1,700 18 $123.89 12

You are the loan department supervisor for a bank. This installment loan is being paid off early, and it is your task to calculate the rebate fraction, the finance charge rebate (in $), and the payoff for the loan (in $). (Round dollars to the nearest cent.) Finance Amount Financed Number of Monthly Payments Payments Payment Made Rebate Fraction Charge Rebate $4,600 36 $163.33 32 +A $ Loan Payoff

You are the loan department supervisor for a bank. This installment loan is being paid off early, and it’s your task to calculate the rebate fraction, the finance charge rebate (in $), and the payoff for the loan (in $). (Round to the nearest cent)