UNIT 1 LAW 301 HOMEWORK
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OPERATIVE & UNIVERSAL CHAPTERS OF BANKRUPTCY CODE
Operative & Universal Chapters of the Bankruptcy Code
Beverly Baxter
Post University
LAW301-31-Bankruptcy Law and Practice
Professor: Vallillo
Assignment Due Date: September 4, 2022
OPERATIVE & UNIVERSAL CHAPTERS OF BANKRUPTCY CODE
The six operative chapters of the United States Bankruptcy Code (11 U.S.C.S., Title 11)
are. Chapter 7, which deals with liquidation; Chapter 9, provides Adjustment of Debts of a
Municipality; Chapter 11, Reorganization; Chapter 12, Adjustment of Debts of a Family Farmer
or Fisherman with Regular Annual Income; Chapter 13, Adjustment of Debts of an Individual
with Regular Income, and Chapter 15, Ancillary and other Cross-Border Cases. The purposes for
the operative chapters 9, 11, 12, and 13, “deals with restructuring the debt, although a debtor may
liquidate under Chapter 11.” Chapter 7 only deals exclusively with liquidation out of the other
six chapters.
There are three Universal Chapters of the Bankruptcy Code, and they are. Chapter 1,
General Provisions; Chapter 3, Case Administration; and Chapter 5, Creditors, Debtors, and the
Estate.
Their primary purposes are. Chapter 1 bankruptcy codes have their own definitions and
are found in this chapter. Chapter 3 is an important chapter of title 11 and is divided into four
subchapters and deals with the progress of cases through bankruptcy court. Chapter 5 has three
subchapters.
The practical differences between the operative and universal chapters are. The universal
chapters, “contain important definitional and administrative provisions that generally apply to all
operative chapters of the bankruptcy code.” The operative chapters, “generally relate to cases
being administered under that particular chapter.” One example of a universal chapter is chapter
1 which states, “The Bankruptcy Code defines debtor as a “person or municipality concerning
which a case under this title has been commenced.” 11 U.S.C.A. § 101(13). Article 9 of the
Uniform Commercial Code defines debtor as “a person having an interest, other than a security
interest or other lien, in collateral.” UCC § 9—102(b)(28). If the case is a bankruptcy case, the
Bankruptcy Code definition of debtor applies rather than the UCC definition.” One example of
an operative chapter is chapter 7 which states, “Liquidation under Chapter 7 is available to all
persons who may be debtors under this chapter, whether they are individuals, partnerships, or
corporations. Railroads, insurance companies, and certain banking institutions may not be
debtors under Chapter 7. A debtor need not be insolvent to take advantage of Chapter 7
liquidation. 11 U.S.C.A. § 109(b).”
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