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Jan 9, 2024

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1 THE STUDENT DEBT CRISIS Andres A. Jaen, Christian Lerma Department of Life Sciences, Texas A&M University of Corpus Christi UNIV-1101: University Seminar 1 Professor Jeffrey Schaffer October 19, 2022
2 References Bragg, M. R. (2005, Apr 19). Kind seeks opinions on education; congressman said he feels the federal higher education act has received little attention. Telegraph - Herald Retrieved from https://manowar.tamucc.edu/login?url=https://www.proquest.com/newspapers/kind-seeks -opinions-on-education-congressman-said/docview/368534934/se-2 This news article is about U.S Representative Ron Kind wanting to urge for the push away from loans and grant programs that leave students in debt. He believes that the Higher Education Act should be getting more attention so that they can fix the affordability issue. I will be using this news article to show where some congressmen stand on the student debt crisis. I will also use this to further push the idea of how we should revise the Higher Education Act. EDUCATION. Congressman Peter DeFazio. (n.d.). Retrieved October 19, 2022, from https://defazio.house.gov/issues/education In this article, DeFazio believes and supports the funding for students to attend college as he also supports lowering student loan interest rates. He believes that the federal government should be helping and not gaining from the students. He’s proposing a new solution for the Higher Education Act which lowers debt. I will use this information to explain how there can be new solutions to fix student debt and ways people such as Senators or Representatives can help.
3 Hess, A. J. (2020, June 12). How student debt became a $1.6 trillion crisis . CNBC. Retrieved October 19, 2022, from https://www.cnbc.com/2020/06/12/how-student-debt-became-a-1point6-trillion-crisis.htm l This article states that the start of the Higher Education Act provided inequality due to it being made and actively changing between the years 1890-1940. Though later on with all the new laws that provided equality and change in the new era tuition and inflation raised. In 2007 the great recession happened and that provide a huge boost in the increase in tuition which plays a big role in why students seek loans and are now in debt. I will use this journal piece to help bring sight onto why student debt happened. Johnson, A. R. (2014, Jul 13). Student debt-relief services come under scrutiny; Illinois attorney general plans to file civil lawsuits against two companies Monday. Wall Street Journal (Online) Retrieved from https://manowar.tamucc.edu/login?url=https://www.proquest.com/newspapers/student-de bt-relief-services-come-under-scrutiny/docview/1544702806/se-2 This journal is about a U.S department of education spokesperson coming up with ideas to make loans free and ways to make repaying them easier and more “flexible”. This article also provides information on debt relief and programs to help students. I plan to use this information to provide more insight into student debt and why it was raised. I’ll also use this found information to give more info on what laws made student debt difficult.
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