A Brief Note On American Health Insurance System

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Final Exam Paper TaeHyuk Hur American Healthcare System Northeastern University Final Exam TaeHyuk Hur American Healthcare System Northeastern University Part 1 Medicare and Medicaid are the largest health insurance system in the United States that provides to Americans age of 65 or older. It is also provided to certain younger people with disabilities, and people who are suffering from end stage of renal disease (ESRD). Medicare, Title XVIII of the Social Security Act, was signed into law in July 30th, 1965 by President Johnson. The program was originally called “Health Insurance for the Aged and Disabled” [1] There are divided into four parts of Medicare. Medicare A covers inpatient care in hospital up to 90…show more content…
[2] It has not been easy to solve problems with a high cost of the health care for many years, but then, PPACA brought up to improve healthcare system to provide more people to get insured with lower cost of healthcare or free insurance especially for low income families. One of these provisions in the Patient Protection and Affordable Care Act was Medicare coverage of annual wellness visit providing a personalized prevention plan. This provides coverage under Medicare to have lists of preventive care including a comprehensive health risk assessment and also include “a five- to ten-year screening schedule; a list of identified risk factors and conditions and a strategy to address them; health advice and referral to education and preventive counseling or community-based interventions to address modifiable risk factors such as physical activity, smoking, and nutrition.” [3] It is not only great benefits for people to get healthier and quality life, but also help saving a lot of money for expensive treatments in lifetime. One provision that could be improved through Public Policy and Congress is the Hospital Readmission Reduction Program. According to Center for Medicare and Medicaid (CMS), about one in five Medicare patient who discharged from a hospital are readmitted within 30 days. There are many reasons for readmission such as severity of one’s illness, person’s physical or mental ability to understand and follow discharge instruction or
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