A Good Deed Can Brighten Even The Darkest Of Worlds

    Women in developing countries take out loans to start businesses and make money. Women struggling to make money take out these loans start a business to make money and pay off the debt from taking the loan. They are able to further support their family along with themselves as the debt is paid off and the business makes more money. Individuals living in poverty filled communities rely on informal employment to make money. Micro-credits have been directed more towards women because they invest money in goods and services. They do not need to depend on their husband for money when they have their own business to make money. When women take out loans to start their businesses they get stronger and get independence from their husband. When women invest in good and give services they help their family and themselves in an effective way. This could benefit women in poverty towards coming out of poverty.

Giving a loan to someone in need has made me believe in the power of microfinance loans. I love the idea that people can receive the help they need while also learning responsibility and I think that is the difference between microfinance loans and charity. In charity you are mindlessly giving, yes it is good to give selflessly, but there is something special about doing that while also helping teach someone how to get by on their own. I find it upsetting that parts of the world are struggling so much with things that we take advantage of in America but it is definitely rewarding to be able to help people in their time of need and that ties back to what I feel like my calling is- to be a nurse. My ultimate goal in life is to help people in their time of need and I feel like another way of doing that besides being a nurse would be to continue funding opportunities of those less fortunate than I through microfinance loans.

In both developing and emerging economies, microfinance has vastly and increasingly been seen as one of the most important means for enhancing the lives of the poor and therefore a major tool for economic and social development mostly in rural areas. Lately, contrary to this widespread belief, critics have raised eyebrows against this growing popularity of microfinance as a major tool for enhancing economic development. Contrary to belief, they are of the opinion that microfinance is a ‘make-belief’ that is hindering economic and social development rather than enhancing it.

Poverty has stricken many developing nations. However, there are many ways to limit things like this from occurring, micro-loans being one of those things. It is apparent that women in developing countries are empowered by micro-loans. Micro-loans are a small amount of money given to small businesses. Micro-loans help make women more independent and help them not rely on their husbands for money. It helps these women in poverty get their kids and themselves an education with the money they receive. Additionally, micro-loans make it possible for women starting a business, in order to make more money. There are many benefits for women receiving micro-loans.

Never in my wildest dreams would I have thought that I would be working at an aquarium. This job has intrinsically impacted me in multiple ways. As a volunteer at the Maritime Aquarium I have learned about what kind of worker that I am, what kind of person I am, what type of person that I hope to be one day and vital communication skills that are necessary while moving into adult life. Personally, the most important ways that volunteering has impacted me is the sense of confidence I have gained and my newfound passion for these animals.

Every day, gestures of genuine kindness can be seen all around, ranging from the smallest acts of compassion, such as kids helping their mothers carry the groceries to the car, or young men holding doors open for women, to more valiant examples, wherein citizens of a town, both rich and poor, all come together to help with relief operations for a recent typhoon. Notice that these kind deeds are seen everywhere at every moment in time. One of Catherine Hyde’s most classic movies “Pay It Forward”, best illustrates how compassion influences other people, and dictates their actions into spreading kindness unto others. Now one may ask how practicing altruism towards others

I am the person I am today for many reasons . my community has contributed a lot for making me the person I am today. Being from waimea I learned a lot from the land. The land is something that I’ve grew up on. It’s the place I love and I feel like myself. I love to return to the land when I’m feeling down or stressed. It’s my get away, and it also provides food for your table . The land provides you with all that you need pigs,sheeps,goats,cows,birds and even your vegetables you can make a whole meal with what you hunted on your own that’s pretty cool . If we don’t help to preserve the land, then we will lose it and we will loes are food source and everything . we need to help the forest grow and let it continue to provide. Because if we don’t, the mountains and the

Imagine someone in need of kindness. What can be done? When performing acts of kindness it will affects others enormously. Humble deeds of kindness can impact others by putting them in a good mood, encouraging them to pass on the kindness, and boosting their confidence.

Mariam, a VSLAs member in Iganga, say in cases of illnesses or emergencies, she can cover the expenses with funds from the VSLA’s welfare fund. It is a great relief, because it prevents me from having to take my children out of school. Bruton et al. (2011) report that one of the major reasons for the failure of borrowers (particularly women) to effectively utilize loans to realize new business opportunities was the health risks of dependents rather than themselves. In societies with a limited or non-existent welfare state, the proceeds from micro-loans are often redirected to pay for medical and other “emergency” expenses rather than invest in originally envisaged new projects. Clearly, the extension of micro-insurance to cover dependents and

In the article, “Teaching Kindness” the author states that, “Being well liked is an important factor in the happiness of children and it was demonstrated that greater peer acceptance was achieved through good deeds.”

Everyone carries their phone with them, but others carry a bag containing other items. Im one of those people, I carry my small blue backpack with enamel pins decorating the outside. It carries seven of my keychains on it all different kinds. Each pin carries a key figure in my life mainly my influences, whether it's from a tv show or even a saying. Within my backpack I put everything in an order from what I use most to least,inside the bag it carries my phone, wallet , nintendo 3ds, and chargers obviously used the most. My happy uplifting thoughts are carried by my 3ds and within the coding contained on my save files. Friends I made over these games are carried in here Everything needed to go about and stay connected to my family and friends effectively, and within my wallet contains my

The main reason why Kiva needs you to loan money is so that people in 3rd world countries

Motivated by the speech of Muhummad Yunas (a Microfinancier), Jessica and her husband Matt Flannery took a trip to Africa where they discovered that small loans (between $100-$150) could significantly improve the standards of living for people in impoverished nations. They decided to find KIVA as a non-for-profit organization, as means to alleviate poverty and inspire entrepreneurs in developing African countries through crowdsourced microloan financing. Suffering general cash-flow problems since inception, KIVA was able to maintain operations by relying on friends and colleagues as an initial source of funds, and providing them with non-monetary forms of remuneration for services rendered.

Kiva is a mission driven technology company. It runs a global marketplace platform for crowd-funded micro-loans that serves th/e impoverished & financially excluded. th/e company combines th/e culture & technological passion of an internet start-up with th/e compassion & empathy of a non-profit to address poverty at global scale. Kiva aims to drive social impact & enable opportunity while providing a borrower-to-lender connection: "Loans that change lives." In just 12 years / Kiva has raised over USD 1 billion in loan capital for nearly 2 million borrowers in over 85 countries. Kiva’s lenders fund over USD 10 million in loans every month. Headquartered in San Francisco with offices in New York / Nairobi / Mexico City & Bangkok / Kiva's team has 100+ employees & 500+ volunteers worldwide.

What is microlending? In simplest terms microlending is the lending of very small amounts of money at low interest, to low income people in urban and rural areas. It started forty years ago, when a person named Muhammad Yunus was visiting his family and his country Bangladesh which had recently become an independent country. Muhammad Yunus had left his home country then –East Bengal- when he was a child with his parents in search of a better future. He graduated from Vanderbilt University in Nashville, Tennessee, with a PhD in economics. Muhammad Yunus is the founder of Grameen Bank, the first non-profit organization to offer microfinance services in Bangladesh and in the world (New York Times). This bank showed the world on how little