INTRODUCTION This report aims to build a long-term relationship between the TD branch and the Lower Kootenay First Nations, and that helps TD to have a general overview of the band. I will detail the reasons why we should start and develop the on-reserve home loan program. Also, this report will provide some related information such as the background of the band, land management, housing principles, cultural sensitivities, and two options of the program. At the end of the report, I will give some recommendations on the ways to approach the band and how we can gain support from them. WHAT IS THE ON-RESERVE HOME LOAN PROGRAM The First Nation people do not have “ownership” of lands and the reserve lands are held in trust for bands by the Crown. According to the Indian Act, the reserve land “is not subject to charge, pledge, mortgage, attachment, levy, seizure, distress or execution in favour or at the instance of any person other than an Indian or a band” (Cherniak, 2001), meaning that aboriginal people cannot use lands as collateral for applying for housing mortgage. Under this situation, there are some issues on the reserves. Due to the limitation of the on-reserve housing market and contaminated water supplies, some Aboriginal people live in the closed communities with high instances of poverty, substance abuse, suicide, unemployment, and mortality. Therefore, improving the development of on-serve housing market is becoming more and more important (Hanson, n.d.). TD
The Canadian government has great control of where the aboriginals are situated and what resources and services are made available to them. In 1876 the Indian act was created by the Canadian government (Indian Act). “The Indian act is a Canadian federal law that governs and matters pertaining to Indian statuses, bands, and Indian reserves”(Indian Act). A part of the Indian Act made the government give some crown land to the Aboriginals; the
In general the community is struggling, and saying the government have completely fixed it in naive. Other than the issues brought up in this essay they have housing problems on reserves, income inequality, Poverty, poor health, family dysfunction, substance abuse, addiction, among Aboriginal people. They have unclean water, little food, School lack funding, and the list can go on and on. All of this linking back to reserves though intergenerational trauma. We took away basic skills for humans, we took away lives and culture things we can never fully give back and to this day people are
Since the colonization of Canada First Nations people have been discriminated against and assimilated into the new culture of Canada through policies created by the government. Policies created had the intentions of improving the Aboriginal people’s standard of living and increasing their opportunities. Mainly in the past hundred years in Canadian Society, policies and government implemented actions such as; Residential schools, the Indian Act, and reserve systems have resulted in extinguishing native culture, teachings, and pride. Policies towards the treatment of Aboriginal Canadians has decreased their opportunities and standard of living because of policies specified previously (Residential schools, the Indian Act, and reservation systems).
In 1976 the Fraser government passed the Aboriginal Land Rights Act. Several state governments passed their own Land Rights Acts, which recognised aboriginal and Torres Strait islander claims to land and guaranteed them royalty payments from mining companies working there. Some laws enforced by the government became challenging for most indigenous people to abide by. Through the analysis of this information we understand the impacts the government and its laws had towards the indigenous society of
Around the middle of the 20th century, however, many reserves were closed due to overcrowding and increasing maintenance expenses. Aboriginal people were forced into cities and towns where they were had no other option but to live on the outskirts, or in public housing.
On the reserves, there is a lack of education and Natives are forced to move from place to place to find a job and live a stable life – something that their reserve cannot provide. In the history of Canada, before the Europeans have arrived to the North America, the Aboriginals struggled with their individual form of government with a steady economy. Hence the fact, if the country were to allow them to form their own government, they would be able to create and keep their sovereignty. Within past, the Natives became familiar of using the easiest style of society, called a hunter-gatherer society. Using this out-of-date form of civilization they were repetitively considering for new regimes and food. Accordingly, they were being forced to endlessly travel from momentary reserves.
When Canada was first inhabited by the First Nations people, the land was completely their own. They were free to inhabit and use the land in whichever manner they saw fit. However, since the arrival of the European settlers, the First Nations people have been mistreated in countless ways. They faced many issues throughout history, and are now facing even more serious problems in our modern society like having to endure racism, discrimination and social ridicule. Given what they already have to deal with, the last thing they should have to worry about is the denial of their rights which is a problem that Aboriginals have to contend with as well.
Aboriginal-Canadians have an excessive history of mistreatment and discrimination in Canada. Europeans considered Canada’s First Nations as savages, eventually residential schools were created which in extreme cases were comparable to Prisoner of War camps. According to Evelyn Kallen, “Substandard housing breeding disease and death, closed schools due to lack of teachers, heat, and/or running water are only two examples of continuing, dehumanizing life conditions on many reserves” (198). Although, extensive improvements have been made to reservations and Aboriginal rights, more improvement remains necessary. Allan Blakeney stated, “An important starting point of course, is that Aboriginal people in Canada do not, as a group, occupy high
Colonialism has contributed to multiple issues in the lives of Aboriginal people including inadequate housing and clean resources on Aboriginal reserves. One significant outcome is health problems reserve residents face, including a lower life expectancy and higher mortality rate. “For Aboriginal men on reserve, life expectancy is 67.1 years, while off reserve it’s 72. 1, compared to 76 years for the general population of Canada. For Aboriginal women, it is 73.1, 77.7, and 81.5 respectively” (Frohlich et al. 134). Additionally, more than 50% of off reserve Aboriginal people have at least one chronic condition (Frohlich et al.). Reserves stem from the colonial era, where Aboriginal people were displaced by the government and are a continuous symbol of oppression.
Conflict between Canada and the First Nations has been going on since the Europeans first arrived. After their arrival the First Nations way of life was hindered severely; The Europeans brought many diseases that the Aboriginal people were unfamiliar with and had no resistance to, or cure for. “By the 16th century about 80% of Canada's Native population had died from the various diseases (Renneboog, 5).” The Europeans also came to Canada with the intentions of taking all of the land for themselves, disregarding the people who occupied the land before them. Over time the Europeans had manipulated the First Nations to their will and the Aboriginals were discriminated for their different complexion, culture, customs, and way of life. But
The first paper by Ladner and Orsini, (2003) gives a detailed account, review and analysis of the First nations governance act. The paper reflects on the act and provides arguments supporting the fact that it is an example of a gentler, subtle form of colonialism that is still in practice today. It argues that although the government has well researched the problems affecting the first nations, it has not efficiently advocated the involvement of these people in their own welfare and improvement.
Soren C. Larson writes the second article, titled, Promoting Aboriginal Territoriality Through Interethnic Alliances: The Case of the Cheslatta T’en in Northern British Columbia. Larson worked for five years from 1998 to 2002 conducting ethnographic research on the Cheslatta T’en tribe in northern British Columbia. He conducted 82 formal interviews between himself and tribal as well as non-tribal members alike, as well as becoming integrated with the aboriginal
The substance of this paper will be to discuss the discourse regarding the inequalities facing aboriginal peoples living on reserves in the northwestern corner of Ontario. Inequality is not naturally occurring; poverty is not an innate cultural trait that accumulates at the feet of the marginalized (Schick & St.Denis, 2005, p.304). Stephens, Nettleton and Porter stated in the Lancet (2005) “Aboriginal people in Canada suffer enormous inequalities in health and in accessibility to health
The Indian does not exist. It is an imaginary figure, according to Daniel Francis (The Imaginary Indian), invented by Europeans that originated in Columbus's mistake, as he believed he had landed in the East Indies, and developed into fantasy. "Through the prism of white hopes, fears and prejudices, indigenous Americans would be seen to have lost contact with reality and to have become 'Indians'; that is anything non-Natives wanted them to be," (5). Thus they were attributed a wide range of conflicting characteristics, simultaneously seen as noble savages, full of stoicism, the last representatives of a dying race and blood-thirsty warriors, void of emotion and dull-witted, reflecting European
The major obstacle of Option 2 is that it requires additional administrative work for the First Nations. The additional administrative requirements for the Band may be a burden with the amount of members living on the reserve. Furthermore, considering the facts that close to half of the reserve’s homeowners are