A Negative Side Effect Of A Digital Era

In today’s society families spending quality time together without electronic distractions is a thing of the past. During this era of the digital age all family members are plugged in, hooked up, and or tapped into some sort of electronic device nearly 80% of the time. So, this doesn’t cause a real big desire for family time. This idea of family time started in the early 1950’s where a two parent household was more common and mom cooking dinner every evening was her job. Even today, divorced women suffer about a 45% decline in economic status and it was worse then. Today a woman can get a decent paying job but back in the Fifties, a woman’s best chance at employment was in traditionally accepted “women’s jobs” such as secretary, teacher, nurse, librarian and so forth ("1950s Family Life", 2016). So there was an economic incentive to stay married. However, over the years family time has dwindled and the digital age has caused a family divide. This digital media divide affects a family socially, ethically, globally, and lastly legally. Digital media can be used for good but monitoring the use within a family has become more prevalent than ever. However, the most important aspects in which to discuss during this research paper is the ethical and legal aspects as its definitive line which can be easily crossed. In the late 1950’s such topics concerning ethics/legal issues weren’t as prevalent in the 1950’s. During the digital era children have access to media

Technology has the power to change and alter the way we live our lives in many ways that most of us do not even realize it. As the years go by, modern technology has created countless opportunities with endless resources. These resources can be accessed by billions of people worldwide. However, some may wonder what changes technology has made, and have these changes improved or damaged our lives? Many authors and publishers have pondered this and publicly expressed their own perspectives over the issue of modern technology.

The Internet is an amazing tool that we all (in the United States) get to freely enjoyed. I previously took the Global Issues course, and I find out that for many countries, particularly in China, their government controls their Internet; they do not get to enjoy Facebook, Instagram, or Twitter like we do.

After more than 50 years of offering largely homogenous products and maintaining a bureaucratic culture of consistency, stability, and predictability, the insurance industry was forced to change due to deregulation and subsequently expanded the kind of products offered by insurance companies, banks, and financial institutions (Lester & Parnell, 2006; Roesenberg, n.d.). Thus, companies experienced expanded product diversification, increased competition, and the volume and speed of change escalated across industry. As a result of these factors, combined with a struggling economy, Christine Brooks’ once prominent and highly profitable employer is now in the midst of its third consecutive year of declining revenues and unprofitability. Consequently,

The company has designed its products according to the need of the clients. These insurances cover different aspects from medical insurances, accident coverage to even catering to THE vision and dental issues. Each client is provided with an array of choices from which they can choose the best for them. The services are designed to deal with the customer’s requirements

This was recognized as a factor that observed most insurers cut off the number of covered employers while paying up the consumers. In fact, recent times have seen a gradual increase in the medical costs and expenditure on healthcare services. With an increased cost of healthcare and a decreased number of uninsured individuals, the healthcare insurance industry has begun to thrive. It has experienced an increase in the number of insurance firms, while a decrease in the market concentration (Cole, He, & Karl, 2014). In addition, the industry appreciates the increased premium rates and acknowledges the increased insurance penetration, especially among the aging population. Currently, the health insurance market is facing a threat of restrictive regulatory practices which seek to reduce the profit margins of the company. However, the aging population and a rise of a median population that is attentive on medical insurance offers a great opportunity for expansion. The success of a firm in this field has been characterized by having a reputable image, a well-established distribution linkage and a capacity to delegate cost rises to the consumer (Santerre, & Neun,

Retirement Retirement seems to be one of the most often overlooked areas of people’s future plan. Simply because it seems so far away, it is an area that is subject to procrastination. People are expected to live longer now than ever before, this is another reason why young adults and teenagers are not worried about saving for their retirement. The baby boom generation, the seventy seven million people born between 1943 and 1960, face an entirely different retirement plan. As they began to retire, people are starting to think that there will be no money left and this will turn into a crisis. What will happen when seventy-seven million baby boomers begin to want the money they paid in… but it is not there? Retirement provisions such as

To enable it to reach the FO, The GI Business strategy is to “Deliver a seamless insurance experience to Protect 1 million CBA customers by 2017, through Simplifying how we do things, enabling our people, building strong partnerships, investing in technology, and knowing our customers. This is more a strategic intent, or vision, rather than a true strategy, but shows the focus for GI is on growth in its existing customer base, which currently stands at 700,000. Rather than argue whether this is in fact a strategy or not, this report will assume this as a strategy and provide analysis of this strategy and the fit with both the internal and external environments.

The insurance industry, like many other industries, is facing extensive changes required by a convergence of commercial and technology forces driven by innovation. Interconnectivity amongst insurance technology and customers’ lives is quickly accumulating and the insurance companies’ voracious appetite for more information to make improved decisions and to account for risk accurately, while concurrently decreasing costs, never ends (How technology impacts the insurance sector,

My main objective when joining the Bankers Insurance project was to improve the communications between Cardinal Bank and Bankers Insurance. Acting as a liaison between Cardinal Bank and Bankers Insurance, it is my job to ensure that referral information made its way to the appropriate insurance agent. There have been many changes made; including developing direct communication between the referring Cardinal Bank employee and the agents at Bankers Insurance, improved reporting to accurately reflect the results of the partnership, and engaging with sales officers to appropriately discuss the Bankers Insurance opportunity with their clients. With the help of many different Cardinal Bank employees, the Bankers Insurance partnership is slated for success in 2016.

This essay will explore the role of teaching, the purpose of schooling and the use of technology in the Digital Age with a focus on the implications the Digital Age has on teachers, teaching and the use of technology in schools. The Digital Age signifies the period since the 1970’s, which saw the change in the way we interact based on information computerization and saw the prevalence of the high-tech global economy that surrounds a knowledge-based society (Wikipedia, 2014). This period saw the rapid increase of the technological capacity to store information (Wikipedia, 2014). Traditionally, schooling is defined as the transferring of knowledge and skills in a school environment (Merriam Webster, n.d.). Schooling additionally includes the social and cultural structures such as the organisation of time reflected in the school timetable, the role people assume within the school and the knowledge that makes up the curriculum (Selwyn, 2012). Along with the obvious processes of teaching, learning and communication, the processes of socialisation and regulation should also be considered when thinking about schooling (Selwyn, 2012). A person who teachers or instructs, especially in a school environment is referred to as a teacher (Merriam Webster, n.d.). The priority of the teacher should be to seize the opportunity for learning experiences (Creighton & Dickson, 1969). Society has always had high expectations of teachers as protectors, inspirers and critics (Creighton & Dickson,

The information age is the period characterized by computerization and information. With automation and the passing of years, people tend towards being more curious regarding digging out of hidden secrets. Additionally, technology has improved keeping up with changing lifestyles and growing population. However, it is difficult to agree or disagree that with the coming of the information age comes the loss of crucial historical information. Consequently, many will agree that information age has both negative and positive implications on the world of history or the past. Understanding the positive and the negative repercussions, however, require that one extensively understands the past, present, and can predict the future. It seems that no one can provide a legitimate answer to this question without proper knowledge of historical information and the information age.

Allan Willet defines insurance as “that social device for making accumulations to meet uncertain losses of capital, which is carried out through the transfer of the risks of many individuals one person or to group of persons. Wherever there is accumulation for uncertain losses, or wherever there is a transfer of risk, there is one element of insurance; only where these are joined with the combination of risk in a group is the insurance complete”(willet 72). As we understood insurance is important for peoples. But ages changed and it is continuing change. Everything goes digital and insurance companies or insurance agencies and brokers must try to adopt new age. All of them have competitors so they have to react immediate action for the costumers request or solve problems or offer a best price and a proper offer about costumer’s policy (bill of exchange). Also the digitalization gives important benefits to companies. Some research show that in the traditional selling method, i.e. the broker the sales, per transaction price is 19$ meantime for call-centre process price goes down 8 $ and for internet selling the price hit rock bottom as a 0.45 $. Information technology has helped firms to penetrate new markets, develop new channels/opportunities for product distribution, increase/decrease product differentiation, and centralize/decentralize operations geographically (Benjamin et al., 1984; Cash and

The insurance industry exists to provide effective risk management services to protect customers. Insurers charge a premium for coverage against specific risks including motor vehicle accidents, house fires, illnesses, etc. In the event of an accident, insurance companies are required to pay for damages according to policy contracts. According to Allstate Insurance: Building Relationships through Email Campaigns case study, “Insurance may be the only product that people buy that they hope they will never use,” (Tarter, Caravella, & Zahay). The insurance industry has grown to be largely competitive, and has reached the heights of $140.1 billion within the United States. (Tarter, et al.). Insurance companies compete for customers based on coverage, price, service, reliability and stability. “Reputation is everything,” (Tarter, et al.).

In a modern world where we have so much technological advancement, cheating or such illegal use of the software puts negative impact on the IT industry and the main impact includes the financial losses and less IT related job. It not only risks the security but also the productivity and legal risks. Security risks can be caused by the malware or spyware present in the pirated software can give out the personal information or the leak the confidential information. The pirated software may prevent the use of all the features of that software or there may be bug present in that software which hinders the productivity because of more time to perform specific task thus leads to frustration. Legal risks can be if a person/organization caught