A Red Line

As the problem of overcrowding became more and more evident, several remedies were tried. There was some individual philanthropy, model dwellings were built by "philanthropic capitalists," legislation was passed prohibiting overcrowding, slums were torn down(which, of course, only worsened the problem by displacing more people), there was suburban speculative development closely following the development of the railroad which provided cheap, rapid transit to the newly-forming

Cities/environment were horrible like their were crimes. The business were small, they moved more people into the city. The wedges were higher so the got people to move from farm lands to the city. Their was a lot of poor people in the city that couldn’t afford the home that they were staying at. They passed a law that

An outburst in growth of America’s big city population, places of 100,000 people or more jumped from about 6 million to 14 million between 1880 and 1900, cities had become a world of newcomers (551). America evolved into a land of factories, corporate enterprise, and industrial worker and, the surge in immigration supplied their workers. In the latter half of the 19th century, continued industrialization and urbanization sparked an increasing demand for a larger and cheaper labor force. The country's transformation from a rural agricultural society into an urban industrial nation attracted immigrants worldwide. As free land and free labor disappeared and as capitalists dominated the economy, dramatic social, political, and economic

A large influx of colored people created many problems. First, there was a major problem in the availability in housing, of which was responded to with racism. This is the root for the hatred between the black and white communities. There wasn’t enough housing in the “black belt” community, so Negroes began to spill into white neighborhoods. The very existence of a colored person in a neighborhood would lower the property values. When a house was sold to a colored person, the rent for the house would be higher than the previous, white owner’s rent. Real Estate companies believed that “it is a matter of common knowledge that house after house…whether under white or black agents, comes to the Negro at an increased rental” (Sandburg 46). They sold housing despite the fact that “the Negro in Chicago, paid a lower wage than the white workman” (47), and that black people would have

The gap between the rich and the poor was big and there were a lot of immigrants coming into cities.

The racial undertones of Detroit have been extremely problematic to Detroit’s real estate market for well over 50 years. These social disruptions continue to have an effect on the current residents of Detroit. During the middle of the nineteenth century, the Federal Housing Administration (FHA) introduced real estate tactics such as redlining, which is the practice of flagging minority dense neighborhoods for the purposes of denying approval of mortgages or inflating the price of the homes. Redlining had a profound social and economic effect on all residents of Detroit. The white majority began abandoning and selling their homes in fear that the value of the home would plummet, leading to a great financial loss when minorities moved in the area. This idea is known as white flight, and is the primary reason that Detroit has one of the highest African American populations in the country. However, through revitalization and gentrification of the Midtown/Downtown area, Detroit is slowly becoming more diverse. Throughout history, racial politics of the mid-to-late twentieth century affected Detroit 's real estate market by excluding minorities from the real estate market. Although adding stadiums, high end retail, small shops, and restaurants is economically valuable to the city of Detroit, this is conflicting and potentially problematic for the original residents of the area because the prices of these new establishments are often much higher than the residents can afford.

Access to resources has been historically constrained in the U.S. on the basis of ethnicity, race and most recently class. This differential access to resources is a result of overt structural forces that create barriers to employment, housing, education and neighborhood investment. The political policy of “redlining” is a great example of how public policy can affect access to resources. This policy selectively avoided giving mortgages to individuals living in predominantly Black

The life of living as a poor settler or an immigrant was a problem in the urban life. Most of the immigrants faced poverty that needs to be secured with food, shelter, healthcare, and money. For example, if there were no food for the immigrants to eat, they will starve to death. A shelter was one of the most important things they need because it keeps them securities from harm and it is a cozy place for them to sleep. Another source they need was health care because without medical attention most of them had the disease. The disease like cholera, yellow fever, and typhoid came from bad hygiene which was preventing bad sanitation. The health factor was

Many things emerged in cities because that was where most people worked and was the greatest population place. Hull House allowed for better working conditions

Wilson (2011) research proves that the Federal Housing Administration (FHA), contributed to the early decay of inner city neighborhoods by withholding mortgage capital and making it difficult for these areas to retain or attract families who were able to purchase their own homes. As the federal government created this program it excluded certain inner city neighborhoods. This exclusion created “redlining” which assessed primarily on racial composition. People who wanted to get out of public housing and purchase a home in a redlined neighborhood were denied proper mortgages, even if they had sufficient funds. Wilson (2011) says that such restrictions such redlining restricted many opportunities for building or even maintaining quality housing in the inner city, which in many ways set the stage for urban blight that many Americans now associate with black neighborhoods. Policies like this one were created to make blacks stay in the inner city

In addition to this major shift from rural to urban areas, a new wave of immigration increased America’s population significantly, especially in major cities. Immigrants came from war-torn regions of southern and eastern Europe, such as Italy, Greece, Poland, Russia, Croatia. This new group of immigrants

With the growth of industry in the United States, the population of cities began to grow substantially (Tovanche Lecture). They started providing job opportunities in factories, offices, and other places as well. The cities became the main center of wealth and also poverty. A huge class of the impoverished lived in slums. Some even lived underground in the sewers, and a huge percentage of the poor came from newly arrived immigrants who were coming to America in large numbers from poor

Dictionary.com defines the process of redlining as, “A discriminatory practice by which banks, insurance companies, etc., refuse or limit loans, mortgages, insurance, etc., within specific geographic areas, especially inner-city neighborhoods.” This practice became far more prevalent in the 1930’s, subsequently becoming a staple of the housing market up and until the passing of the Fair Housing Act which was passed in 1968, theoretically preventing landowners from participating in the practice. However, while the actual term wasn’t coined until the early twentieth century, the ideologies that held up redlining had been seen since the 1860’s. With the founding of Oregon as a state, the later practices of redlining in suburban communities

It was defined as “ Practice of banks or insurance companies to provide no loans or coverage for people, property, or businesses located in neighborhoods that are declining or deemed too risky for the financial commitment. “ (Yang. 178) “The government also set up a national neighborhood appraisal system that explicitly tied mortgage eligibility to race. Integrated and minority communities were ipso facto deemed a financial risk and made ineligible for low-cost home loans, a policy known today as ‘redlining.’” (The Power of an Illusion, "The House We Live In”)

It was a way to constraint African Americans to areas that were far away from those with status, class, and power. Segregation led to discrimination in economic opportunities, housing, and education. The black culture has suffered from the barriers that were placed through segregation. However, the Civil Rights Act of 1964 and the Fair Housing Act of 1968 tried to limit some of the discrimination associated with segregation. It was discovered that even a “rising economic status had little or no effect on the level of segregation that blacks experience” (Massey and Denton 87). The authors imply that “black segregation would remain a universal high” (Massey and Denton 88). The problem with the continuing causes in Segregation is that even though the Fair Housing act was placed, many realtors still discriminate against blacks “through a series of ruses, lies, and deceptions, makes it hard for them to learn about, inspect, rent, or purchase homes in white neighborhoods” (Massey and Denton 97). Segregation and discrimination have a cumulative effect over time. Massey and Denton argued that the “act of discrimination may be small and subtle, together they have a powerful cumulative effect in lowering the probability of black entry into white neighborhood” (98). William Julius Wilson had