A Report On The Identity Protection Services

1. Case Study:  “Don’t Let Crooks Steal Your Identity: How to Protect Yourself-and Your Credit Rating” (p. 225)

There is no doubt that the attacks on 9/11 caused Congress to pass the Real ID Act in order to prevent foreign nationals from fraudulently obtaining a U.S. driver’s license. Congress said the Real ID Act is about security, not stigmas. The law was intended to set principles for states that issue licenses and to procure acceptable documents. However, due to budgets, there are not enough resources to verify the accuracy of these documents from foreign countries. This is based solely on three 9/11 hijackers being able to obtain state identification cards while using fictitious documents. In total, thirty three hijackers acquired state driver’s licenses. Unfortunately, stern stipulations have gradually decreased due to several states and local governments allowing Identification cards to be issued without distinguishing from an authentic driver’s license (Jeunesse, 2015).

            Identity theft is an issue faced on a daily basis for those that are living in our wonderful state of California. For some it is common knowledge to protect your identity but for those that are not familiar with the practices of these common crooks, will cost a lifetime of savings and irreparable damage to ones credit and finances. According to the California Office of Privacy Protection, “there were more than 11 million victims of Identity Theft in the

set to steal your information as well as what steps to take once you became a victim of credit

The only response I received was, I had missed the five day return policy for the "Forever Cushion" and now owed $342.47; or it would be turned over to a collection agency...over and over again. Rayshell stated she was willing to work with us. I ask Rayshell what was the lowest she could or would discount the "Forever Cushion", Rayshell said she would discount the total owed to $200.00, and no payments could be late or it would revert to the full amount of $342.47. We, my wife and I, afraid of our credit being ruined gave Rayshell

Our client, Sue Davis, was in a car accident in Yankton, South Dakota. Sue sustained massive head injuries, and the paramedics did not think that she would make it to the hospital alive. Once all was said and done Sue incurred $400,000.00 in medical bills, $45,000.00 in lost wages, and $50,000.00 in property damage to her Bentley.

Ms. Larios claimed she was not sure if the Claimant was represented by legal counsel since she has not been served with legal documentation. She claimed she received Chiropractic invoicing from the Claimant’s physicians that she turned over to her claims adjuster at Am Trust North American. She does not recall any details about the invoices.

Local and national agencies are addressing the issues of identity theft. Local officials are able to concentrate on specific occurrences and alert their constituents as needed. They are the first line of defense. City and county websiteshave links to useful information that citizens can utilize. Local libraries and community centers offer classes and workshops on how to prevent identity theft and what consumers can do if theirs is stolen.

I have been very fortunate to have Bryan Lispito and Angela Fattizzo work on behalf of my Family. The work Braden Lespisto has done was exemplary as was the results to the case. He and his Legal Assistant Angela Fattizzo never made me feel that I was just a regular client. All my questions were always answered if not immediately they were with in a timely fashion considering his scheduling. I was always met with respect and giving the opportunity to voice my opinions about what was occurring in the case. I was never given any false hopes but the straight truth. When new issues would arise concerning the case, I was always notified with an explanation and a remedy. I was not left with the illusion of not getting a resolution. I and my

Other services can provide information and assistance such CAB ( Citizens advise bureau) Charlotte can visit Citizens advise bureau they are a non-statutory agency, but they can help her with her debt problem as she has run up a lot of debt due to her drug use. Citizens Advise Bureau stated that unlike most forms of borrowing, credit cards don’t have a repayment schedule, so people can hold unaffordable debts for long periods of time. Credit card lenders have little incentive to help people stay on top of their debts. When people struggle to manage credit card debt-when they get into arrears or can only meet minimum payments. It also states that 18% of people in finically difficulty have their credit limit increased without asking. And five million people with will take over ten years to pay off their debts.

Also If you could please let me know the latest update with our refundable security bond.

When Office Products Depot decides to potentially offer credit to a customer, they check credit ratings and follow policies to help them decide if they should

The government is actively involved in decreasing the amount of identity theft by providing the most effective tools to investigate and prosecute identity thieves. One of these tools is the Identity

Second Contact one of the three major credit bureaus who will be able to work with you to find a solution.

Identity theft is on the rise in the United States and Globally. The Federal Trade Commission advised that there are about nine million cases of identity theft. People who had their identity stolen often feel like they were violated. Any individual can have their identity compromised in numerous ways. Different institutions store personal information. There are several organizations that have social security numbers, bank account numbers, and credit card numbers. Colleges and Universities have people personal information stored in their databases that could be hacked. There are several companies that offer options to people to protect their identity. Most credit card companies offer the option of identity