A Research Project On Medical Insurance

As an international student from the country with individual mandate, I was surprised to find out that there are millions of uninsured people in America. I was also surprised because the cost of both the insurance and the healthcare are so much higher than I expected. Still, during the first semester, I thought it will progress in a better way since the number of uninsured has been steadily decreasing with individual mandate in the Affordable Care Act.

Aside from the ability to record accurate results from the study based on the amount of response, the participants were primarily chosen after a convenience sample was utilized from gathering data in a prior study. Results from this convenience sample allowed for the observation that one, two, and three star hotels unaffiliated with large groups or chains did not actually apply performance evaluation methods. Thus, the study was defined from a question conceived following the completion of the pilot test.

In the past, there were many disadvantages for individuals to receive health coverage when having a pre-existing condition. It can be any condition that is minor to severe for men and women. Their insurers just do not want to pay, or continue paying for medical cost of a condition that existed before trying to receive the medical coverage/insurance they want. Currently, individuals are given the opportunity for medical insurance after their pre-existing health condition. “Obamacare bars insurers from denying coverage to people with pre-existing condition, mental or physical illness, or conditions before coverage began” (Kaiser Family Foundation, 2013). As Obamacare being fairly new to individuals, it is making changes of individuals to make

previously. My father was severely sick and i wanted to the pharmacy to get his prescription but they refused me because he's healthcare did not coverage for this particular prescription which was way expensive at around$ 450. I spoke to the pharmacist about my father condition.She insisted to give the prescribed and i did not know what to do called several time his healthcare coverage and did not helped me. At the present time i used to lived in Saint Paul Minnesota and one of City council by the name Dai Thao was happend to be there at time. He saw my frustration and Asked me that happened and told him that my father is sever sick and his healthcare is not covering the prescription. He immediately called Healthcare Coverage and told

As we all know, the cost of medical coverage has been the same and not gone down for a while. As it right now, the premiums that we have been paying to cover the health benefits have increased an excessive percentage and that is why we need to find a way to cut overall costs.

Our family insurance coverage is a PPO insurance product. The insurance is offered through our employer. However, things have changed drastically. In years past healthcare coverage through your employer was 100% coverage with minimal employee contribution. Today the employee contribution is close to half the premium cost. This contribution is usually done bi-weekly with payroll deductions. With our coverage we have co-payments for prescription costs, dental, and vision care. If the prescription is not written as dispensed, (DAW) then we can use a generic equivalent at a cheaper co-pay cost. Other out-of-pocket costs are the deductible guidelines you must meet before your insurance is activated to the 100%

MILLERSBURG — In the hopes of seeing increased benefits to enrollees and the the county down the road, the Holmes County commissioners recently announced the county will self-fund medical insurance for employees in the coming year.

Having health insurance is relieving for every individual; recent graduates face the dilemma of how to begin to or continue to receive health insurance. Additionally, maintaining one’s health and wellness involves frequent doctor visits and these visits can easily add up if health insurance is not present. As a future graduate, I need be informed and prepared beforehand about the health care system and which health insurance option is best suited for my needs once I graduate. Recent graduates may be able to receive insurance through their job, but some graduate are not successful in his or her job hunt (U.S. Department of Health & Human Services, 2015).

Not only does Penn State require student to have a health insurance policy, insurance coverage is an important component of student’s health and welfare. However, many international students do not value the Penn State Sponsored Insurance, because the high cost of Insurance. The see the insurance requirement as a burden, not benefits. I believe this situation has occurred not because international students are unaware and not concerned about

I have had medical insurance through my husbands employment for about a year now. So I have not have much experience with this type of insurance or exactly how the insurance company works, however, I do know that my insurance company does help out tremendously with my medical expenses. On the other hand, I also was on the HealthPlan before my husband and I were married and that insurance company offered gift cards for wellness visits. I think that if a insurance company offer incentives such as that it does give a patient a push to go get a checkup. I feel that best advantage to have health insurance is not having to worry about having high medical bills, which, can hurt an individual greatly. I feel like most individuals that I am more likely

Most state Medicaid programs provide reimbursement for health care-related transportation costs, different states have various standards by which their Medicaid programs will reimburse for telehealth expenses. A number of states with telehealth programs entered into a collaboration with state Medicaid programs to develop telehealth reimbursement policies, often with the anticipation that telehealth could offer transportation cost savings. There is no single widely-accepted standard for private payers. Some insurance companies value the benefits of telehealth and will reimburse a wide variety of services. Others have yet to develop comprehensive reimbursement policies, and so payment for telehealth may require prior approval.

When attending college, it is very important to have student health insurance. Many colleges and universities require proof of health insurance for students; even if yours does not, cheap student health insurance will probably end up paying for itself. While you may be young and healthy now, sudden illness and accidents can happen. In that case, you will be very happy if you have college student health insurance. Don’t end up graduating with medical debt in addition to student

Heart-Healthy Insurance is an important and successful insurance company that prides itself on its commitment to its user’s privacy. This privacy we provide to our customers creates a mutual trust that makes our company more valuable than our competitors. To keep this client trust, we must meet certain criteria to ensure our security practices are up to par to provide the utmost protection to our customer's privacy.

Thank you for your insight on health care insurance. I do agree that programs should center on health awareness and promotion, especially, for those in the lower socioeconomic status (SES). There is a growing need to consider how best to address lower SES population health at an affordable cost of services without the high demand in price for services (Getzen, 2013; Shi & Singh, 2011). While, providing education through health awareness and promotion, cost- effectiveness strategies has been a challenge for many health services due to limited moral hazard has on health initiatives (Getzen, 2013; Laureate Education, 2012).

Correspondence: Torvald Øgaard, The Norwegian School of Hotel Management, Stavanger University, N-4036 Stavanger, Norway. Tel: +47 51 83 15 97; Fax: +47 51 83 37 08; E-mail: torvald.ogaard@nhs.his.no Keywords: hospitality industry,