ACA Argumentative Essay

The idea of passing the health care reform was to expand health care coverage, however, in order to do so, many changes must be implemented in order to fulfill the ACA 's promises. The first of which is allowing all individuals to acquire health insurance no matter the age, pre-existing conditions, or other unfair practices. Statistics show that “half of Americas” have a preexisting medical condition in which with the passage of the ACA, it allows individuals to acquire health insurance without the worry of having to pay high insurance bills (Moisse, 2011). The reason why having preexisting health conditions is no longer a factor in acquiring health insurance is because with the passage of the ACA (as discussed earlier, it was made a mandate to acquire health insurance) it is expected that it will balance out economically with the people who require more medical help to their healthier counterparts that do not require as much medical attention (Goodnough, 2016).

The general family has children and those children are placed under their parents’ insurance. “Statistics show how the affordable act affects young adults between the ages of 19-26. By the year of 2012, Millions of uninsured young children were added” (Jonathan Oberlander, 2008). Some young adults seem as if they have less job stability compared to the older workers. These individuals were among the surplus of those who would not want to repeal the ACA (Obama Care). In the creation of the ACA is has increased the profit for insurance companies. Members could get more premiums from other health sources, such as department of health services, but some are not beneficial in the long run. Most will end up having to pay the debt off other tax payers which are making it affordable for others to have the current insurance that is available to them now, considering that this is indefinite reasoning. Having children under parents’ insurance could very well

The primary social problem that the Affordable Care Act (ACA) was enacted to address was for everyone to have insurance. The goal was to make insurance accessible to everyone and decrease the number of people without health insurance. The most important provisions of the law were preventive care, birth control, and prohibit exclusion of an individual with preexisting conditions, and Medicaid expansion. They addressed these problems by covering all well visits, making birth control free, allowing people with preexisting conditions get the help they need, and expanding Medicaid for the childless adults that are poor. According to Sanger-Katz and Bui (2016), the uninsured rate has gone down but there have been some difficulties with the Medicaid

In the American House of Representatives, the weeks leading up to March 24 2017 were tense ones. In an attempt to fulfill one of his numerous campaign promises, President Donald J. Trump, worked with the Speaker of the House, Paul Ryan, to create and pass a replacement for the Affordable Care Act, informally called Obamacare. This replacement was dubbed the “American Health Care Act” and was first passed through the House Ways and Means Committee and the House Energy and Commerce Committee. After a passing another vote, the bill was designated to be voted on by the House of Representatives on March 23, 2017, a major decision. The bill was largely opposed, not only from the Democratic party, who is the party in opposition of that which introduced the

Healthcare reform has become an important issue with many Americans since the passage of the Patient Protection and the Affordable Care Act in 2010. It took years of fighting and refining the bill before it became law, and it represents the lasting legacy of the Obama administration. The Act will allow millions of Americans who were previously uninsured to gain coverage through expanded Medicaid and Medicare programs or through federal or state insurance exchanges. Although the idea of providing healthcare to those who need it but can’t afford it is a noble one, one major question remains. Who will pay for the increase costs associated with expanding coverage? Health insurance is predicated on the spreading of risk. The young and healthy are used to subsidize the cost associated with the care of the old and unhealthy. Congress attempted to address this by placing within the Affordable Care Act a provision which imposes a “tax” of one percent of taxable income on any American who chose not to purchase insurance coverage with the tax increasing every year up to 2.5% for every year they go without coverage. Despite this provision many young Americans are opting out of health coverage and instead will pay the tax. Younger people are making this choice because the tax they pay will ultimately cost them less than a year’s worth of coverage. Not having the younger population covering the costs of the unhealthy could lead to a “death spiral” because private insurance companies are

Obamacare has drastically raised health care costs for individuals and families. One of the reasons Obamacare was established was to reduce family premiums by $2,500 a year (Anderson 1). However, this goal has not been accomplished yet, the typical family premiums are increasing at rapid rates (Anderson 2). From 2015-2016, Family Silver, one of the most popular family insurance plans, had a ten percent increase on their premiums price. Some states even rose by forty percent (Furchtgott-Roth 3). Middle class families cannot keep paying an arm and a leg for health insurance. Health insurance should not be a major issue for Americans, it should be

Replacing Obamacare with something that works much better and gives people more freedom to choose options that works for their finances won’t be free (Graham, 2017). This means that, there are more affordable health plans out there that can be better for people that cannot afford the Obamacare… another cheaper health care that will have a better coast. There are many parents that need something more affordable health insurance for their children. So they can make sure that they have coverage on their self and their children as well. In the United States, there are young families that can be given a change to save up money before getting the health insurance. A replacement for Obamacare could give young modest-income families the chance to set aside some savings for health expenses (Graham, 2017). It’s always important to save money because; people may not know when they are going to need money to pay for medical expensive in case something ever

Many other states have developed laws that protect individuals' religious freedoms, yet Indiana's law has more of a controversial front to its recent legislation. This action is to help court cases to decide whether a business owner was discriminating towards a customer or simply complying with the first amendment. Most have argued that this legislation discriminates towards sexuality; whereas, others believe they would be practicing their religious rights. Government and religion have crossed paths before, but this new bill overpasses a boundary that appeals intolerable. Furthermore, the causes of the new Religious Freedom Restoration Act (RFRA) is causing an uproar due to it's discriminatory presence and the future of this country's well-being

See what they are doing is making the premiums go up almost by half for younger people so they can compensate for cutting elderly peoples premiums in half. The irony in this is that Obama won the presidency with a 66 percent of the vote among adults aged 18 to 29. That is a larger share than any presidential candidate has won in decades. Yet his health care overhaul could impose its greatest burdens on young adults.

The Affordable Care Act (ACA), also known as Obamacare, was signed into law in 2010. The goal of the ACA is to provide affordable health insurance coverage for all Americans. The ACA was also designed to protect Americans from insurance company schemes that may increase patient costs or restrict care. Millions of Americans have benefitted by receiving insurance coverage through the ACA, especially those who are unemployed or have low-income jobs. Some could not afford insurance because they could not work due to a disability or family obligations. Others could not get health insurance because of pre-existing medical conditions. “More than 45 million Americans are uninsured, and as a result, they experience increased morbidity and mortality”

Due to insurance companies widening their range of coverage, the premiums for people who already have life insurance increases. Some people find the government intrusive because they are requiring people to get life insurance. New taxes were put in place to pay for the ACA, including taxes on medical device and pharmaceutical sales. Other taxes were created for those with high income. James Roland states “The wealthy are helping to subsidize insurance for the poor. Some economists, however, predict that in the long term, the ACA will help reduce the deficit and may eventually have a positive impact on the budget.”(Healthline 1) When the ACA first launch their website there was technical problems which discourage people from signing up. Other customers had trouble signing up for the right coverage, not knowing which is best for them. Roland later

Americans who will consume healthcare less frequently are “needed to subsidize the cost of older sicker ones” (Oliphant, 2013). In order to achieve affordable health insurance and include the benefits of the packages, not only must Americans actively participate in the healthcare law but younger Americans especially. “In theory, the law would create large pools of younger, healthier participants whose premiums would help offset the cost of providing care for older policyholders who use the health care system more” (Cohen, 2013). As the deadline approaches for Americans to shop and purchase healthcare packages, the desperate need for compliance by young Americans has increased and has been communicated to the People. According to CNN News reporters, President Obama encouraged young supporters to recruit their peers to sign up for healthcare on Wednesday December, 4th 2013 (Cohen, 2013). Americans who will be depending on their healthcare more, will also depend on Americans who are healthier, to comply and pay into the plan as an attempt to maintain affordability in Obamacare.

Position on Topic: Obamacare is one of the most highly argued topics in today’s economics and politics alike. Many people believe that its goal of universal healthcare is a good thing and that healthcare should be a right as a U.S citizen. Others believe that Obamacare is a disaster causing people to pay more unnecessary taxes in order to compensate for people who are unable to pay for healthcare due to poverty status and is economically unfavorable. There are also people who believe it should be kept but many changes need to be made in order to make it effective. Considering both arguments, I believe Obamacare should be repealed and replaced with a new healthcare policy.

Times. http://www.nytimes.com.2008/02/19/world /americas/19iht-princeton.1.10175351.html Fitzsimmons, W. 2014. Time out or Burn out for the Next Generation. Retrieved from

The Affordable Care Act, more popularly and infamously known as Obamacare, tried to do this and while it succeeded in many areas, it also failed in a few. The way healthcare works is that the younger, healthier citizens are usually covering the costs for the sicker population. But, with the ACA, many people decided they would rather pay the fines instead of the premiums. This unexpected way of avoiding the ACA lead to costs being much higher than they would have been. Our generation has to realize that we all need to be insured, for this program to work. It is estimated that 23 million people will remain uninsured for various reasons (Gabow,