ACA Pros And Cons

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.

On March 23, 2010, President Barak Obama signed the Affordable Care Act (ACA) into affect in order to provide affordable, quality health care for all American citizens. The purpose of the ACA was to expand public and private insurance coverage opportunities, increase protections of the insured so they qualify for coverage, promote the overall wellness of the public and improve education on prevention, to improve the healthcare systems and the quality of healthcare professionals, to increase the amount of available healthcare workers, and to eradicate the rapidly increasing cost of receiving medical care (King, 2011). The ACA, also known as Obamacare, was created to reform the health insurance situation starting in 2010 and continuing through 2014. Some

The premise for this is that if these things get covered with preventative care, “emergency room costs” will be decreased and save money by hopefully keeping that from affecting Medicaid and therefore the tax payer. Again, this bill had been advertised on such plans but, implementing a regulation like this cancelled millions of individual plans that didn’t cover such problems. Another of the essential benefits mandated under the ACA is maternity care. This is great if you are a woman, but if you are one of over 50 million single men in America this is a unnecessary financial burden that you are being charged for and will never use until you marry. The ACA forced many families to go out and buy new, more expensive insurance to cover benefits that they either wouldn’t need right now, or would never benefit from. From just 2010 to 2011 the average healthcare premium for a family plan rose over $1200. Premiums have since grown up to a $4000 increase since the ACA was

On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a higher quality for the millions of Americans who were previously uninsured, or who had insurance that didn’t provide them adequate coverage and security.

The Affordable Care Act (ACA), also known as ObamaCare, is a United States law that was signed by President Barack Obama on March 23, 2010 and upheld by the Supreme Court on June 28, 2012. This Act was set to reform both healthcare and health insurance industries in the United States. It aims to lower cost on coverage, add new benefits, and a few new taxes. Increasing the quality, availability, and affordability of private and public health insurance are very important roles of the ACA. While trying to help over 44 million uninsured Americans, it is changing taxes, mandates, subsidies, and adding new regulations. The law is trying to slow the growth of healthcare spending and cost, which has been rising at an unsustainable rate. The Affordable Care Act has added many new laws and regulation, but how much has it helped and how will it be changed after the presidential election?

The Affordable Care Act is one of America’s many insurance plans to attempt to lower costs and provide a wider coverage for citizens all over the country. It is a widely controversial topic in America; especially within the past year. Although there are some people out there who support it, there are also those who base their campaigns on getting it repealed; Donald Trump is a prime example of this. When instituting this policy, Obama had very good intentions, but he was far from fulfilling his intended purpose. Today, the ACA has many flaws that affect Americans both as a whole and individually. Obamacare has raised costs for individuals, contributed even more money to America’s debt, is the complete opposite of what President Obama said it would be, it takes away civil liberties, and puts new standards on patients.

The ACA was introduced to care for those without insurance, and to also make amends to those with a pre-existing condition to retain some semblance of health insurance. When fully implemented, the ACA promises to lead to a dramatically different health care process for the United States in the years to come. The central legislation to making this proposal become law was that the ACA would increase health coverage to extend to as many as 32 million more previously uninsured

The ACA offers Americans benefits and rights. Some of those include: pricing coming out the same for both male and female participants, the right to appeal to one’s own insurance company regarding any decisions made, better care for seniors, no out-of-pocket costs for hospitalization, prescribed drugs, and care for newborn babies. Medicaid was expanded over 130% into many more states, while Medicare was improved for people with disabilities. By 2016, full time workers must be covered by their employers in large businesses and coverage

The affordable care act (ACA) was implemented in 2010, the idea behind the ACA was to help millions of Americans secure affordable health care insurance coverage and slow the rising cost of healthcare. Throughout its implementation the affordable care act has had several reform initiatives in the years 2011, 2012, 2013 and 2014. This research paper will take a brief look at the affordable care act as well as an initiative for each of those years.

The Affordable Care Act (ACA), also known as Obamacare, was signed into law in 2010. The goal of the ACA is to provide affordable health insurance coverage for all Americans. The ACA was also designed to protect Americans from insurance company schemes that may increase patient costs or restrict care. Millions of Americans have benefitted by receiving insurance coverage through the ACA, especially those who are unemployed or have low-income jobs. Some could not afford insurance because they could not work due to a disability or family obligations. Others could not get health insurance because of pre-existing medical conditions. “More than 45 million Americans are uninsured, and as a result, they experience increased morbidity and mortality”

The Affordable Care Act (ACA or ObamaCare) was made to help uninsured Americans gain insurance for their families without having to pay too much money out of pocket. After years of debating and perfecting ObamaCare the US government finally decided to let the bill pass. ALTHOUGH OBAMACARE HAS GOOD INTENTIONS; IT IS NOW LEAVING OUR NATION WITH UNTRUSTWORTHY MEDICAL INSURANCE AND FACILITIES, CREATING MORE NATIONAL AND PERSONAL DEBT THAN WAS INTENDED, AND DESTROYING JOBS.

The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.

Before the ACA was enacted in 2010, many Americans were uninsured or underinsured. Health insurance was hard to obtain due to the high prices and lack of accessibility. Being able to have access to care is important because it protects citizens from health crisis, which can lead to poverty. The mandate included many elements that reshaped healthcare to be more affordable, while still offering quality care. For instances, the ACA allows people with pre-existing conditions to obtain health insurance and most importantly, 80% of the profits made by insurance companies from premiums must be spent on healthcare (Kaiser Foundation 3). The ACA is effective because it will protect American citizens from financial burden, increase access to care and

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.