Advantages Of Decentralization In Relation To CBA

9. Imagine that you are buying a new computer and comparing different brands and prices. Describe at least two nonprice competition factors you might consider when making your decision. (2-4 sentences. 2.0 points)

Acer has a degree of control over its prices and a considerable amount of non-price competitions exists, which ultimately leads to price discrimination (University of Phoenix, 2011). As such, Acer should focus on attaining and retaining loyal customers. Their non-pricing strategy should be focused on the development of products that are unique

- The Threat of Substitutes is high, since mobile product-life cycles are short. For example, Motorola is currently

The 10 departments are policy areas/centres for the organisation, each tasked with a specific role to help in the achievement of BancABC goals and objectives. All departmental policies are customer centric and at the same time cover areas of risk mitigation without necessarily making decision making too onerous as to be impractical to carry out. This determines how and where resources are channelled in order to achieve the organisation goals which gives a basis for measuring performance at an organisational level. The BancABC structure enables the bank to divide work to allow for effective and efficient delivery of financial products and services by highly skilled and specialised

There are various categories of banking; these include retail banking, directly dealing with small businesses and persons. Commercial and Corporate banking which offers services to medium and large businesses (Koch & MacDonald 2010). Private banking, deals with individuals, offering them one on one service. The last category is investment banking. These help clients to raise capital and often invest in financial markets. Most global banking institutions provide all these services combined. With all these institutions in existence within the same localities and offering similar services, there is a need to regulate the industry so as to protect the consumer and provide fair working environment for all banks (Du & Girma, 2011).

Computer technology is constantly advancing over software and hardware that is available at any one given time. These constant changes affect how long computer products can sell for a premium price but also can make it cheaper for those consumers that are not interested in the newest and latest components. Personal computers (PC), also known as desktop computers, are common place in jobs, schools and homes. The demand for personal computers is constant and revolving since components of computers gets better and more powerful with time. The target market then becomes anyone that uses a personal computer for home or work. HP uses the fact that computers are a common item in any office or home to their advantage and offers not only PC’s but other accessories pertaining to computers as well. While HP currently excels at providing a product for a decent price they are missing out on consumers that Equalus will focus

As Krames describes, even though the intent was not to revolutionize, the mass customization and the providing competitive price to customer by eliminating the middleman, changed the landscape of computer business. Consumers, for

9. Imagine that you are buying a new computer and comparing different brands and prices. Describe at least two nonprice competition factors you might consider when making your decision. (2-4 sentences. 2.0 points)

** Wells Fargo’s decentralized corporate structure gave the Community Banks Leadership the freedom to manage as they pleased and created an environment that rejected any oversight from outside the community banks ranks. Lack of centralized reporting and oversight made it difficult for the corporate office to identify trends or warning signs that lead to issue. Most of the warning signs were occurring at the local level, but there were a few major signs of a problem that bubbled up to the corporate which they seemed to ignore or did not identify as a potential problem.

Very often than not there are regulations implemented as a means to dissolve an issue that needs to be resolved as soon as possible and is implemented immediately. However these needed resolutions end up affecting the little man such as community banks.

The software business is a natural monopoly because average total costs continually drop with increase input. The market for computer software presented several problems in relation to antitrust enforcement. American Department of Justice (DOJ) made its complaint against Microsoft in 1994. “DOJ estimated that Microsoft operating systems were to be found on over 120 million PCs, constituting 79% of the operating systems sold to PC manufacturers” (Furse, pg.101). First issue in relation to antitrust enforcement was about the quick market growth. “If markets are continually shifting as technology advances, it may be neither practical nor desirable to subject that market to the strictures of antitrust law” (Furse, pg.100). Second issue was the market in which the desire for product differentiation must be carefully balanced against the need for adjustment. The costs to the consumer of switching from one standard to another can be considerable not because of buying a new software but in difficulties in properly using the new item. So “consumers switch to a technically superior, but poorly adopted spreadsheet that has a different command set and a macro programming language will find it harder,” and therefore more costly, to find assistance. Third

• Governance and oversight: Assessing business model and strategy changes and reinforcing the importance of sound corporate governance appropriate for the size and complexity of the individual bank. A specific focus will be on determining the adequacy of strategic, capital, and succession planning. Examiners will assess whether the plan is appropriate in light of the risks in new products or services. If applicable, examiners will assess the bank’s merger and acquisition processes and procedures.

In this paper, I am going to bring out the similarities and differences between Microsoft and Apple. It is evident that rivalry is the mother of innovations in the contemporary world. The rivalry between Microsoft and Apple to dominate the technological industry and markets has seen major developments in the industry. Their achievements have been tremendous in the past years, and in 2012, according to the Fortune list, Apple was perched at position 17 while Microsoft was at 37 (Noga 20). Many people tend to think that the two companies are one and the same thing. However, computer addicts appreciate the fact that both companies provide software applications. They are the two most established companies as far as the production of computers are

Decentralization transfers the authority and responsibility for public functions of central government to subordinate government organizations. Power is decentralized in the U.S. political system as it aims to give citizens more power in decision- making processes. It is also spread throughout the system rather than being concentrated to one government. The power of the government enhances the power of individuals and also make it easier for individuals to participate in the government. It also supports democratization by giving citizens more influence in the formulation and implementation of policies as it enhances transparency and accountability from the government. If there was a centralized federal government and were to make a big mistake by implementing a destructive policy, everybody would suffer greatly. Since the large centralized governments are a concentrated source of political power, there can be serious problems when individuals become corrupted or fail to do their jobs. As for the centralized city governments, if they were to become corrupted or fail to respond to local residents, it would be much easier, than national governments, to hold accountable due to their small size. Since the United States do have a decentralized government all governments have their limits to their power and is dispersed through their system. Powers from the governments are decentralized in the U.S. political system, in order to, compose the distribution of power amongst governments

On the other hand, piracy is also witnessed in many countries that are developing. Also, we find that strong competitive rivalry creates market forces that actually threaten the development of Microsoft as one of the largest firms in the market. For instance, other companies have now diversified their production, and now they are also offering operating systems and other computer hardware products. Also, the rising popularity of freeware, limits and potentially has an effect of reducing the company’s business. Therefore Microsoft should carry out a thorough SWOT analysis in order to identify the importance of product uniqueness and also product improvement.