Affordable Care Act A Quagmire

On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.

The goal of this paper is to explain the downfalls of Obamacare and share the stories of individuals affected negatively and directly by the approval of the policy. Although Obamacare set out with good intentions, many people are still left without health care coverage because of the constant revisions of the bill. There have been many taxes raised for the approval of this policy, and has caused problems for individuals who do not want coverage under Obamacare but would want coverage under a different company. Obamacare has helped some, but has caused other problems that would make it a bill that should be up for repeal.

The Affordable Care Act that is commonly known as the Obamacare can be explained as healthcare declaration that was enacted by the Federal government on 23rd March 2010. The main objective of the Act was to reform the US health systems by offering and bettering access to quality and affordable health care, health insurance, and by offering American citizens with more rights and safeguards by minimizing healthcare expenses for both the government as well as the American residents. Moreover, it can also be pointed out that the Act also aimed extending private and public insurance coverage while also regulating the insurance sector. Nevertheless, since enactment of the Act, the Act has been heaving criticized by some quarters to the extent that some political leaders in the USA have expressed their views on repealing the Act (Everett and Dawsey, 2017). Nevertheless, it can also be pointed out that there are those who strongly support the Act and give different reasons to explain the reasons why they are in support of the Act. This essay focuses on the topic of Obamacare and discusses in detail the reasons why the Act should be ammended.

Such data suggests that rural areas were actually better off in terms of medical care prior to the enactment of the Affordable Care Act than they are now. Before ACA implementation, the rural population was significantly more likely to be covered by Medicaid (21%) or other public insurance (4%) than the metropolitan population (16% and 3%, respectively). Therefore, while urban individuals on average had more healthcare benefits due to the nature of their insurance provider, since Medicaid made up some of the gap in employer-sponsored coverage in rural areas, the uninsured rate was similar in rural and urbans populations prior to the ACA (Figure 2).

The Affordable Care Act is surrounded by numerous political circumstances. The Affordable Care Act has been called by many names such as Obama Care or healthcare overhaul. The healthcare overhaul is one of the rare policies that has been developed, but not tweaked to perfection; it may never be tweaked to satisfy everyone, but it could still improve. According to the article entitled “The Science of Muddling Through” by Charles Lindblom “Policy is not made once and for all; it is made and re-made endlessly” (Lindblom, 1959, pp. 86). The act of policy-making is based on consecutive approximations to some sought after objective in which the ultimately desired objective continuously changes under reconsideration (Lindblom, 1959, pp. 86).

The Affordable Care Act (ACA) is a radical healthcare reform that aims to provide affordable, quality healthcare for all US citizens. This increased scope of coverage would allow millions more of Americans to use the system. In order to drive down costs from many more individuals, the ACA has planned to increase incentives for preventative public health interventions including primary care physicians. Although this is a fine beginning, I believe the greatest challenge to the long-term success of this reform remains the shift in mindset from a focus in treatment to an equal focus in prevention. Preventative services are vital to a healthcare system. However, the effects of prevention are often long term, and thus are traditionally underappreciated by those who have the disease being prevented. Individuals with the disease also undervalue prevention, as it does not affect their health state. With this mindset, prevention is undermined and will continue to be a challenge for the progression of the ACA.

Even though, Affordable Care Act has benefited millions of United States citizens there were some issues with the Affordable Care act such as: some people who were unable to afford it, increase cost of premium pay, and not be able to keep the current health plans. The Affordable Care Act mandated the individuals to purchase a health insurance plan or risk of paying penalty taxes. Another big criticism Affordable Care Act is receiving is most insurance companies dropping out from the ACA leaving the people without any insurances. Despite the challenge Affordable Care Act is facing is cost of premium in health insurance. Another issue of the Affordable Care Act is uncertain future due to individual consumers are caught in the middle of this two-opposing side that can’t come to conclusion to fight it or to keep it with clear possible consequences. Another issue of the Affordable Care Act “is that if have an employer-sponsored health insurance offer, you are generally prohibited from getting subsidized insurance” (Quan, 2012), and low-income employees are unable to afford what have been offered. As research of “The Affordable Care Act: In the Supreme Court We Trust” there are three possible outcomes such as: the debate will continue through the new elections until repealed

Access to care has become a buzz word in the modern healthcare theater. The prevailing thought is that our healthcare system will experience a significant amount strain as an increasing number of individuals seek care with increased number of individuals being covered by third party payers under the affordable care act. Access to care has become a catch-all term used to describe the inability for an individual or population to seek needed healthcare services. Access to care can be divided into 4 major problems within a healthcare setting to include, physical accessibility, affordability, acceptability, and supply and demand. While the current state of our healthcare delivery system in regards to the changes implemented by the affordable care act has attempted to address affordability and acceptability. The affordable care act may have strained the infrastructure of our system in regards to the supply and demand aspects as well as physical accessibility challenges to many populations.

Basic changes were needed in the way Americans got health coverage. Trying to figure out what it was going to cost them starting in 2014, when major parts of the Affordable Care Act, also known as “Obamacare”, went into effect was the challenge. The four main ways Americans experience healthcare once the Health Reform Law was fully in effect were coverage by an employer, the government, buy it themselves or have none. About half of Americans get insurance through their jobs. About one third through the government like Medicare and Medicaid. About one in ten purchase insurance themselves. And still another 30 million, just under one in ten, no coverage at all.

The Affordable Care Act (ACA), better known as Obama Care, is just one of many pieces of legislation dealing with health care issues that our country faces. In this paper the discussion of this legislation will focus on the applicability of the legislation and what it means to American citizens. Decisions and pending rulings by the Supreme Court will be discussed and analyzed by constitutional standards and will show the facts of the legislation’s standing as law. Specific constitutional criteria will be utilized is determining the validity of the ACA in conjunction with other federal laws as well as any prohibitions stated within any court rulings and the United States Constitution. The issues of canceled insurance policies, mandates to acquire or retain insurance, and the impact of such on citizens will be addressed in accordance of the previously mentioned criteria. A solution as to how to fix the problem of health care legislation, specifically the ACA, will be offered and substantiated by way of facts and law in order to present a better understanding of the ACA.

The Affordable Care Act (ACA), better known as Obama Care, is just one of many pieces of legislation dealing with health care issues that our country faces. In this paper the discussion of this legislation will focus on the applicability of the legislation and what it means to American citizens. Decisions and pending rulings by the Supreme Court will be discussed and analyzed by constitutional standards and will show the facts of the legislation’s standing as law. Specific constitutional criteria will be utilized is determining the validity of the ACA in conjunction with other federal laws as well as any prohibitions stated within any court rulings and the United States Constitution. The issues of canceled insurance policies, mandates to acquire or retain insurance, and the impact of such on citizens will be addressed in accordance of the previously mentioned criteria. A solution as to how to fix the problem of health care legislation, specifically the ACA, will be offered and substantiated by way of facts and law in order to present a better understanding of the ACA.

This paper explores three fundamental economic reasons to promote the Affordable Care Act. These reasons are found in several articles that focus the most among other reasons. These reasons are: getting most uninsured people to be covered in health care insurances, lowering the health insurance costs for both insured and uninsured, and to focus more on prevention than treatments. After introducing these three reasons, there are also some disadvantages listed in this paper to compare Affordable Care Act’s social benefits and its costs. In this paper, the readers are

Basic changes in the way Americans will get health coverage and what it will cost starting in 2014, when major parts of the Affordable Care Act, also known as “Obamacare”, go into effect.

The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.

Obamacare may be one of the most debatable topics at the moment ever since 2010. For those who are still confused on what Obamacare is and how it works is understandable and common amongst Americans. Obamacare is also known as the Affordable Care Act. It can be summed up as a law that ensures every American has access to health insurance that is affordable and within their budget. This is done by offering people discounts on government-sponsored health insurance plans, and by expanding the Medicaid assistance program so they include more people who can’t afford health care. In order for someone to qualify for Obamacare they must have an insurance plan that covers at least ten essential services that pertain