Affordable Care Act ( Aca )

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In spite of Affordable Care Act (ACA) being signed into existence in the United States, it is common knowledge that health care and its associated costs have continued to spiral out of control. The ACA is not considered a single payer health care plan. The average insurance amount paid by a business even while the ACA is in place, still spend per capita has exceeded food and housing. The premiums for health insurance have been increasing for years at a faster rate than inflation. The situation has caused a downturn in business and organizational economic growth and leaves businesses less money to spend on their employees in the form of base salary, raises, and bonuses. Rising health care costs in business and industry has affected such…show more content…
Theoretically, a simpler government-controlled system that reduces costs would go a long way in helping economic recovery. (2014) Actual medical care in the United States is better than many other countries, but there are those who think adoption of universal government-controlled healthcare is the way we are headed. In fact, the United States and Mexico are the only countries of the 34 members of the Organization for Economic Co-operation and Development (OECD) that do not have universal health care. (Organisation for Economic Co-operation and Development (OECD), 2013) Astronomical costs together with increased numbers of uninsured citizens in the United States creates an environment where health care premiums continue to grow at an astronomical rate with many businesses simply choosing to not offer a health plan—or if they do—they pass on more of the cost to employees. Employees facing higher health care premiums often choose to go without health coverage. Being uninsured does not mean going without health care; there are many clinics and services that are free to indigent individuals. However, any costs not covered by insurance are absorbed by the rest of the population, which translates to higher premiums for the middle class. (Messerli, 2014) II. BACKGROUND The lack of health care for all citizens is, at its worst, a moral failing of our country. Universal health care is defined as “[]a basic
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