Affordable Care Act ( Aca )

1576 Words Dec 11th, 2014 7 Pages
Affordable Care Act (ACA), often known as Obamacare, was signed by President Obama in 2010. The goal of the Act is to increase the number of individuals with health insurance to the point where all Americans are insured by providing quality healthcare at an affordable price. Despite its good intent, the ACA is not as perfect as it may appear. In this paper, I will list the main features of the Act, its pros and cons, and how it affects you as an individual and discuss the King vs. Burwell lawsuit.
The ACA has many beneficial features. 1) Improving quality and lowering healthcare costs attracts uninsured middle-classmen to become insured. 2) Under the new consumer protections, individuals cannot be denied from coverage due to their pre-existing or newly diagnosed health conditions. In addition, it also provides assistance to consumers with health insurance problems. 3) Being able to access health insurance the marketplace allows the consumers to find the most affordable health plan based on their annual salary. Subsidies are also available for lower-income family and individual. 4) Women are no longer being charged more than based on their sex. 5) Young adults can still be cover under their parents’ health plan until age 26.
In the ACA, there are corresponding cons for each pro. By having health insurance more affordable, millions of Americans who were uninsured become insured instantly overnight. With the improvement in the quality of healthcare services,…

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