Affordable Care Act Analysis

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.

Obama’s Health Care Reform, better known as ObamaCare was signed into law on March 23, 2010. It is officially called the Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA). This act is meant to provide affordable, good quality health care to all Americans and to cut health care spending. The ACA has been on ongoing struggle to reform the health care system. Almost 50 million Americans still lack health coverage despite the fact that ObamaCare continues to help provide an increasing amount of Americans with access to affordable, quality health insurance . ObamaCare doesn’t take place until 2014, 2013 is considered one of the most important years in history of ObamaCare.

According to David Nather’s The New Health Care System: Everything You Need to Know, in 2009, 8% of premiums went to cover the uninsured (pg.38). To alleviate that problem, the Affordable Care Act created the individual mandate, which requires everyone to get health insurance. The idea is that the mandate will force healthy people to get insurance, which will then subsidize the sick and the old. If people do not get insurance, then they will pay a fine to the government. If you cannot afford health insurance then you can apply for an exemption. The new decree does not allow insurance companies to deny coverage and they cannot charge you more if you are sick. The law

Health care reform has been a “hot” topic for decades now. In 2010, Obama signed into law, the Affordable Care Act (ACA) or more commonly known as Obamacare. In short, the goal was to provide more Americans with affordable quality health insurance and decrease the cost of health care spending. Everyone is guaranteed (required) health insurance or pay a penalty.

The Affordable Care Act (ACA), also known as Obamacare, was officially signed into legislation in March 2010. The ACA was a major step in achieving a system of universal healthcare, which essentially means all citizens are provided with healthcare and financial protection. In the 1960’s America introduced the Medicare and Medicaid programs, which helped guarantee some type of medical insurance cover for the very poor (Medicaid) and elderly (Medicare). Even though programs like these assisted in covering the most vulnerable groups of people, many Americans still did not have healthcare insurance. The goal of the ACA reform is to ensure that all Americans are covered by some form of health insurance. The ACA promises healthcare access to

The Obama Care bill also Known as the patient protect and Affordable Care Act was established on March 21, 2010. The Affordable healthcare Act also known as Obama Care has helped over a billion people gain access to health. In 2010 it shows that 50 million people in America did not have insurance, it also shows that 48.6 million people had decreased, and then it increased in 2012. In 2010, before the Healthcare Act was signed Obama noticed some of the small issues that were going on in healthcare systems. Obama seen that some of the insurance Companies had some unjustified rates for their healthcare plan. He observed how some of the prices for healthcare were controlled by hospitals and private doctors. The way that the healthcare system used to work was that the people that could afford the healthcare plans were able to get them. The People that were unable to get healthcare insurance like through their job or a private practice had to rely on getting Medicaid and Medicare was only for disable people or elderly people. The Affordable healthcare Act was placed to help people throughout the U.S. receive insurance even if they don’t qualify with their employer or private healthcare insurance. What many people do not know is that the new affordable care act offers many great benefits. Such as great benefits for women’s health, Birth control, people with preexisting conditions have great benefits, etc. Having this Affordable Act care will bring great benefits to our future and

Purpose of the Policy or Program: ObamaCare, or also known as the Affortable Care Act, is a primarily known United States healthcare reform law that expands and truly aims to improve access to care and spending through the economies regulations and taxes for the countries citizens. The primary and main focus of the Affortable Care Act is to provide assistance for more and more Americans with access to adequate, good, and affordable health insurance, this is where improving the quality not quantity of health care is aimed by the health insurance, and reducing the health care spending within the United States of America. So known, to many Americans, there is a crisis, or even we can say it’s an epidemic in a way where many Americans are

The Patient Protection and Affordable Care Act, which is commonly known as the health care law or Obamacare, is a federal legislation enacted in the United States in 2010 to help in lessening the number of uninsured people in the

This is where Congress’ power to tax comes in. Article 1 Section 8 of the US Constitution states that, “the Congress shall have power to lay and collect taxes, duties, imports, and excises, to pay the debts and provide for the common defense and general welfare of the United States; but all duties, imports, and excises shall be uniform throughout the United States”. Although it is not upheld that Congress can use its power to require that everyone buy health insurance, it was agreed on by majority vote that the penalty imposed on those who do not buy a healthcare plan is a tax that Congress can impose by using its power to tax. With this, it is understandable that while Obama cannot make anyone buy insurance, he can penalize them for it in the form of a tax. According to the U.S. government, since the Affordable Care Act was passed, 16.4 million Americans have gained health insurance. However, 13% of adult Americans still lack coverage (Patient’s Rights Council). Many people are actually choosing to pay the tax rather than spend a large amount of money for insurance that they do not want, but there is another problem with that option. Although the tax is only $95 (or 1% of the family income, whichever is greater) after a year of having not enrolled in a healthcare plan, the penalty rises to $325 (or 2% the family income) the next year and $695

The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.

Before the 23rd of March 2010 having health insurance was optional for all Americans. On March 23rd of 2010 Obama’s health care reforms timeline began. The health care reform is also called the Affordable Care Act (ACA) for short. The affordable care act should “provide affordable, quality health care for all Americans and reduce the growth in health care spending…” (Healthcare). Obama’s new health care plan is forcing all Americans to get health insurance and those who don’t get health insurance will be penalized when filing taxes. The health care reform has now taken full effect on the people of the United States, so we have citizens who are excited about the reform, and we also have citizens who are upset about the reform.

For the past several months, the news feeds have been full of stories on Obamacare, more accurately described as The Affordable Care Act. The Affordable Care Act is the largest mandated healthcare change in the United States since Medicare and Medicaid began in 1965 (Mayer, 2013). It was signed into Law in 2010 designed to give all Americans access to healthcare. Whether you are for or against The Affordable Care Act one thing is above dispute, it has caused a Nationwide uproar. Now that we are in a new Presidential era, steps are being taken to “Repeal and Replace” Obamacare.

Obamacare, also known as the Affordable Care Act, is an attempt by the Obama administration to provide affordable healthcare to all Americans. The act attempts to accomplish this feat by standardizing healthcare and making specific groups of Americans pay more for universal healthcare plans while other groups, mainly the unfortunate, are made to pay less. The system is designed to have wealthier Americans give more money to the national government, which in turn would lower the cost of healthcare for the unfortunate (Obamacare Facts). The problem with this system is that as the wealthy class loses money and the lower class gains money, eventually the classes will become equal. Obamacare could possibly turn America’s democratic society into a socialistic society.

Obamacare, officially called the Patient Protection and Affordable Care Plan, is reforming the healthcare industry and the American health care system: Even though this reform was developed to give America and more rights and protections within the healthcare system, many are saying it is taking their rights within the healthcare system away. The healthcare reform is said it will help tens of millions who are uninsured but many Americans are seeing Obamacare as a threat related to having the government force them into purchasing insurance or paying a penalty for not having insurance. “The law requires all Americans have health insurance by 2014 (or pay a per month fee for each month without minimum essential coverage). Although this shared responsibility provision is unofficially called an individual mandate, it was ruled to be in fact a tax and not a mandate by the June 28, 2012 Supreme court ruling.” (http://obamacarefacts.com/obamahealthcare-summary/, 2015). A total of 54% of Americans in a recent poll say they are against