Affordable Care Act, Cultural Assessment Of The Hispanic Group

In this section, I will review the effects of the Affordable Care Act (PPACA) and discuss its expansion of health care access for different races and classes. Established in 2010, PPACA is a federal statute that determines the health care conditions of Americans. The requirements of PPACA are important to understand because they directly affect the health care access of millions of Americans. This literature overview will provide an insight on the effect of PPACA regulations on health care accessibility, in addition to clarifying the contrasts in health care access experienced by different races and classes.

In this discussion, a Hispanic or Latino group is considered. While the statistic is not available for the city of Cleveland, in Ohio this group represents a 3.7% of the total population as of July 1, 2016 (USCB, 2018). The Hispanic/Latino group represents people from Cuba, Latin America, Mexico, Puerto Rico, Caribbean and other Spanish cultures, regardless of race (Juckett, 2013). While a treatment plan in hospitals is the same for all the patients, the perception varies in different ethnic groups or races. Thus, a health care provider need to be aware of Hispanic/Latino cultural beliefs and implement this knowledge into a daily routine.

The united states have a unique health care system of delivery that pursues to target some specific areas. The health reform, Patient Protection and Affordable Care Act also called the Obama care (2010), which holds the promise of universal health coverage under government mandates. With a predominant role that is play from the government the Health Care Reform is said to be, one of the most important pieces of legislation today. Universal health care is the pourpose that all citizens should have access to affordable, high-quality medical care and acces to primary care. Health care reform will provide every American with the ability to obtain, health insurance regardless of race, ethnicity, or income. With universal health care, everyone’s

Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the

On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.

The goal of this paper is to explain the downfalls of Obamacare and share the stories of individuals affected negatively and directly by the approval of the policy. Although Obamacare set out with good intentions, many people are still left without health care coverage because of the constant revisions of the bill. There have been many taxes raised for the approval of this policy, and has caused problems for individuals who do not want coverage under Obamacare but would want coverage under a different company. Obamacare has helped some, but has caused other problems that would make it a bill that should be up for repeal.

The Affordable Care Act that is commonly known as the Obamacare can be explained as healthcare declaration that was enacted by the Federal government on 23rd March 2010. The main objective of the Act was to reform the US health systems by offering and bettering access to quality and affordable health care, health insurance, and by offering American citizens with more rights and safeguards by minimizing healthcare expenses for both the government as well as the American residents. Moreover, it can also be pointed out that the Act also aimed extending private and public insurance coverage while also regulating the insurance sector. Nevertheless, since enactment of the Act, the Act has been heaving criticized by some quarters to the extent that some political leaders in the USA have expressed their views on repealing the Act (Everett and Dawsey, 2017). Nevertheless, it can also be pointed out that there are those who strongly support the Act and give different reasons to explain the reasons why they are in support of the Act. This essay focuses on the topic of Obamacare and discusses in detail the reasons why the Act should be ammended.

By 2011, nearly one person out of every six living in the United States will be of Hispanic/Latino origin (Selig Center Multicultural Economy Report, 2006).

There are four different levels of insurance that the consumer has the option to choose from. The Bronze level is the cheapest and will provide 60% of benefits under the health plan. Next, is the Silver level that will provide 70% of benefits, and the cost is more expensive. Next, is the Gold level that provides 80 % of benefits, and costs is still more expensive. The Platinum level is the highest, which provides 90% of benefits, and is the most expensive of all the health plans. “Under ObamaCare, your primary point of contact regarding health insurance and health care services will be your state health exchange” (Taylor 40). Medicaid services will be expanded to consumers with incomes less than $14,000 person annually or family’s income less than $29,000 annually. At the market place insurance companies will compete against one another, which will benefit the consumer. The insurance companies that charge higher rates than their competitors will be driven out of business. The government will provide tax credits to consumers that have an annual income from 14,000 to

Being born in a predominately Hispanic city was not always an easy thing to do. The issues of discrimination would and still reflect the amount of medical aid Hispanic children receive. After graduation, I would like to attend a university and accomplish a career of being a PharMD. With the powers that come with achieving this degree, I would like to invest not only economically, but as well put in time to start new reforms for children and adult medical aid for Hispanics in Texas.

On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll out over four years and beyond. There are many parts to this healthcare act but I am just going to focus on a few I find the most relevant. The first topic I am going to cover is how the Health Care Law benefits us as people. The law lays this out by having a better value for us as people, having a stronger Medicare program, promising to provide us better health care with better options to choose from than what we were receiving. The next thing I would like to discuss is The Affordable Care Act and African Americans. Making health care affordable for African Americans as well as other

The Affordable Care Act, also called Healthcare Reform, or Obamacare, is a decision that Obama administration was planning for long time to fix some problems. Many people live in this country without health insurance, and they can’t go to hospital when they become sick. Book (n page) wrote that 40 million of Americans were either permanently or occasionally without health insurance. The ACA was signed by President Obama on March 23, 2010 and became law. The idea of the President Obama is to make more people have insurance, control healthcare costs, and to make the healthcare delivery system better. Six years after Americans start ACA, many people like it, and some people don’t like it. However, the effects of this reform on the healthcare workforce are not always positive, because people who work in the medical field will now have more people to take care of. People say for long time ago that they need more staff in the hospital. Now, it is more because more people who don’t have insurance before, have it now and they go to the clinics or hospitals. The shortage of healthcare professionals, their maldistribution in the country, stress from the more new patient, the more paperwork, the penalty to reduce reimbursement, a change of reward, and the staff anger, are some problems created by the ACA on healthcare workers.

On 3/23/2010, President Obama signed the Patient Protection and Affordable Care Act into law, one of the most difficult reforms of the United States medical system in the last forty four years. The Affordable care act changed the non group insurance market in the U.S., regulates that residents have health care coverage, greatly expands public insurance & subsidizes private insurance, raises revenues from a variety of new taxes, & reduces and

The Affordable Care Act (ACA) was the first step that the United States takes in order to provide greater access to health care coverage, reduce health care spending rate, and improve the quality of service. Ever since the implantation of the ACA, millions of Americans were able to have access to health care coverage. However, the ACA fails to include the undocumented immigrants. Compared with other immigrant group in the United States, undocumented immigrants have lower rates of health insurance coverage. The studies shows that undocumented Latinos were less likely to check their health and they report that “blood pressure being check in the past 2 years and cholesterol checked in the past 5 years. There was 40% reported that reported receiving

I’m sure you have heard many debates, discussions, and opinions about the law ObamaCare. Do you know what this law was implemented for? Do you know why some could support it or want it repealed? Do you realize how much money one could leave the taxpayers to pay for their unpaid medical bills because they could not afford insurance? “ObamaCare, officially called the Patient Protection and Affordable Care Act (PPACA) but more often called the Affordable Care Act (ACA) for short, reforms the health insurance industry and the American health care system as a whole” (ObamaCare Facts). Barack Obama and the Supreme Court ruling in 2012 gave Americans better rights and more protection for access to universal affordable quality healthcare to the uninsured population. ObamaCare was not designed to change the way one gets insurance, but to alleviate the national health care crisis of forty-four million uninsured Americans. I chose to do my research paper over this particular topic because I wanted to learn more information on how the working middle class could obtain insurance for them and/or their families. I also wanted to know how people who are uninsured could have access to ObamaCare and what ObamaCare actually does for the uninsured.