Affordable Care Act : Good For Everybody?

In 2010, the United States created The Affordable Care Act (ACA). The objective was to share the responsibility of costs between the government, individuals, and employers to provide affordable access to quality health insurance. “However, health coverage remains fragmented, with numerous private and public sources, as well as wide gaps in insured rates across the U.S. population.” (“United States: International Health Care System Profiles,” n.d.). Each individual state within the US, generally has control over private insurance.

Americans have been faced with a new health care reform act known as Affordable Care Act initiated in 2010. Why was it so important for this nation to reform is health care system? How are we sure the ACA is improving our system for the American people? For many years, the health care industry has left many Americans uninsured. With health care costs on the rise and very few able to afford costs, and the quality of care in underserved areas not what it should be has left this nation largely unhealthy. Several landmark reports, including the Center for Disease Control factsheets and the Healthy People 2020 have astounding statistics confirming these alarming rates and clearly identifying the need for reform. The Affordable Care Act is the starting foundation for Americans to start investing in their own promotion of wellness and disease prevention. By choosing healthier lifestyle changes, individuals can make a difference which in turn will improve our nation’s overall health for the better.

What is the Affordable Care Act and is it going to succeed or fail? The affordable care act is a law passed by the Obama Administration in 2010. This piece of legislation was passed to make health insurance affordable and accessible for all Americans. A lot of people refer to the affordable care act as Obamacare due to the fact that it was passed when President Obama was in office. The affordable care act was a major milestone for the United States in health care reform. It was the first time the United States passed a law that created a form of universal healthcare.

The Affordable Care Act has also been extremely beneficial in helping those in poverty. For instance, the government wanted health care coverage to be extended so the poor would be able to afford health insurance. To successfully accomplish this, they decided that they should “heavily [subsidize] the cost of purchasing insurance for the poor” (Eddlem, 2010, p. 1). When subsidizing the poor, the nation would be financially supporting and investing in the health coverage of those in poverty. These impoverished Americans have no access to health care, and typically a lack of health care leads to worse health conditions. With their constantly declining health, they are forced to stay

There are many laws in the United States of America, but there is one law that is especially important, as it causes a lot of controversy, and politicians not in favor are trying to shut it down. In the 2016 election, the candidates have different opinions on it, and they argue about it a numerous amount of times. It is one of the main issues of the debates. The law has caused both benefits and problems for citizens of the USA. Some citizens of America have violently protested against the ACA, while some citizens lives depend on it. This law is called the Affordable Care Act, signed in 2010, and I strongly believe that it is a good law.

I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010.   The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per

The new healthcare law is being shoved down American throats. A recent statistic shows that 8.2 million Americans are not able to find jobs because of the Affordable Care Act. In order to get money for healthcare there are new taxes, on those who are paid more and also on young and healthy people. The ACA currently has had six lawsuits filed against it. The Affordable Care Act keeps getting delayed by the very administration that created it. Healthcare reform has cost lots of valuable money and time, caused confusion, and generated lawsuits challenging it.

Social problems exist all around us, one that seems to be quite prevalent right now is the Affordable Care Act is also known as ACA or more commonly known as Obama Care, which is a derogatory term meant to lessen or negate the President who founded it. There are many issues with this particular act that it’s difficult to pinpoint just one. However, I feel as though the utmost obvious is the negative shadow that is cast upon the Affordable Care Act, this is the real problem. The greatest common insurance that is utilized through this plan is Medicaid, which is insurance that is issued by the state that you live in, and is determined by income (CMS.gov, 2013). The main objective of this policy is to provide medical care for the

The American government’s main purpose is to ensure that its citizens’ individual rights are fully protected. However, earning the trust of residents will not always be an effortless task to take on as government have many complicated yet sometimes conflicting rules and policies they need to establish to prevent further conflict from arising. Social programs/policies have been enacted by the government to pull majority of citizens out of economic failure and provide them with a sustainable environment to live in. However, the real question lies in whether or not the government is really doing its best by creating these social programs for its people. Most social programs have not yet obtained the respect of most citizens as they have been proved to be doing society more harm than good. Affordable Care Act (ACA), otherwise considered as the Obamacare to the public, is one of the most recent social programs that have been created by the current government to provide assistance to people who are in need of healthcare insurance policies, but it unfortunately falls short on many aspects. Although the Obamacare is still accepted by most people in this country, ever since the government brought it into existence, there have been many challenges to it from almost everywhere in current society. The Obamacare is a true depiction of the government’s failure in providing to the people

The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.

Government has convey the constitution articles regarding guidelines in the bases of the rights of its citizens and law process. Back in the heyday the articles of constitution were laid as the foundation of government restrictions and power distribution. The restriction partied the way of separation between government and citizens. There are 7 articles in place to this day and are in still used to this day. The articles on hand, disturbed power among several branches of government. These articles give no one branch more power than the other. The check and balances are place in order to keep a branch from overindulge too much power over the other. The placement is in place to keep the government from overpowering governmental duties. The articles serves as a backbone for its citizens and are place for the protection of the citizens of the United States. The articles serves to not give on one single branch of government more power than the other, even the president himself. The issue I will be discuss on hand, is the affordable health care act. Which is also known to many, Obama Care. Too many and including myself believe Obamacare infringes the rights of it citizens and bypass the articles Legislative sector, which were violated in the process making.

With the recent elections, the Affordable Care Act has become one of the major talking points amongst the republican majority senate. In their attempts to undermine, what I think is the most beneficial reform to come out of the government in recent years, many people like myself have received the medical insurance that would have been otherwise unavailable. Moreover, with the price of health care as it is today, I would not be able to receive medications and health checkups without going into debt. Although the system at this time is not perfect, it is a move in the right direction because the benefits of universal healthcare will improve the wellbeing of all citizens while increasing productivity in all areas, and provide the security that a person will be able to maintain their health between jobs or even have the ability to become entrepreneurs.

In the book Priceless Curing the Healthcare Crisis, author Dr. John C. Goodman, believes that the healthcare system is sick, and he has the cure. Dr. Goodman dissects the Affordable Care Act and urges readers to take charge of their healthcare. The neutralizing of government allows sellers and buyers to act on their judgment and incentivizes prudent spending on healthcare. In turn, the market will prevail on its accord through price negotiations which drive supply and demand. Goodman, a renowned health economist, is more commonly known as the “Father of Health Savings Account.” Priceless delves into the history of Health Savings Accounts and advocates for few restrictions on HSAs. Fewer restrictions will encourage saving money for health expenditures, compare cost, value, and quality of health services, and incentivize innovation from healthcare providers to offer quality services at lower price points. The biggest problem that Goodman uncovers is obscure prices, hence, the title Priceless.

Throughout the 20th century and into the 21st century the United States has always had a realization that there was a problem with obtaining affordable health insurance. The Patient Protection and Affordable Care Act (ACA) also known as Obamacare, was signed into law in March 2010. This law enables people who were unable to afford healthcare the ability to obtain a healthcare plan at an affordable rate. In 2009 a survey was taken as to the amount of people in the United States that carried health insurance. In table one below you can see over 50 million people in the United States did not have any type of insurance, which is close to 17 percent of the population (see table 1 below). “According to the Kaiser Family Foundation, “32%

A competitive market is one that allows easy entry and exit: a market in which companies are generally free to enter or to leave at will. This does not describe the health care market in the US. There are certain assumptions that the competitive market model operates under some assumptions, first is the consumer/patient has full information about the nature of the services required, the anticipated results of their decision and the benefits obtain from the service. This is not true in health care often time the patient is operating at a distinct information disadvantage when they require health care services such as insurance. If a patient purchases health insurance often they don’t know enough information to ascertain if they have