Affordable Care Act : Help Or Hinder?

1936 Words Oct 11th, 2015 8 Pages
Affordable Care Act: Help or Hinder?
The Affordable Care Act, more commonly referred to as the ACA or Obamacare, is a topic of great controversy amongst Americans. The ACA has made changes in every aspect of health care in one fell swoop. Insurers, health care providers, medical equipment suppliers, small businesses and the insured people of America were all affected by the passing of this act. With these changes there are many new advantages to health care that are for the common good. For example, Obamacare has made it so that pre-existing conditions can no longer be turned away from insurance companies, contraception is free, preventative care screenings come at no cost to the insured no matter the insurance plan, and there is a cap to what they can make you pay out of pocket in deductible plans. These alterations to our laws are certainly headed in the right direction, but there are two sides to this coin. With great change, comes great cost and there will be many financial side effects that come from this reform.
For many Americans the cost of health care is something they cannot easily afford, however these individuals make too much to be considered for Medicaid. Usually these Americans are young and generally healthy individuals that do not need access to medical services regularly. Until the ACA was passed in 2010, many of these healthy individuals were not covered by an insurance policy. Under our new laws regarding mandatory coverage, these hard working, healthy…

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