Essay on Affordable Care Act: Is This Helping Americans?

The affordable care act (ACA) or the Obama health care reform has been a topic of great concern in today’s health care. In March 23rd 2010 President Obama signed the health care legistration (Obama Care) into law. The passage of the law affected different many issues in the lives of Americans. Socially, it was a great law due to the facts that individuals that cannot afford health care would have access to health care regardless of preexisting conditions and young adults benefits in staying longer under their parents insurance until age 26. Hence, economically, depending on the side of the table the individual chooses (republican or Democrat) there will be an increase in national debt because more people will be eligible for Medicaid (The National Committee to Preserve Social Security & Medicare, 2012). According to Root (2012) the so-called Obama health care reform will be a tax imposed on the citizens of the United States, because it obliges people to actually buy insurance provided by the government, which is in a big violation of the commerce clause or the individual mandate threatens the foundation of contract law. American contract law rest on the principle of mutual assent. For example, if I hold a gun to your head and force you to sign a contract, no court of law will honor that document since I coerced you into signing it. Mutual assent must be present in order for a contract to be valid and binding (Markham, 2002).

Now with this rule, everyone is given the right to own coverage, so in the case of an emergency they’ll be readily able to afford this financial burden. Another rule that was implemented was that “young adults [were allowed] to stay on their parents’ plan until age 26” (Eddlem, 2010, p.1). This is exceptionally helpful for those young adults who aren’t able to financially support themselves. In the past when this age was only 18, those without jobs or any source of income couldn’t afford to have any health insurance. Now that the age has been extended to 26, these uninsured young adults are covered until they are able to financially take care of themselves.

After the inception of ACA that is Affordable Care Act on March 23, 2010 various policies and regulations has been proposed which has more controversy (www.healthcapital.com, 2013). Affordable health act has impact on the stakeholders in different manner. The main concern in the medical field is the input cost which is increasing continuously. This is the biggest challenge for the US government as the increasing cost makes it impossible for the government to allocate appropriate resources in managing the requirements of the ACA public policy. There are more initiatives taken by the US government in implementing the ACA in an appropriate manner by continuously improving the quality of health care at affordable lower costs

It takes very little to disrupt the slow but steady healing progress our nation has undertaken in the wake of the financial crisis of seven years ago. As President Barack Obama once said, by signing the Affordable Care Act into law, “everyone should have some basic security when it comes to their health care” (Stolberg, Sheryl Gay) . Something as influential as a universal health care bill is no exception to delicate recovery the United States economy has undertaken over the past several years. As in the Affordable Care Act’s name, health care should be affordable for people of all tax brackets. While many are concerned of the repercussions this health care bill will not only have on employment opportunities but also higher taxes,

To what extent should the Affordable Care Act “Obama Care”, be the responsibility of the Federal government, and not the burden of the state under the guidelines of Federalism?

Currently, “Premiums in 31 states are expected to rise by double digits, while two states will see decreases in 2017 from this year. Premiums in one state — Arizona — are estimated to more than double” (Herron, 1). This means that the cheap alternative that Obamacare once promised may not be available in the coming months. This increase in many states will affect the general population. Unfortunately, these rises could potentially make Obamacare out of reach for low income families. While this price increase doesn’t affect people who receive health care from their jobs, it is hypothesized that it will affect those who are the most ill. “That means that the sickest patients are most likely to be squeezed. They’ll either have to suffer the inconvenience of switching all their doctors and records around, or they’ll have to stomach the biggest increases” (Ableson, 2). This belief is the core of the Republicans argument because not only has Obamacare proved to be relatively inefficient is is shown to likely become a negative force for those who truly need it. If those who truly need it aren’t getting enough coverage now, what happens when the Act is

In 2010, the federal government the Affordable Care Act, or more commonly known as “Obamacare.” This federal statute represented the largest and most significant regulatory overhaul and expansion to the healthcare system since Medicare and Medicaid were introduced in 1965. The ACA's major provisions appeared into power in 2014. By 2016, the uninsured portion of the population was cut roughly in half, with by the end of 2016, an estimated of between 20-24 million Americans additionally were covered with health insurance (Patient Protection and Affordable Care Act). The increased healthcare coverage was caused, roughly

The ACA has several important expanded coverage features. Most notably, the new law keeps young adults, 26 years of age and younger, on their parent’s health insurance plan. This particular aspect of the reform allowed up to 3 million young adults to remain covered on their parent’s plan which mean 3 million more people had access to primary care, urgent care, and medication. This was a huge increase from 2010 in which 30% of young Americans between the ages of 19 and 29 had no health insurance coverage. (ObamaCare Young Adults. 2010). Additional features of increased coverage under the ACA was the

Because millions have been able to free ride the health care system Obama emplaced a new health reform changing thousands of lives, making healthcare affordable for all people and giving citizens who are already covered new or more benefits. Healthcare has always been a pricey yet necessary asset to life. In the 1920s the middle class seemed to have struggled with the growing cost of medical visits. In the late 1920s a Dallas hospital started to offer joint affordable healthcare for only $.50 a month. Soon other states started to use the same method. The US began to identify the process as the Blue Cross. In that same year the stock market crashed and the Great Depression started. Essentially crushing everyone's financial stability, the

Obamacare or the Affordable Care Act, implemented by President Barack Obama is the one of the major healthcare reform in America after Medicare’s implementation. Also it is one of the most debatable issues in the present times. Many are doubtful about its long term effects while many more are happy that they would finally be insured. It is of no doubt that the Obama Administration has brought in ACA with a very noble and optimistic intention of providing insurance and healthcare coverage to each and every citizen of America. However from a public administrative point of view it is essential to think about both the potential benefits and harms of this act on the healthcare economy. The reviewed articles discuss about why and how the ACA was implemented, how the architects are ACA are expecting it to benefit the society and what would be the effects of its implementation. The articles from healthcare journals discuss about the effects of ACA on the quality of healthcare.

The Benefits of the Affordable Care Act to Our People and Our Health Care System

Since the government run the social security system associated with law enforceable affordable care act, it supposed to prevent adverse selection. The problem was that young people age of 20 to 30 tend to avoid having commercial insurance because of its high premium caused by adverse selection unless they are under their parent’s plan or provided by their employer. Obamacare supposedly able to attract young people which considered to be healthy and less

On March 23, 2010 the Patient Protection and Affordable Care Act was signed by President Obama, raising the question for many of whether this new law was going to be more helpful or hurtful. With universal healthcare, healthcare coverage would be increased tremendously, costs would be reduced, jobs would be created, and consumers would be protected. Conversely, it will also raise taxes and wait times, lead to a smaller number of doctors, and infringe on some employers’ 1st amendment rights. Presenting both arguments for and against the Patient Protection and Affordable Care Act allows one to draw a conclusion on whether the new program will benefit or hinder the citizens of the United States.

Health care policy is no longer abstract when it directly affects the personal lives and health of millions of Americans. Under the ACA, Congress has prescribed a detailed federal role over health care financing, but financing directly and immediately affects the delivery of health care and how Americans access that care. The ACA has delivered higher health insurance premiums, higher deductibles, and less competitive health insurance markets. This does not promise well for care delivery. Particularly if it means increased waits, rationing of care, limited or no access, and poor quality of care. Americans’ private lives and their health decisions should be spared the consequences of such incompetent intrusions.

The Affordable Care Act, more popularly and infamously known as Obamacare, tried to do this and while it succeeded in many areas, it also failed in a few. The way healthcare works is that the younger, healthier citizens are usually covering the costs for the sicker population. But, with the ACA, many people decided they would rather pay the fines instead of the premiums. This unexpected way of avoiding the ACA lead to costs being much higher than they would have been. Our generation has to realize that we all need to be insured, for this program to work. It is estimated that 23 million people will remain uninsured for various reasons (Gabow,