Affordable Care Act-. Patient Protection And Affordable

On March 23rd, 2010 the president of the United States, Barack Obama, signed into law the Patient Protection and Affordable Care Act (PPACA), which is commonly called the Affordable Care Act (ACA) or familiarly the Obamacare (What is ObamaCare). President Obama created ACA to make health care more affordable and accessible for people in the United States. The Affordable Care Act guarantees most people will have health insurances as well as reduces the high cost of health care of individual and government. These are also two points that the ACA achieve and will continuously achieve.

The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.

Obama’s Health Care Reform, better known as ObamaCare was signed into law on March 23, 2010. It is officially called the Patient Protection and Affordable Care Act (PPACA) or Affordable Care Act (ACA). This act is meant to provide affordable, good quality health care to all Americans and to cut health care spending. The ACA has been on ongoing struggle to reform the health care system. Almost 50 million Americans still lack health coverage despite the fact that ObamaCare continues to help provide an increasing amount of Americans with access to affordable, quality health insurance . ObamaCare doesn’t take place until 2014, 2013 is considered one of the most important years in history of ObamaCare.

Obamacare refers to an Affordable Care Act (Archambault, 2014) in the U.S healthcare reform law which expands and improves the access to care services and reduces spending via taxes and legislations. The main focus of Obamacare is to provide more Americans with affordable access to health insurance and improve on the health care quality and health insurance in the nation. It regulates the health insurance industry hence reducing healthcare spending in the United Sates. The law features various provisions of the healthcare crisis aspect in the country. The affordable Care Act does many important things such as offering U.S citizens with rights, new benefits, and protectionism in relation to their healthcare. It sets up a health insurance marketplace where Americans can buy federally subsidized and regulated health insurance. Obamacare expands on Medicaid to U.S adults in many of its states. It also improves Medicare for the senior population and those with long-term disabilities. Every year during the annual open enrollment period, U.S citizens can access health insurance coverage using the health insurance market place.

Affordable Care Act also known as Obamacare, is a new reform that was signed by President Obama in March 2010 and major provisions went into effect in January 1st, 2014. Obama’s goal with the ACA was that “the core principle that everybody should have some basic security when it comes to their healthcare.” The ACA’s goal is to extend insurance to more than 30 million American people, by expanding Medicaid and providing federal subsidies to help lower- and middle-income buy private coverages. Another reform that is similar to the ACA is a Single Payer System that is trying to be pushed to fix the problems of the ACA such as eliminating commercial insurance.

The Affordable Care Act is composed of two pieces of legislation which are referred to as the the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010. The Affordable Care act was passed by Congress and then signed into law by President Obama on March 23rd, 2010. As a whole the Affordable Care Act has specific goals to expand coverage, hold insurance companies accountable, lower health care costs, expand choices for health care and most importantly, improve the quality of health care for all Americans. Another goal of the Affordable Care Act is to expand Medicaid coverage to more low-income Americans who cannot afford to pay out of pockets costs or have private health care insurance. More specifically,

With the implementation of the ACA, many states have expanded their Medicaid programs to include a larger population of low income individuals and families that were not able to obtain health insurance prior to the law. Some of the issues that state legislators struggle with are the overall cost of providing services for the additional recipients, staying within budget, determining an adequate approach of offering quality care, and providing adequate coverage for each recipient. Even though the cost of Medicaid expansion within each state has increased the budget for the program, new appraisals has shown that Medicaid programs spend less per enrollee than commercial health insurance and much of the increase in Medicaid expenses originate from the increase in enrollment in the programs (Coughlin, Long, Clemens-Cope, & Resnick, 2013).

Based on the primary goal of Obamacare, more people will be insured under it. Five years after Obamacare was signed into law, the estimated number of insured individuals under the coverage and protections provided by the Affordable Care Act is more than 30 million (Blumenthal, Abrams, and Nuzum). The MSNBC also indicates that “millions of families have eagerly signed up for benefits through the ACA” (Benen). Meanwhile, the Washington Post releases that number of citizens without health coverage fell from 13.3 percent to 10.4 in 2014 (Bernstein). “That’s the largest single-year drop on record based on data going back to 1987”, according to the Washington Post (Bernstein). In the other words, The ACA has met its enrollment goals.

The Affordable Care Act (ACA) highlighted the importance Medicaid played in insuring every American receive healthcare coverage. (42 U.S.C., 2010) Medicaid provides health benefits to over 71 million across the country. While involvement is optional, all 50 states participate in the program and requirements differ across the nation. The flexibility given to each state has allowed them to make their own decisions to work towards improvements that they believe would best benefit their region (Feldstein, 2015, p. 125-126).

Implementation of the ACA would require an extensive expansion of the Medicaid program to low income adults in each state.³ The Congressional Budget Office projects that a previously 30 million uninsured Americans, approximately 92% of the legal, non-elderly population, will have coverage by 2022.³ The federal government will pay for 100% of the costs of expanding Medicaid programs until 2016, and then gradually fade their contribution to 90% by 2020.³ Currently, expansion of the Medicaid program is voluntary and several states have stated that they intend to turn down their share of the billions of dollars that has been made available to each state solely for the expansion of this program.³ States deciding to not expand their Medicaid program will not only exclude many poor, vulnerable families from access to an important health care program, but will also exclude themselves from an economic stimulus for their state and thereby decrease the strength of their health care delivery systems by not allowing them to be more financially stable for the long

Through the years people in the Unites States have struggle with issues dealing with having health coverage. In March 2014 Obama care also known as Affordable Care Act was sign into law making it possible for the lower and middle class to be able to afford health insurance. The affordable care act was in congress from 2009 to 2010.With the act been pass it made it easier for the people to qualify and get help and pay so little with no extra cost. Even thought the insurance is not free it is now affordable for people so now people have a wider range of coverage options. With the affordable care act been pass they are hoping with the affordable screening and preventive services they can be more proactive with people’s healthcare and delay

Obamacare also known as “The Affordable Care Act” is a new health care plan that was passed as a law on March 23, 2010 and should be in full affect by year of 2013-2014. This law will continue to roll out until the year 2022. This new health care plan has a goal, and the goal is to provide Americans access to “affordable,” quality health insurance. It also wants to decrease the growth in health care spending in the United States. Obamacare provides an offer of numbers of new benefits, rights and protections.

Signed into law by President Barack Obama on March 23, 2010, the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA), ushered in a new era in the way Americans get their medical care (coverage). Guaranteeing new consumer protections and creating insurance exchanges to facilitate greater access and affordability by reducing premiums and costs for tens of millions of Americans. When passed, the ACA allowed for states to expand access to Medicaid to those previously ineligible, including some people above the Federal Poverty Level (FPL), and in its five years since passage the law has faced challenges to its component pieces, its legality, and constitutionality all together. A Supreme Court decision in 2012 ruled a key element of the ACA, the expansion of Medicaid, to be optional for the states. From that decision, 24 states and the District of Columbia have chosen the expansion option and seen success, while opposition in other states has led to efforts to block expansion, invoking a sophistic response where those living above the FPL receive federal subsidies and the most in need are left without coverage. The success of the ACA in non-expansion states – Georgia, in particular, here - depends on the state governance to make available the expansion of Medicaid for the population of their states, including opening doors for patient navigators to reach into local communities and raise awareness.

ObamaCare is the individual mandate requiring every citizen to obtain health- insurance coverage with benefits and provisions specified by the federal government (Forbes.com). The way ObamaCare provides for lower- income individuals and families to obtain that required coverage is by forcing the states to offer expanded coverage under Medicaid as a condition of continuing to participate in the rest of the program. Under the ObamaCare, the federal government now imposes Medicaid on the states as a federal mandate to meet the federal requirements of the individual mandate for the entire below- age- 65 population with incomes under 138 percent of the poverty level (Forbes.com). That includes mandatory coverage for the first time of all non-elderly, childless adults within the income limits. The states,

The ObamaCare health policy of the United States was drafted in the year 2010 with the objective of making access to health care and health service affordable to all Americans. The health policy had a lot of benefits attached to it, which would have revolutionized the way the health care system in the United States operated (ObamaCareFacts, 2015). The policy recommends a subsidy given to every American on health insurance. This will mean inclusivity of even citizens who before were not eligible for health insurance enrollment.