Affordable Care Act Pros And Cons

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

My first reason for supporting Obamacare is that there is now a variety of new consumer rights and protections for patients. Obamacare is the most munificent healthcare law in American history. Before Obamacare, patients could get taken advantage of by insurance companies. Insurance companies have two goals. Make money and keep money. Many companies are carnivorous trying to devour your money with many side plans. And when they get your money they keep it. If a child that had a condition like asthma or diabetes; insurance companies turned them down. Under the new healthcare law, no

The Affordable Care Act was signed into law by President Barack Obama in March of 2010. The Affordable Care Act was created by Barack Obama to help Begin the process to reform the health care system. By having the Affordable Care Act in place it will implement measures that will lower health care cost and Improve system efficiency. It will also help eliminate industry practices that will deny coverage due to pre-existing conditions which will be very helpful to people who have experienced that? There were more than 44 million people that did not have medical insurance because they couldn’t afford it. Having this law in place will be able to help those 44 million people get medical insurance. Before The Affordable Care Act was passed there were a lot of insurance companies that could deny people because of their insurance coverage right in the middle of them doing treatment? Which are ridiculous people who do not have

The Affordable Care Act (ACA) is the new health care reform law in America, which is often called Obamacare. The Affordable Care Act (ACA) is a short for the Patient Protection and Affordable Care Act (PPACA). According to the Affordable Care Act summary, “The Patient Protection and Affordable Care Act is made up of the Affordable Health Care for America Act, the Patient Protection Act, and the health care related sections of the Health Care and Education Reconciliation Act and the Student Aid and Fiscal Responsibility Act. It also includes amendments to other laws like the Food, Drug and Cosmetics Act and the Health and Public Services Act.”(2015). The Affordable Care Act (ACA) has made sure that access to health care is increased, and it

One of the many reasons that people like about the Obamacare Act was that more people who would be able to have insurance. Before the act, there were several people who were not able to afford insurance to where they would covered in a case of tragic accident were to occur. According to the website, Obamacarefacts, it states that “Before the ACA, about 38 million Americans had inadequate health insurance.” So with the help of the act people will able to buy a policy for a certain price they could be able to handle. With the Medicaid extending into Obamacare, people who did not have enough money to have insurance or qualify for it, would now be able to get Medicaid insurance to where they wouldn’t have to pay for. (CCH, 52). This was very important because the people whose income was very low that were not able to pay for insurance deals or the penalties were protected from them. Their families would be safe in case of a tragic event and would help with if they

The Affordable Care Act, in its time, has helped many uninsured Americans to obtain health insurance by giving them guaranteed coverage. About 20 million Americans, based on the statistics from the New York Times’s article titled “Fact Check: Trump’s Critiques of the Affordable Care Act.”, have obtained health insurance through the ACA. Dropping the uninsured rate to 11 percent by 2013 (Qiu 2017). Americans, through the ACA, were able to get health insurance even if they got sick, which inevitably happens to many. This put insurers in a place where they cannot deny coverage to people who have preexisting conditions, or their health history. Other main points that are included in Former President Obama’s Affordable Care Act is that one, it was given as an individual mandate that all U.S. Citizens and legal residents must enroll for qualifying health care or get penalized for not signing up for insurance at all. Making the fact that getting health care is mandatory is a good way to lower the insured rates and save many Americans money when the next unexpected hospital visits or illnesses come up. Another thing is that the ACA has also expanded medicaid to all non-Medicaid eligible individuals that are under the age 65 and making medicaid more federal funded based rather than a state issue. Thus helping those who could not afford

Obamacare is also known as the Affordable Care Act. With the Obamacare Law everyone has a right to health insurance. The law was passed to help people without health insurance be eligible to receive, therefore they cannot be denied assistance. Obamacare is very helpful because you receive help to pay for medication and medical bill. Either most or all, depending on the price would be paid. Companies with 50 or more workers, pay the workers health insurance. With Obamacare there is an equal distribution, no one is left out. Parents that have children under 26 years old can stay under their health plan. People that have had health insurance before March 2010 are not effected as much compared to those that have insurance after. Since the Obamacare

The Affordable Care Act ended up being passed without any Republican support. Many consequences stemmed from this lack of bipartisan support, including many repeal bills that came up in later years in front of the House and the Senate. These repeal bills were only barely pushed down by Democrats, or moderate Republicans, such as Senator Susan Collins of Maine or Senator Lisa Murkowski of Alaska. During the initial vote on the predecessor to the ACA, the Affordable Health Care for America Act, the House passed the AHCAA by a slim margin of 220 to 215, with 39 Democrats voting against the bill, and one Republican voting for the bill. However, when the Senate voted on their version of the AHCAA in December, all the Democrats in the Senate united

The Affordable Care Act, in other words “ObamaCare” has been a train-wreck of a bill that was rushed into law in March of 2010. This law is the basis of the 2008-2012 Democratic-lead government’s platform that would end up securing the 2012-2016 elections for them. This law was not, pushed so fervently to help the nation, as much as it was to help re-election bids. I believe that the Affordable Care act should be repealed, but not necessarily replaced. The whole principle of government mandated and managed health care is inherently flawed, as to do so, the government must lay out blanket regulations and requirements on both insurance companies and the common citizen, that in a lot of ways aren’t beneficial to

On March 23, 2010, President Obama signed the Affordable Care Act (ACA), a law put in place to provide comprehensive health insurance reforms that allowed Americans to have access to affordable health insurance options. The Affordable Care Act seeks to make health care more affordable, secure, accessible and of a higher quality for the millions of Americans who were previously uninsured, or who had insurance that didn’t provide them adequate coverage and security.

“The average premiums in the nation's individual health insurance market "actually dropped significantly" in 2014, the year that the Affordable Care Act took effect.” (Mangan, Dan. "Average Health Insurance Premiums Fell after Obamacare Took Effect, Study Says." CNBC. CNBC, 27 July 2016. Web. 15 Jan. 2017.) This would cover surgeries, major or minor, medical or dental. This would enable all Americans to not have to worry about the cost of complicated medical procedures because it would be a price that would relatively reasonable for all Americans. Also the insurance companies would include even more medical and dental benefits in their benefits. “Too many people in our country are not reaching their full potential for health because of preventable conditions. Moreover, Americans receive only about half of the preventive services that are recommended” (Koh, Howard K., M.D., and Kathleen G. Sebellius, M.P.A. "Scholarly Article." Promoting Prevention Through The Affordable Care Act. The New England Journal Of Medicine, 30 Sept. 2010. Web. 15 Jan. 2017.) More procedures will be included in physicals and more medical tests would be conducted for preventive healthcare and routine diagnostic check-ups. Another Aspect that would improve the Affordable Healthcare Act better is that there would be no deadline for enrolling. Whenever anyone needed to enroll or wanted to enroll, it would

President Barrack Obama proposed the idea of the Affordable Care Act (ACA) or otherwise known as ObamaCare in 2010 according to the American Public Health Association (APHA)(2014). The ACA is intended to provide health insurance to people in the United States who cannot afford it. According to Norton (2014), not very many people actually understand the new Health Care Reform, 64 percent of Americans say that they don’t understand it. Also, 40 percent of those same people said that they don’t know what an insurance deductible is either. I had to do a little research myself and found that Lalli (2013) reports that we the people of the United States will have many benefits from the ACA. The first one is ambulatory patient services. This means that you come in, they will take care of you, and then you can leave. The second benefit is prescription drugs, which means that under the ACA people will be able to afford the medicine that they need. Another benefit is emergency care, which includes visits to the emergency room for reasons such as a stroke. The fourth benefit is mental health services, which provides a limited amount of visits to professional help and will only be billed about 40 dollars for their session. The fifth benefit is hospitalization, which can be very expensive but with the ACA, people will only have to pay 20 percent of the bill. Lalli (2013) continues the list of benefits: the sixth benefit being

The new and improved health care system in America seems to fall short for many people. The Affordable Care Act made history after President Obama signed it into law on March 23, 2010. This bill is going to create a change in how the current system operates which has kept approximately 46.3 million people uninsured. Those numbers are very disturbing by themselves but if we include all of those who are also underinsured then we add on another 25 million. The ACA is has promised to reduce those numbers dramatically. Even though the plan is to reduce these numbers there will still be people without health care coverage. Some will fall in between somewhere which makes them not eligible for Medicaid but also not able to pay the premiums

Affordable care act is a law reform for healthcare. It is also known as Obamacare. The goal of this reform was to give access healthcare to uninsured and the people who can’t afford health insurance. There are benefits for the program more people have health insurance and it is affordable. People who are uninsured now have access to health insurance (Kinzer, 2017). The program is teaming up with Medicaid. Medicaid has expanded to help 15 million people that fall under the poverty rate and there is no lifeline on healthcare (Media solutions, 2016).

The Affordable Care Act was constructed by President Obama to help transform the health care system. The Affordable Care Act is supposed to implement a system that would reduce the health care costs. This would also improve the efficiency of procedures by eliminating the denial of coverage due to pre-existing conditions. Unfortunately, over 44 Million Americans can’t afford the cost of medical insurance, but the law grants these Americans medical insurance benefits. Before this law was in place, insurance companies could deny patients the medical attention they needed, drop their medical coverage halfway through their treatment, and have a maximum payment they prepared to pay.