The Affordable Care Act is the new health reform law that was signed into action on March 23, 2010. The Affordable Care Act attempts to reform the healthcare system by providing Americans with affordable health insurance. It helps put individuals, businesses, and families in control of their own healthcare. By the sound of it, it really looks like this is something that will positively impact the lives of Americans, and make it easier for individuals to obtain health insurance. Unfortunately, what many Americans are unaware of is that there are so many underlying issues that make the Affordable Care Act not so affordable. Issues such as penalties and taxes that certainly rack up the cost on individuals, businesses and even hospitals that make it difficult for people and businesses to be in “control” of their health care. The individual mandate is a “requirement stating that individuals have to obtain basic health insurance under the Affordable Care Act or pay a tax”. The fee for not having health insurance increases drastically every single year. For example, if an individual went without health insurance in 2014, the cost was $95 per adult and $47.50 per child (up to $285 per family) or 1% of their household income above the tax return filing threshold for your filing status- whichever is greater. If an individual went without health insurance in 2015, the cost was $325 per adult and $162.50 per child ($975 per family) or 2% of their household income above the tax
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
The Affordable Care Act includes changes to Medicare, Medicaid, private insurance, and creates many conflicts and benefits around how it will affect health care in the future. Clearly, all items within the medical reform are connected, so that a positive impact in one area may inversely affect another. The primary change is the extension of health care coverage to the uninsured, but it comes with a cost. Costs include penalties, taxes, reduced medical access, and lower reimbursement rates for physicians and hospitals. The Affordable Care Act is conceived with a good purpose; as a result, everyone will now have access to affordable health care, although, “affordable” is not yet well defined. Health care providers will be able to continue their vocation of providing good care for our society, but in some cases, changes to insurance may still have a poor outcome.
The Affordable Care Act, also known as Obamacare, is an act passed by president Barack Obama on March 23, 2010. This act, which provides affordable health insurance to Americans, was passed for three primary reasons. These reasons are to reduce the number of individuals in the United States who currently are not covered by some form of health insurance, to improve the availability and quality of existing health care programs, and to reduce the cost of health care to individuals and the government (“Patient Protection”, 2014). The Affordable Care Act has been successful in some ways, but ineffective in other ways since it was passed in March of 2010. For example, Obamacare has helped expand Medicaid and has helped those who have Medicare. However, this act has had a negative impact on the uninsured and on insurance premiums. In addition, some small businesses have benefited from this act, while others have had a negative effect. The Affordable Care Act has many pros, but it also has some cons, which is why there are still some changes and ideas that I would like to see implemented in our healthcare system.
The Affordable Care Act has been a hot topic of discussion for almost 6 years. The Affordable Care Act or, Obamacare, is a federal statute that was signed into law by President Barack Obama on March 23rd, 2010. The Affordable Care Act guarantees access to health care for all Americans, mandates the exploration of new approaches to coordinated health care delivery, gives physicians more information to make them better clinicians and patients more information to make them more
In 2008, during President Obama’s campaign, President Obama announced that he would fight for a national health care system that helped millions of uninsured Americans obtain health insurance. The Affordable Care Act, also termed Obamacare, passed on Christmas Eve of 2009. While some people believe the Affordable Care Act is great, others are not too fond of the of it. From passing the bill, the government hoped to expand Medicaid eligibility to help more people whose income was meager or near poverty level. Although the idea was good, studies show that people of color, families in rural areas, and those with cultural and language barriers struggle to receive health care and pay for it. Furthermore, since Obamacare passed into law, the
For millions of Americans, there is one policy that provides equal health care coverage for all; and that is called The Affordable Care Act ( ACA)1 or also known as Obamacare. This program provides standardized medical expenses/procedures to be made and allows everyone -- who is eligible -- to have coverage. However, I think that we need to take in account how Obamacare is negatively impacting the lower class, middle class, and upper class; therefore, we should remove it. This law became effective on March 23, 2010 (Key Features of The Affordable Care Act). Obamacare is one of the most controversial topics because there are many holes in the system that makes The Affordable Care Act almost impossible to provide equal coverage to everyone. For instance, it’s effecting small and large businesses, there is a penalty if you do not sign up for the ACA and there are not enough doctors that are available. In addition, there are many other subheadings under The Affordable Care Act, such as Medicaid, which is a federal law to provide assistance and Medi-Cal 2, which is California 's statewide insurance but follows under Medicaids 3 same procedures and requirements. We need to look at health care as a privilege and not so much as a right.
The changes that have been made have been monumental in the health care world. These changes have been positive as well as negative. This new government policy has come about through the Affordable Care Act, more commonly known as Obamacare. This new program has been so purely monumental, because government until then had not been directly involved with health care as much as they are. Benefits include lower costs, and thousands of uninsured individuals and families with health care. Downsides are more and higher taxes, and health insurance goes up. There has been much controversy centered around this topic, and many debates bring the good and bad points of Obama care. One significant fact about Obamacare, is that a lot of Americans don’t understand what Obama care is and what it actually is designed to accomplish. The important question to ask, is do the benefits outweigh cons? Many say yes, and many would like to challenge that. The Affordable Health Care act was designed to give aid to thousands that did not, or could not have health care and it has done exactly that, however it has made others pay in their place, and the question still stands. Is that right, or wrong?
The Obama Care employer mandate / employer penalty, originally set to begin in 2014, will be delayed until 2015 / 2016. The Obama Care “employer mandate” is a requirement that all businesses with over 50 full-time equivalent (FTE) employees provide health insurance for their full-time employees, or pay a per month “Employer Shared Responsibility Payment” on their federal tax return (Obama Care Facts, 2014).
The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health
The Affordable Care Act (Patient Protection and Affordable Care Act), commonly called "Obamacare," is a federal statute that was signed into law in March of 2010 (PDF, n.d.; Van de Water, 2011). It basically requires the vast majority of people in the United States who do not have insurance coverage to acquire that coverage or face penalties. People who already have insurance through their employers or on their own will not be asked to change companies. Additionally, anyone who is on federally-funded insurance such as Medicaid or Medicare and still qualifies for those programs will not be removed from their insurance. They will still be covered and protected. In order to find out more about the Act and really understand its main points and principles, however, it is very important to be aware of how it became a law and any changes that have taken place to it from its inception all the way through where it is today. Only then can a person have a clear understanding of the Act and form an opinion as to the value it may (or may not) provide to the American public. There is still much speculation and a great deal of misunderstanding about the Act and what it involves.
The Affordable Care Act (ACA), also known as Obamacare, was signed into law in 2010. The goal of the ACA is to provide affordable health insurance coverage for all Americans. The ACA was also designed to protect Americans from insurance company schemes that may increase patient costs or restrict care. Millions of Americans have benefitted by receiving insurance coverage through the ACA, especially those who are unemployed or have low-income jobs. Some could not afford insurance because they could not work due to a disability or family obligations. Others could not get health insurance because of pre-existing medical conditions. “More than 45 million Americans are uninsured, and as a result, they experience increased morbidity and mortality”
While the United States has some of the best doctors and healthcare facilities in the world we fail at being efficient and effective. Currently there are too many unplanned readmissions, medication errors and hospital acquired infections. The United States health system does not effectively provide preventive medicine for individuals with chronic diseases, and this portion of health care consumers account for the majority of health care costs (Kocher et al., 2010).
In my view The Patients’ Choice Act that was introduced by Paul Ryan in 2009 would have been a better choice for the new health care reform than The Affordable Care Act. Even though there is no health care crisis of the uninsured, Ryan’s plan involved incentives for prevented care that could lower cost of premiums and encourage healthier lifestyles. Under The Patients’ Choice Act, the American people retain their freedom whether to have health care or not; however the ACA has a personal mandate that requires individuals to carry health care insurance or face a fine (tax). Ryan’s plan would have ensure universal affordable health care for all Americans without increasing government spending.
The affordable care act is the new health care reform law in America and is also known by its popular nickname "ObamaCare". Since the creation of this new Health care reform the rules and regulations have widened based on the law. The affordable care act is a very extensive piece of leg,action which aims to provide middle to low-income families with affordable health care. Many people support this new act since it helps to provide affordable health insurance to the people who really need it. The affordable care act retains a free market and allows the healthcare industry to thrive. Many seniors support this new law since it improves Medicare and it keeps their rates down. Small but senses can receive tax credit for their health insurance premium costs. Some young adults support the affordable care act because they can stay in their parents plans until they decide free health care themselves. Not all of America
The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.