Affordable Health Care

For millions of Americans, there is one policy that provides equal health care coverage for all; and that is called The Affordable Care Act ( ACA)1 or also known as Obamacare. This program provides standardized medical expenses/procedures to be made and allows everyone -- who is eligible -- to have coverage. However, I think that we need to take in account how Obamacare is negatively impacting the lower class, middle class, and upper class; therefore, we should remove it. This law became effective on March 23, 2010 (Key Features of The Affordable Care Act). Obamacare is one of the most controversial topics because there are many holes in the system that makes The Affordable Care Act almost impossible to provide equal coverage to everyone. For instance, it’s effecting small and large businesses, there is a penalty if you do not sign up for the ACA and there are not enough doctors that are available. In addition, there are many other subheadings under The Affordable Care Act, such as Medicaid, which is a federal law to provide assistance and Medi-Cal 2, which is California 's statewide insurance but follows under Medicaids 3 same procedures and requirements. We need to look at health care as a privilege and not so much as a right.

For centuries, health care has been an ever changing entity within the United States. The cost of health insurance, medication, and medical care has fluctuated from high to low. Over the years with all the changes to healthcare, those in Congress try to appease everyone that is involved. For example, trying to make healthcare affordable for those who are less fortunate and live around the poverty line. As well as, employers who may have to revamp their insurance plans offered to the employees. Recently the talk about healthcare has put many people in an uproar. Health care reform has been a very debatable topic since President Obama has been in office. Health care reform, also known as Obama Care, has a section called the Affordable Care

Bohmer, R., & Knoop, C. I. (2007). The challenges facing the U.S. healthcare delivery system. Harvard Business School, Article 9-606-096.

The subject of health care is a sore subject, one of the most debated topics in the United States of America today and it is also the source of a vast array of complex problems for the American people. Americans have seen an increase in the rates of uninsured Americans, an increase in the cost of health care, and a growth in profits for health care companies. Due to the problematic trends that have taken place in the health care system in the United States, many Americans have viewed it as “the health care crisis” (Obamacare Facts, 2015). During the administration of President Barack Obama, a new law was implemented in order to reform the United States’ health care system called The Affordable Care Act or ObamaCare or ACA.

Through the years people in the Unites States have struggle with issues dealing with having health coverage. In March 2014 Obama care also known as Affordable Care Act was sign into law making it possible for the lower and middle class to be able to afford health insurance. The affordable care act was in congress from 2009 to 2010.With the act been pass it made it easier for the people to qualify and get help and pay so little with no extra cost. Even thought the insurance is not free it is now affordable for people so now people have a wider range of coverage options. With the affordable care act been pass they are hoping with the affordable screening and preventive services they can be more proactive with people’s healthcare and delay

Michael Fraser is the executive vice president of the Pennsylvania Medical Society. Fraser states that some of the plans offered through the Affordable Care Act have an annual deductible of $6,350. Patients must pay this deductible before insurance covers any portion of their medical fees. Once met, these plans only cover 60 percent of the medical costs, leaving the patient responsible for the remaining 40 percent.

President Barack Obama’s plan for healthcare reform was plan to make sure that every citizen no matter what his or her race, background, or economic status has quality affordable healthcare. With the passing of Obamacare, American citizens live longer as a result of effective healthcare coverage at a lower cost. Currently insurance companies have the power to deny coverage, drop people from their policies, and raise the cost of premiums. Whether you call the current healthcare reform Obamacare or the Affordable Care Act, it was designed so that every American would have healthcare that is affordable. When you consider that the United States is said to be the land of opportunity, the thought of being sick and not being able to get the treatment that you need for an illness is unconstitutional.

Health care has been a prominent issue within the United States. The United States has made strides to make health care more affordable and accessible to all citizens. However, those strides are not enough to truly make health care obtainable for everyone. The Affordable Health Care Act was made to help make health care affordable for everyone so that everyone can receive the care they need. The Affordable Health Care Act (ACA) does not do its job in making health care affordable. It is essential that congressmen and women reform the ACA because it doesn’t go far enough in reforming health care itself and is doing more harm than good.

Affordable Health Care Act: Should the Federal Government or State Government be in charge of our healthcare.

Affordable health care has always been a problem in the United States of American yet we have the largest economy in the world. The Affordable Care Act was signed on March 23, 2010 yet so many Americans are still unable to pay for health insurance. By examining the situation, we can look for problems such as possibly reducing military spending and relocating the extra towards health care which is just one of the examples. A country as large as the United States should not have a problem implementing affordable health care for its citizens. The current cost of health care in the United States should be Affordable for everyone regardless of income.

The United States spends twice as much per citizen for health insurance as any other country in the entire world, but continues to fall behind other countries when it comes to coverage and quality (Rangel, 2011). There are nearly forty-six million uninsured Americans, and millions more have inadequate coverage. The affordable health care act, was designed to help millions of Americans. But, to Americans it is questionable at best. Obamacare is so fundamentally inconsistent that it is taking Americans in the opposite direction of the necessary reforms needed. The root cause for our health care system include misaligned reimbursement policies and incentives, lack of integrated patient care process, and poorly coordinated patient care treatment (Health Care Delivery System Reform, 2015). America cannot build sustainable health reform on a dysfunctional health care system. The United States needs to get rid of Obamacare and pass a new comprehensive reform that makes health care affordable for families, businesses, and the government.

These days Health Care professionals face many issues in their day to day services either as doctors, nurses, or non-medical professionals. Aging and end of life care is an issue that a lot of doctors these days are having to face with their terminally ill patients. Physician-Assisted Suicide (PAS) is a very hot topic these days and could be a major part of future healthcare services and insurances. With the changes is hospice care and PAS in today’s healthcare system the current system the Affordable Care Act (ACA) will have to be improved to assure that all of these new changes are accounted for and apply to every American.

2. What are the Patient Protentional Affordable Care Act nine titles? Discuss this in detail?

In 1915, reformers issued the first major proposal for national health insurance in the United States. In 1929, the first current group health insurance plan was formed. Since that time, Americans have relied on private insurance to help protect their families. Across the nation health insurance has provided a level of comfort when a medical situation arises. Policyholders know that there will be reliable services as well as assistance with the costs. Since the passing of The Affordable Care Act (ACA) in 2010, there has been agitation in Washington, and it continues to be a topic for arguments among Americans. Even though healthcare has always been a priority, an important part of our lives, the ACA, and its provisions are detrimental. The

I disagree with the analogy used by Wacasey (2017) which refers to individuals paying for health care as they pay for basic needs. The foundational commodities needed for survival are water, food and shelter. Health care is not a commodity, it is a necessity. It should not have to be earned as a privilege by individuals, instead it is the right of every individual. I understand the concern over the surmounting budget deficit the government faces, but if the government can afford to protect its citizens and fit these expenses into its budget, I believe more important than protection is our health. When individuals are not given their basic rights, “they may become reluctant to engage in health care and have less ability to