Affordable Health Care Act Analysis

The opposite side of the Affordable Care Act, the idea of this research paper is way to show how the Affordable Care Act is a quagmire and unjust to many American citizens by not allowed one to make his/her own choices. Meanwhile, it focuses on many points such as how citizens are end up paying high tax penalty for not having a health insurance; and it argue on how it should be one choice to choose rather he/ she wants to have health insurance or

The Affordable Care Act(ACA) first took effect during the second term of President Barack Obama’s administration. Many people are in favor of the ACA while others are not; a love, hate relationship. The Affordable Care Act requires reforms to benefit the whole of the United States of America(USA) instead of hurting it. The information of this paper is written to inform readers about the problems of ACA. The paper will start with the background information, it will then move to the pros, cons, implications and the results of the ACA.

We all have this confusion between Medicaid and Medicare some people don’t know the difference between the two or don’t even know what either of them are. The Federal government has two different programs to provide health insurance coverage to citizens in the United States, which are Medicare and Medicaid. The two programs, while helpful to those individuals who qualify, are not available to everyone. I’m here to briefly explain and discuss the two programs, their similarities, and their differences and hopefully get people to understand each program. This become important in our lives because once we reach the age limit of where we can’t provide or take care of our illnesses these programs come into play on your health care options. This topic I choose has a big connection into our class because this is something we need to be aware of when it our time to retire and know that we have some type of insurance to support with our health. Once we get to the age where we can pay for things we need the Medicare or Medicaid program to help us get the care that we worked hard for and most importantly deserve.

Medicare is a federal health insurance program for people over the age of 65. It also covers particular people who may have a disability and people who have End-Stage Renal Disease. There are four different parts to the Medicare program. These parts include hospital insurance, medical insurance, Medicare advantage plans, and prescription drug coverage. The program, since being created, has helped to fix many different problems, as well as help the elderly and other persons to receive health insurance.

What is Medicare and Medicaid? Medicare is the federal health insurance program for people who are 65 years or older. Medicare can also be used by Younger people who have disabilities. Medicaid is a jointly funded health insurance program for low-income and needy people. 64 million people are covered by Medicaid.

Medicare is a program establish by the federal government to provide health care for people who cannot afford to get health insurance. According to Medicare & Medicaid Services” On July 30, 1965, President Lyndon B. Johnson signed into law the bill that led to the Medicare and Medicaid.” Eligible are people with disabilities, senior citizens, and underage. Furthermore, Medicare was meant to be a salvation to reduce the suffering of low-income individuals, but it costs federal administration billions of dollars every year, and the numbers keep increasing. According to Medicare & Medicaid Services," Medicare spending grew 5.5% to $618.7 billion in 2014.” Afterward, Medicare covers everything from doctor visits to necessary surgery and drugs. For that reason, a countless number of people desire to get it, but they cannot qualify for it. For instance, the average income for minimum wage employee in Arizona is sixteen thousand a year. Because that employee exceeds requirement

Thought Medicare and Medicaid are both government created and government funded programs they are very different and have very distinct requirements for eligibility. Medicare is designed to help the elderly and disabled get treatment through a long period of time. It consists of four parts: Part A: Hospital coverage, Part B: Medical coverage, Part C: Private coverage, Part D: Prescription drug coverage. Medicaid is very strict on regulations for benefits eligibility. This is a coverage help from the government that is designed to help cover medically necessary treatments/checkups for individuals that have low income. There are certain requirements to this specific plan and there can be many different companies that are Medicaid affiliated.

In addition, I have learned about the importance of Medicare and Medicare in the health care system. Medicaid and Medicare both are two governmental programs that provide medical and health services to particular groups of people in the United States. The two programs are distinctly different, but they are both managed by the Centers of Medicare and Medicaid services, which is are the division of U.S Department of Health Services. Relatively, both are providing services to millions of people have low-income or those that are facing poverty. Moreover, the programs supports people with medical care, certain disabilities and people of all ages certain condition failure. However, some services are not supported by through Medicare or Medicaid

Many people confused Medicaid and Medicare programs. Many believe the programs are the same, but the programs are totally different. Medicare is an insurance program for senior citizens, the age to participate in Medicare is 65 years old. People pay into the program throughout the year through payroll deduction. There are several similarities between private health insurance and Medicare, both are not free and patients pay part of the costs of office visits and hospital stays. Medicaid is a program for low income families. The program is funded from federal, state and local taxes. Unlike Medicare, there is no age requirement to participate in Medicaid programs. Depends on a person’s income some patients do not have co-pay for medical

Medicare was created in 1965 to offer assistance to Americans 65 years of age or older or those who are on Social Security disability. Prior to this, most elderly Americans did not have insurance as it was not available to them or they could not afford it. Today, less than 1% of elderly Americans are without insurance or access to medical treatments. Medicare accounts for 20% of healthcare expenditures, one-eighth of the Federal Budget and more than 3% of the nation’s Gross Domestic Product.1

Medicare is a federal funded health care program for anyone 65 and older or anyone who has a disability; whereas, Medicaid is a state and federal funded health care program for anyone who is considered low income. Both Medicaid and Medicare has forms that each person must fill out to determine eligibility.

Medicare and Medicaid were starkly different programs. For example, Medicare is a federally run program while Medicaid is a state governed program. However, one of the biggest difference between these two programs is that Medicare is a universalistic program, while Medicaid is an eligibility based program (Brown and Sparer 32). Medicare covers almost all the elderly over the age of 65 while Medicaid only covers a “subset of poor (roughly two-thirds in 2002), namely, those who meet state-set eligibility rules” (Brown and Sparer 32). This difference in these two policies exists because of the partisan nature of healthcare policymaking. Medicaid was diametrically different than Medicare because it serves the poor. Medicaid was seen by the conservatives as government providing handouts and thus they felt that this would make America a welfare state. Conversely, Medicare was not seen as the government providing handouts to the elderly because the elderly would be contributing towards Medicare before they turn 65. This partisan perspective by the conservatives led to many changes

NURSE: Oh that’s good to hear. Okay, I will start by defining what they are. Medicare and Medicaid are both government sponsored programs that are designed to help in covering health care cost. Medicare is an insurance program that offers medical care to those people who are 65 years and above. On the other hand Medicaid is a financial assisting program that helps low- income individuals and families to pay the cost associated with medical and custodial long-term care, and the eligibility is determined by an individual’s income and social welfare.

Medicaid is defined as "Federally assisted and state-administered program to pay for medical services on behalf of certain certain groups of low-income individuals." (p.210) The individuals are not covered by social security. It provides medical and long term term care coverage for people with disabilities and assistance with health and long-term care expenses for low-income seniors as well. Medicare is defined as "Nationwide health insurance program authorized under title 18 of the Social Security Act that provides benefits to people age 65 and older. (p.210) Medicare does also apple to people with chronic illnesses and catastrophic no matter their age. Both are expected to grow because of the aging population and the Affordable Care Act.

Our society is currently suffering from a severely limited supply of health care resources. In his State of the Union address this past January, President Bush announced that he intends to commit an additional 400 billion dollars of the budget over the next decade to reform and strengthen Medicare. Currently, Medicare provides coverage to 40 million elderly; by the year 2031, that number is expected to reach 77 million. [1] As it is, the government allocates 21.6% of its annual budget to meeting health care needs; [2] unbelievably, due to the present nature of the system, even this huge proportion of the budget is not sufficient to meet the requirements of this growing, and aging, population. Today, our