Affordable Health Care Act

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Affordable Care Act and the Rural American The United States in the past month has gone through a rollercoaster ride of events, from government shutdown to fiscal cliff deadline. All of these fall short to the main focus of this paper. The Patient Protection and Affordable Care Act (ACA) will affect every person in the United States however; I will focus on the benefits of the ACA on the rural American. The ACA was passed in 2010. On October 1st, 2013 the Patient Protection and Affordable Care Act began the launch of health care exchange and by January 2014 will be in full vigor. ACA is a new health care reform law that is also known as Obamacare. ACA is made up of four separate acts: Affordable Health Care of America Act,…show more content…
With rural America comes small business. The ACA will work with the small business to provide their employees with insurance opportunities. Tax credits are available to help make coverage more affordable. These tax credits can be anywhere from 35 % to 50%. With everything the pros and cons have to be weighted. Although I believe that the ACA will be beneficial to rural America there are several factors that need to be discussed on the negative impacts. The ACA will need to work through funding in the form of taxes. These taxes will affect high-earners and employers. The rural American, large farmers and employers will see an increase in taxes. Another downfall of the ACA will be the fact that everyone will be required to obtain health insurance. This limits the freedom of choice. This leads us to the fact that insurance companies are required to insure everyone, even individuals who are sick. It comes down to young people are in less need for insurance that older people. These people will cost more in medical care. This will in return cause the cost of insurance to increase for everyone. The ACA program also has increased insurance premiums simply because they are required to cover a lot more services. Another con for the ACA is that most young people will opt out of coverage and pay the penalty. This does no good to the program as a whole. Small business is affected greatly. The ACA requires that businesses with 50+ full time
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