Essay about All Americans Need Access to Health Care

Rising health insurance premiums have made healthcare unaffordable in the United States. Health insurance premiums in this country have undergone a steady rise over the past few years while incomes have remained the same. More than 50% of individuals with low incomes holding private insurance in the United States are unable to afford their healthcare costs (Collins, Gunja, Doty & Buetel, 2015). In addition, costs related to healthcare are equally unaffordable to 25% of working-age individuals who hold private health insurance policies (Collins et al., 2015). According to the Kaiser Family Foundation/Health Research and Educational Trust (Kaiser/HRET) survey on employer health benefits, employer-sponsored health insurance plans have also had moderate rises in premiums in 2013 for both individuals and family coverage (Claxton et al., 2013). While

Recently the Untied States top priority has been to provide accessible and affordable health care to every American. Those that lack access to coverage find it much more difficult to seek proper treatment and when they do they maybe left with astronomical medical bills. The CommanWealth Fund found that one-third or thirty three percent of Americans forgo health care because of costs and one-fifth or twenty percent are thus left with medical bills that have problems being able to pay. The federal government, through the Affordable Care Act (2010), has mandated that every person have health coverage in order

Not having health insurance makes a difference in people’s access to needed medical care and their financial security. The barriers the uninsured face in getting the care that they need means they are less likely to receive preventive care, are more likely to be hospitalized for conditions that could have been prevented, and are more likely to die in the hospital than those with insurance.  The financial impact can also be severe. Uninsured families already struggle financially to meet basic needs, and medical bills, even for minor problems, can quickly lead to medical debt. (McCarter, 2011)

Health care in the United States is driven by a patchwork of services and financing. Americans access health care services in a variety of ways — from private physicians’ offices, to public hospitals, to safety-net providers. This diverse network of health care providers is supported by an equally diverse set of funding streams. The United States spends almost twice as much on health care as any other country, topping $2 trillion each year. (WHO.INT 2000) However, even with overall spending amounting to more than $7,400 per person, millions of individuals cannot access the health care services they need.(Foundation 2009) So when the Patient Protection and Affordable Care Act (a.k.a the Affordable Care Act or ACA) was passed in the summer

Under a free-market system, health care is characterized in three ways – cost, access, and quality. In the United States, a mixed economic system that favors a free market system, health care is characterized as high cost, low access, and high quality. As such, these dichotomies pose an imperfect, inefficient scenario – the high cost and low access of health care lead people to not purchase insurance, while the high quality of health care drives people to still receive health care services. As a result, millions of Americans are currently uninsured, yet still utilizing various health care services, and are unable to pay their medical bills. This poses yet another conundrum - how can uninsured individuals receive medical care without paying for it? More importantly, who ends up paying for these services? Having recognized this gap between receiving medical care and paying for medical care,

Healthcare in the United States is an interstate system that accounts for 15% of the U.S. GDP and $5,635 per capita. Nearly 45 million – or 1 in 5 – Americans are uninsured. With insurance premiums rising yearly, the number of uninsured Americans projects to continue to climb. While new technologies will increase the efficiency of healthcare, the costs of these new tests and treatments will likely outweigh the savings. As the cost of healthcare rises, many employers will be forced to eliminate health insurance benefits for their employees, further increasing the number of uninsured Americans.

The cost of healthcare in America is out of control. As the medical costs continue to rise, many Americans, especially those considered low income, have decided to just live uninsured. Low income families are considered individuals, who make less than $15,521 a year and families of 4 members, who make $31,721 or less in a year (2). As of 2013, 10.8 million were listened as low income households in America, which is a 18.6% rise from the previous survey (2). Basically, these families can not afford to pay for private medical insurance. As a matter of fact, there are 70 million people covered under the federal Medicare and

Imagine a life without health care insurance. The daily struggles of keeping up with your personal health, but always afraid of what the cost would be to see the doctor. This may be a reality for many citizens in the United States. One aspect of the Health Care Crisis in America has to deal with those who are currently uninsured. This paper will discuss who is categized as uninsured, why people are uninsured, what the Affordable Care Act has done to help, statistics on the uninsured in America, what happens to those who are uninsured, a voice from inside the financial side of health care, and what predictions can be made for the future of our country dealing with uninsured

Within the previous four years, the number of uninsured Americans has jumped to forty five million people. Beginning in the 1980’s, the American Academy of Family Physicians (AAFP) has been trying to fix this problem of health insurance coverage for everyone with a basic reform. The AAFP’s plan imagined every American with insured coverage for necessary improved services that fall between the crucial health benefits and the surprising costs. (Sweeney) They expect by fostering prevention, and early prevention, with early diagnosis with treatment, the program would result in decreased health system costs and increased productivity through healthier lives. The way to achieve health care coverage

Sered and Fernandopulle argue why America current health system is in such horrible condition. Based on interviews with 120 uninsured men and women, medical providers, policy makers, and advocates in America, they discuss the consequences of being uninsured. There are more than forty million people uninsured in America and they detail what it means for society as a whole when so many people suffer the consequences of inadequate medical care. They analyze America job’s market and how fewer long-term jobs with health benefits are available. Sered

Research shows that “The United States is an anomaly among industrialized countries in terms of the high proportion of citizens without health insurance and the high expenses for health care” (Feldman et al., 2015). Americans amongst industrialized countries having issues with healthcare affordability last several years. “Finally, the election of President Barack Obama and control of both houses of Congress by

“In 2012, the United States of America (USA) spent more than 2.8 trillion United States dollars (US$) – i.e. more than 17% of its gross domestic product (GDP) and more than the entire GDP of the United Kingdom and Great Britain and Northern Ireland – on its health-care system” (Rice et al., 2014, page #). This outrageous number in the quote shows to what extent the United States government is really going to in order to provide coverage for its citizens. The cost of health is rising day by day, and the current rate of health insurance is unable to really help those in need of it, such as the poor or less fortunate. Therefore, in order to take preventive measures for people to treat their well being, health insurance agencies should provide

In 2015 the United States spent 3.2 trillion on health care, up 5% from the year before and GDP was at a high of 17.8%, but yet there are still 28 million Americans without health insurance. Most of the nonelderly in the United States obtain health insurance through an employer, but not all workers are offered employer-sponsored coverage or, if offered, can afford their share of the premiums. Medicaid covers many low-income individuals, and financial assistance for Marketplace coverage is available for many moderate-income people. However, Medicaid eligibility for adults remains limited in some states, and few people can afford to purchase coverage without financial assistance. Some people who are

One of the many rising problems in the United States is the amount of uninsured adults. The term uninsured is used for someone who does not have insurance. Many people in the United States do not have health insurance. An estimated number of people without health insurance was over 15 percent of the american population. People cannot get insurance because it is too expensive for them. Many will rely on their employment to have health insurance for them. The problem with that is that many low paying jobs do not provide insurance for the employees. So because of their low paying job and no health insurance, they are left uninsured. People who are unemployed also cannot afford to pay for health insurance, and often times they are the ones who

Across the United States, access to healthcare is a growing problem. For example, citizens are not allowed access to potentially life saving medications, if they have not been approved by the FDA. Now, in theory, this should be a fine system by which the FDA, a federal government organization dedicated to medication research and safety, receives research on new experimental drugs and either approves, requires more research, or denies it. This is the case, but with one drastic problem: restrictions and time. The FDA is notoriously known for the numerous amount of years it takes them to approve a medication for access to doctors to prescribe. Unlike other parts of the civilized world, where drugs, like mifamurtide which is used to treat a