It is no secret that the healthcare system currently in place in the United States is less than stellar. Prices are high and benefits are low, and this obviously makes people extremely unhappy. While everyone has access to healthcare, it doesn’t always mean that they can afford it. And what they can afford sometimes dictates the care that they will receive. Even some with health insurance are finding themselves financially strapped because they are paying sky-high prices for insurance premiums and have deductibles that they’ll never be able to meet. But, they have insurance, and that is all that seems to matter in the eyes of the United States’ government. Healthcare in the United States needs to change, and it needs to do so quickly because …show more content…
Residents of certain states, especially those with larger populations like California and Texas got stellar deals on insurance, while those living in smaller, less populated states like Maine and Vermont got the shaft, because it was so expensive to offer insurance in those states (Forbes, 2016). The higher the population, the bigger the risk pool, and the bigger the risk pool, the lower the rates because there are more people to absorb the risk involved (Dorfman, 2013). This is where President Trump’s new plan, the American Care Act seeks to shine, by allowing insurers to offer national policies so that someone living in the state of Missouri can purchase a policy out of Delaware or Minnesota if that is what works the best for them. I personally believe that this is a better option for not only American citizens, but for insurance companies as well, they will have to spend less time developing policies for individual states, and more time developing policies that can fit a vast majority of citizens, no matter their location. By having unity across stateliness, it will allow better access to insurance policies that fit each person’s individual …show more content…
There are thousands upon thousands of different types of health insurance plans and policies in the world, but even with all of the versions and variations, there remains three main types, one like we have here in the United States, socialized medicine like that of Canada, and an income based policy like the German’s have (Ridic & Gleason, 2012). And out of the three, I think that the Germans have come up with the best idea. Their system works kind of like a retirement plan does, a percentage of your income is deducted and put into a healthcare savings plan, which can be later used for any medical care you may need. Although, we couldn’t adopt this particular plan in the United States, because this plan has the same problem that Obamacare did, requiring citizens to have insurance and penalizing those who don’t acquire insurance. But, I like the idea of making the price of insurance income-dependent, so that is an aspect that I would include into a health plan if I were to design one. Canadians, who follow socialized medicine very closely to the Brits, have beneficial aspects as well, the fact that nobody will be put out onto the street because of their inability to pay like the woman featured in Michael Moore’s movie Sicko (Moore). This woman was sick, and
During the past few decades in the United States, health care cost has been skyrocketing, and many people have lost their insurance as result of the high cost. Approximately 45 million American s are uninsured or they don’t have a real health care plan that can cover all their needs. Some Americans have the perception that even with coverage, cost and other problems in the system, the quality of the Healthcare System in the US is better than other countries in the world, something that it is not true. As a matter of fact the United States is one of the richest, industrialized countries in the world where it spends a lot of money in its healthcare system. Spending more money in the Healthcare system does not mean it will be a better system, nor it does not mean it could not improve in some areas. In contrast, the Federal Republic of Germany where its healthcare system is completely different from the United States.
If there is one thing that most Americans are in agreement with, it is the vile shape of our U.S. health care system. There is no argument that the U.S. health care system is in need of an overhaul, however, there is much debate over just how to effectively go about the process. The public have voiced greatest concern in the health care areas of costs, quality and access. Many presidents have pondered the idea of health care reform; a few even made attempts to start the ball rolling. The first
I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010. The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per
Creating a health care reform plan for the U.S. health care system is no easy task. Multiple things must be taken into consideration. These include making insurance affordable, making sure the plan is economically feasible, and creating a plan that will still work in the future. What hindered the reshaping of health care into a sustainable system in the past, are the health sectors interests that prefer the status quo. By continuing to cling on to yesterday’s model, the health care industry is creating its own peril (Schaeffer, 2007).
Health insurance in the United States is not a single nationwide system and is much more diverse in terms of production methods (Ridic, Gleason & Ridic, 2012). Health insurance is either purchased privately or provided to some public groups from the government, mainly Medicare and Medicaid (Ridic, Gleason & Ridic, 2012). Medicare is a nationally run program for aged and disabled individuals (Ridic, Gleason & Ridic, 2012). Medicaid provides coverage economically disadvantaged groups (Ridic, Gleason & Ridic, 2012). The Affordable Care Act of 2012, established a shared responsibility between the government, employers and individuals ensuring all Americans have access to affordable health insurance (The Commonwealth Fund, 2016). For private
The United States of America is the most prosperous and free country in the world because of hard working citizens and the God-given freedoms we possess. America has contributed countless scientific and medical discoveries and accomplished feats deemed impossible by others. The wealth and progress in this country was not brought about by government intervention and supervision, but from individuals who had the freedom to do what they did best. Because of this freedom, America’s healthcare is currently unmatched anywhere in the world. Though other countries may tout free healthcare, they make it up with burdening taxes, understaffed hospitals, and incredibly long wait periods. The Patient Protection and Affordable Care Act puts America’s healthcare system in jeopardy of falling into the same trap. “Obamacare”, as it is referred to, moves America to a bureaucratized and overburdened system having far reaching consequences on taxpayers, professionals, and patients and should be repealed.
The Federal Healthcare Reform is currently using the already instated insurance system that the United States has and builds upon it to make it more accessible for everyone. The federal health care reform was intended for every legal citizen of the United States. The health care system has been in effect for just over a century and has shown its many different faces to the public. Since a formal health care system has not been around for very long, there are several alternatives that could be put in place in order to find the right fit for Americans. There are also some political constraints such as the backlash from the public that have made it hard to make
The citizens of the United States are burdened with many hardships. Most of these hardships stem from poor political policies and programs set forth by past politicians. However, politicians cannot be the only blame. This country is relatively young. Our political policies are still in somewhat of a “beta” period. We only learn from trial and error. This country is in the middle of a political shift. Now is the time to make the necessary changes to mold and shape our future society for the better. Far too long have Americans been denied basic necessities such as education, food, employment, and most importantly healthcare. The healthcare crisis has been the topic of debate for many years among politicians across all the governmental factions. The catalyst applying the brake on healthcare progress has been a strong division of politicians on what is ethical and what is legal when it comes to the government putting its foot in the door. Along with that debate there is also whether or not the government should do anything at all or just let the private sector and the citizens hash it out. Throughout U.S. history many attempts have been made to reform our healthcare system to no avail. Healthcare reform is clearly an issue that takes great socioeconomic knowledge and political tact. President Barack Obama is the first president to present us with such a plan. This plan is known as The Affordable Care Act or “Obamacare” (a term coined by a group of Republicans to disenfranchise
Health care is an important topic that needs to be addressed more often and looked into more thoroughly. For many years, and even today, our health care system in the United States has effected many and been the cause of numerous cases throughout our country. It must be noted that this problem is not just within our country but various countries around the world. This has caused many people, especially politicians and
There needs to be an urgent reform of the Obama affordable health care act. The Obama health care act perhaps was an attempt to solve the solution of the American health care crisis. Obama care has created another crisis. Even those with health care coverage can not afford the out of pocket expenses. Emergency rooms are not adequately prepared for the increase in the volume of patients. Health care workers are becoming overloaded and elevated stress levels. There must be a cap on all health care cost for medical treatment. The middleman needs to be cut out. Middleman includes county clinics (on government funding who take advantage) , medical referral services, pharmaceutical company 's, and the health insurance company 's.
While the United States delivers some of the best medical care in the world, there are major inefficiencies in our healthcare system. We have high rates of medical errors, millions without health insurance coverage, and lower utilization of advanced health information technology than most western European nations. It seems every time you turn on the evening news, you hear something about the healthcare system in American and how it is in shambles. Without question, one of the biggest challenges facing American citizens is our dysfunctional healthcare system.
Our healthcare system needs major restructuring. Major improvements needs to begin with "all health care organizations, professional groups, and private and public purchasers should adopt as their explicit purpose to continually reduce the burden of illness, injury, and disability, and to improve the health and functioning of the people of the United States", (Crossing the ……, 2001).
In 1993, the Clinton administration proposed a far-reaching health-care reform bill called the Health Security Act. This plan would have guaranteed health insurance to every American. This proposition did not get broad consumer support, and Congress scuttled it, saying it was too expensive, too bureaucratic, and too intrusive. Despite defeat of that bill, many Americans are still committed to achieving universal coverage for all Americans. Many universal health care advocates favor a national health insurance plan funded by the government. The majority of industrialized nations have such health care systems, sometimes called “socialized medicine.” However, critics say that the United States cannot afford a national health care system. Moreover, most national health care plans are inferior to the best of our health plans. Switching to a government-funded system would destroy what is good about the present system.
As discussed in lecture (Paterniti, 2009) and in Oberlander’s analysis of the U.S. health care system, “any reform that threatens to alter the medical care arrangements of the insured is likely to provoke public opposition” (2003). Most likely, the insured are well off financially and/or politically powerful. These people, who are for the most part content with their current health insurance, would oppose
US health care expenditures have been rising quickly over the past few years; it has risen more than the national financial system. Nonetheless a number of citizens in the US still lack appropriate health care. If the truth be told, health care expenditures are going to continue to increase; in addition numerous individuals will possibly have to make difficult choices pertaining to their health care. Our health system has grave problems that require reform, through reforming, there is optimism that there will be an increase in affordable health care and high-quality of care for America. Medicaid, Medicare and private sector insurances are all going through trials and tribulations because of