American Health Care Benefits

The question of Universal Healthcare in the United States has valid and non valid arguments with supporters on both sides of the issue. Millions of Americans do not have affordable health care insurance. The main question is who is responsible to provide this? Is it feasible for government to pay for the lack of health care by taxpayer’s dollars? Should you be responsible for yourselves or should you be compensated by the government?       Unemployment is at record high making health insurance less attainable or affordable than ever. In most cases, additional restrictions or

Health care in America is a serious issue as it involves families that are unable to receive accessible, affordable and quality medical treatment. Middle class or impoverished families are unable to receive the benefits of health care due to low income levels and a volatile economy. Politicians discuss the reformation of the health care system, but people who are uninsured suffer the consequences of a system that overlooks middle class families in favor of wealthy families, a dominant issue for conflict theorists. Some argue that the health care system is not in need of reform and state that

Long time ago, there was no need for health insurance in America, as doctors had many clients because their services were not so expensive and in some cases in rural areas, people could pay by giving other items. Doctors were not as knowledgeable as they are nowadays to care for the sick, therefore this didn't have much effect then on the patients, as they were treated for the basic illnesses.

In today’s society, there is still a great struggle with health care disparities and many lives are affected by the lack of this fundamental program in our society. There are millions of people who die each year because they are unable to afford quality healthcare. The debate still continues about healthcare inequalities, what causes this disparity and who are affected by it. Health care is more of a necessity rather than a luxury and even though skeptics may argue to the latter, it only underlines the importance of the need for the wellbeing and care of individuals. There are several factors that could contribute to the lack of health care in the United States which ranges from but not limited to race, gender, socio- economic status, and lack of insurance coverage. The truth is there is a great disproportion between who can really afford quality healthcare as appose to individuals who have it. One would imagine that an employed individual would easily afford quality healthcare but we could be no further from the truth, since one’s economic status is an essential determinant to its affordability.

For decades, a person’s socioeconomic status or SES has affected the healthcare that people receive due to race and “wealth”. This problem has plagued American society because of these factors leading to many receiving inadequate healthcare. All of these factors for someone’s SES has changed a lot in the healthcare domain that is unfair to many who are not the “ideal”. Due to this the perception, experiences with healthcare waver and are different between the stages of these SES’s. No matter the status of a person they should receive the same amount of care, treatment, and closer.

Many Americans have access to health care that enable them to receive the care they need. Other faces a variety of barriers that make it difficult to receive health care services. According to the National Healthcare Disparities Reports, racial and ethnic groups are disproportionately represented among the uninsured and lower socioeconomic status. The report showed that health insurance is a contributing factor for poor health for some of the core measures and little improvement (AHRQ, 2014).

Comparatively, health care coverage costs more for the middle class and provides less coverage than that of upper class or poverty-level patients. “When insurance is offered, it is becoming increasingly unaffordable for

That means they will miss fewer days of work, be less likely to become disabled, spend more years in the workforce, and be more productive while on the job. Recent evidence bolsters the case that health insurance coverage can have important benefits for long-term labor market outcomes”(Jason). This made people’s lives way much easier and give more time for them to spend time with their families. All Americans are required to get health insurance and are free to choose the doctor that they prefer. But in Canada, most French providers, including hospitals, are private businesses. The United Kingdom is different and it has a opened healthcare system which is funded and controlled by the government through taxes. There are more people in Texas who have Obamacare than people in Florida. Most doctors, specialists, and hospitals are all paid by government, not insurance

When U.S. President Barrack Obama signed the health care reform bill into law in March 2010, opposing political pundits were quick to brand the initiative as government takeover of the healthcare system and pejoratively described it as socialized medicine. I considered it my civic duty to look a little deeper into the pros and cons of the issue as earlier research findings had reported 45,000 Americans died annually for lack of health care coverage (Robertson, 2009).

We live in the United States, “The Land of the Brave and Home of the Free.” However, the United States is the only developed country that does not provide guaranteed insurance coverage for all citizens and they’re thereby doing not ensure access to health services (Government hub, n.d.). Meaning other countries offer health coverage without cost. This always disappointed me because America is the richest, and most unequal, country (Sherman, 2015). So why wouldn’t America provide American’s health care insurance (McAlearney, 2003, p. 20). Since the United States does not provide universal health care coverage, we will discuss briefly forms of insurance offered to Americans, the categories of insurance and how individuals qualify for coverage and Affordable Healthcare Act (Obama Care).

The ACA was passed in 2010 with the intentions to lower uninsured rates and costs of care delivery in the U.S. (Healthcare.gov, n.d.). One of the ACA provisions included Medicaid expansion. Through this provision, those with modified adjusted gross incomes up to 138% of the federal poverty level became eligible for Medicaid (Kaiser Family Foundation [KFF], 2012). Non-elderly, uninsured, childless adults who, prior to the legislation, were ineligible for Medicaid were the focus of this provision (KFF, 2012).

The United States health care system has its own unique way of delivery, unlike many other developed countries where health care is a right for all and almost all the citizens have access to basic health care services. In the United States, health care is market based. If you cannot afford it, then you shouldn’t expect to receive coverage. This causes a human right crisis and deprives millions of Americans from receiving the care they need. The privatization of the U.S. health care system results in a substantial number of Americans who are without health insurance. The health care system is constantly undergoing changes, in response to fears of access, quality and cost. Despite all of these changes, there are still significant disparities

ca is able to find a political will to provide universal healthcare coverage, the rest of the world can then show the way. This says to me that the United States must look within itself and make the moral determination as to whether healthcare should be considered a fundamental right granted to all its citizens as a theme of this book. Once addressed, the United States can join the other industrialized countries who have long since implemented universal healthcare systems such as Germany, France, United Kingdom, United Kingdom, Canada who have more cost effective systems which produce better health outcomes than the US.1

Today’s options for medical healthcare is a wide stream business that has took off when healthcare became a hot topic on Capitol Hill. Thru the joining of American Association of Health Plans and Health Insurance Association of America a new trade association was created. That medical health insurance is called The America’s Health Insurance Plans (AHIP) it’s currently representing the health insurance industry. Like such a large number of other focused medicinal medical coverage AHIP is one numerous spots that a person will realize that they have an organization that pays special mind to their wellbeing. AHIP has exceptionally solid perspectives on why individual ought to end up becoming a member. They

The state of Utah is one of 23 controlled states for sales of alcohol. I worked here because the health insurance was so inexpensive, it had a pension plan plus, matched ones 401k up to a certain percentage, but the wages were very low. However because of recent divorce, health insurance was more important, and this was before the Affordable Healthcare Act. I started at $7.38 an hour in 2005 and jockeyed my way up to management pretty quickly to gain more income. I believe that DABC had in the past had the best interest of their employees in mind. However, as the world economy progressed, insurance became very expensive, they too looked for ways to cut back benefits for the benefit of those in higher positions. The CEO and his assistant