An Armed Forces Active Duty Service

980 Words4 Pages
s an armed forces active duty service member, all our focus is on keeping our nation and our families safe. No one wants to be out in the fleet defending our country and having to worry about whether or not we and our families are going to be taken care of in our time of need. Luckily, for active duty service members, health care is something that one does not have to contemplate about. We are taken care of no matter where we go, but what about the family? TRICARE offers active duty service member’s families to opportunity to obtain many of the health care benefits that military personnel are entitled to. Knowing that the families are taken care of allows the active duty service member to concentrate on the task at hand, rather than the…show more content…
On the topic of cost, both TRICARE Prime and TRICARE Standard are funded by the United States Department of Defense (DoD), yet the two are on completely different ranks. As stated earlier, TRICARE Prime comes at no-cost for active duty service members. As stated on the (2016) website, “Many active-duty family members choose to enroll in Prime. There are no enrollment fees, deductibles, or co-payments. If they choose not to enroll, they are covered under Standard.” If the family member chooses to opt out of enrolling for TRICARE Prime, TRICARE Standard will come at a cost to them. For example, since TRICARE Standard is a fee-for-service plan, it is fair to say that one will incur a fee for the health service they are in need of. TRICARE Prime and TRICARE Standard also compare in that they both charge an annual deductible. For TRICARE Prime there is “no annual deductible unless you are using the point-of-service option,” (TRICARE, 2016) which is not an option for active duty service members. According to TRICARE, the annual deductible under TRICARE Prime would be $300 per individual and $600 per family. The annual deductible under TRICARE Standard would vary based on the sponsor’s (active duty service member’s) pay grade: E-4 and below family members would pay $50 per individual and $100 per family, E-5 and above family members would pay $150 per individual
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