An Insurance Plan

US Congress created the Hipaa bill in 1996 because of public concern of how their private information was being used. It is the Health Insurance Portability and Accountability Act, which Congress created to protect confidentiality, privacy and security of patient information. It was also for health care documents to be passed electronically. Hipaa is a privacy rule, which gives patients control over their health information. Patients have to give permission any healthcare provider can disclose any information placed in the individual’s medical records. It helps limit protected health information (PHI) to minimize the chance of inappropriate disclosure. It establishes national-level standards that healthcare providers must comply with and strictly investigates compliance related issues while holding violators to civil or criminal penalties if they violate the privacy of a person’s PHI. Hipaa also has boundaries for using and disclosing health records by covered entities; a healthcare provider, health plan, and healthcare clearinghouse. It also supports the cause of disclosing PHI without a person’s consent for individual healthcare needs, public benefit and national interests. The portability part of Hipaa guarantees patients health insurance to employees after losing a job, making sure health insurance providers can’t discriminate against people because of health status or pre-existing condition, and keeps their files safe while being sent electronically. The Privacy

. HIPAA privacy rules are complicated and extensive, and set forth guidelines to be followed by health care providers and other covered entities such as insurance carriers and by consumers. HIPAA is very specific in its requirements regarding the release of information, but is not as specific when it comes to the manner in which training and policies are developed and delivered within the health care industry. This paper will discuss how HIPAA affects a patient's access to their medical records, how and under what circumstances personal health information can be released to other entities for purposes

In 1996, the HIPPA act was passed. Health Insurance Portability and Accountability Act (HIPAA), which was directed to improve the areas in the health field. For instance, lowering the number of errors and mistreatment, for individuals to have the access to transfer health coverage according to their present situation, and most importantly it monitors security and confidentiality information to ensure its being controlled in an accurate manner. This act gives congress ability to govern financial matter such as, federal level funding processes pertaining to different health documentation. Providing quality care while protecting patient’s information is a priority controlled under HIPAA, which accepts collaboration with all state and federal

What are HIPAA rights? Knowing your rights can be useful. It’s important to know them so that if you ever feel like something isn’t correct, you know how you can act on it. One of your rights as a healthcare consumer is that you can ask to request or see a copy of your medical records or any other health information at any time (hhs.gov/cosumer rights). You are also allowed to change or correct any information in your files that you believe are wrong. This means that if there is something in your file, like a test result that you disagree on, even if the hospital doesn’t, they have to make note of that in your file. You can also see who has accessed and seen your health information. It is your right to ask for your information to not to be shared with certain doctors, nurses, or certain individuals or organizations (hhs.gov/cosumer rights). HIPAA also allows you to allow someone to speak on your behalf. If

I know if an employee with our corporation violates the HIPPA law, we will lose our job. That is pretty much the bottom line. We have training, meeting when it comes to protecting and keeping health records

The short term decision to start in a limited area and then only grow by one state in 2015 may have served the purpose of limiting risk during a time of uncertainty, however, in the long term, penetrating into new markets may be difficult because individuals currently enrolled are automatically re-enrolled at the end of the period. For Aetna, it may be harder to pull a member from a plan that they currently have. The largest healthcare insurance company UnitedHealth was more conservative than Aetna in the first two years, with participating starting in five states in year one then increasing to 24 in year two. With the addition of UnitedHealth in the same markets as Aetna and the unknown risks associated with new enrollees for the 2015 plan year, the short term could be crucial for Aetna. If Aetna is able to add to 2014’s positive results, and increase membership in markets that UnitedHealth entered, it will go a long way toward their long term goals of increasing membership in the individual and small group sector (Demko, 2014).

The purpose of HIPPA is to make sure that the patient’s information is to stay confidential and secure; protects health insurance for a person who loses or change jobs along with other rules under HIPPA. If the practice of HIPPA is not on the provider’s website, the

It is important for all health care recipients and health care providers to read information regarding HIPAA that way everyone will be informed of what rights are privacy they are entitled to and the workers are aware of what information needs to remain confidential. People can receive handouts regarding information about HIPAA, as well as the Internet. There are hundreds of online websites that people can go to in order to receive more information on how HIPAA works and what is required to ensure everyone follows the laws that go along with HIPAA. Breaking the law can have some major consequences so it is important to understand HIPAA and what privacy laws are enforced to protect a patient’s information. The information that is

While many Americans can enjoy the full benefits of being in a developed nation such as full access to healthcare, there are many others who only have limited access to the basic necessities. Because of this issue, the affordable care act was developed creating new laws, regulations, taxes, and subsidies as a way to ensure all Americans have equal access to healthcare. Although the law aimed to be a solution for those with little to no access to healthcare, it resulted in a number of problems that frustrated doctors and patients, and complicated the healthcare system. While some believe access to affordable healthcare for all Americans is a necessity and a reality of the future, others have determined the rising costs to sustain the law and the allegedly socialist aspects of the law that impose a “one size fits all” healthcare system on the public make it unfeasible for American citizens. The affordable care act was welcomed into law due to the promise of open access to healthcare it could potentially offer many Americans; however, the excess of regulations and limitations it places on healthcare officials, and the excess of taxes and costs to keep the system in place further limits access to healthcare for many American citizens.

For those Americans not covered or find their work coverage too expensive, there is a new way for them to buy insurance on their own called Health Insurance Marketplaces. Some states have named these marketplaces something else. The Health Insurance Marketplace is like a virtual insurance megamall where private insurers compete for American’s business. Americans can pick out how much coverage they want, how much they want to pay for it, from cheaper high deductible plans to more expensive plans. Regardless what plan is chosen, all plans will cover a complete set of services like hospital visits, doctor visits,

Based upon service rates above, it is more cost effective for the physicians to see the patients.

In 1996, President Clinton and the US Congress passed/signed the act of HIPPA. HIPPA was enacted to maintain confidentiality of their patient’s information and to protect health insurance coverage for families and workers when they lose or change their job (portability). HIPPA set standards to respect the individual’s rights by exercising such procedures, authorizing and disclosing information. This means that anybody that works at a daily clinical or administrative job should never under any circumstances speak about the patients. If HIPAA violations are violated, this can greatly impact the person working in the medical field. Not only are violations expensive, but the penalties for noncompliance is based on the level of negligence. Criminal

There is several kinds of super protected Medical information, and some are as follows. Domestic violence, Genetics, Mental Health, Reproductive care, Including abortion, and Substance abuse. This is just some of the super protected medical information, which is covered by the HIPPA laws.

I feel like one of the main things that have changed as a result to HIPPA is the fact that health care providers and patients are probably much more aware of personal health information privacy and security issues than ever before. HIPAA has created a much needed framework with national standards for patient privacy. Since HIPPA has been in place there have been changes in security, notification requirements in case of a security breach, education and many others. I think that the security aspect of it has really been stepped up since there has been so many issues with medical identity theft and people trying to obtain prescription drugs. Just the fact that there are notification requirements in case of a breach makes me as a patient feel a

You bought your aircraft and contacted your insurance agent to obtain coverage. That was several years ago. You have been paying your premiums, but facts have changed. Has your insurance agent been notified of the changes? Do the coverages match your current operating structure?