Analysis Of The Patient Protection And Affordable Care Act

Medicaid is a social health care program that covers nearly 60 million Americans, including children, pregnant women, seniors, parents and individuals suffering with disabilities. Medicaid is the biggest source of funding for health related services and medical needs for the people with low income in the United States. This program is funded jointly by the state and federal level governments, but it is the state’s responsibility to manage this program. The Medicaid program is not a required program that states have to use, but all 50 states have implemented this program. With the introduction of the Affordable Care Act (ACA), and its passing in 2010, the ACA unveiled its plans to expand Medicaid eligibility to nearly all low-income adults as an addition to the other groups that fall into the Medicaid eligibility. The Medicaid program had “many gaps in coverage for adults” because it was only restricted to the low income individuals and other people with needs in their own specific category. In the past, the majority of the states who had adults that did not have children dependent on those parents were not eligible for Medicaid. These low income adults without dependent children would be without medical insurance assistance before the ACA was introduced. Medicaid is now available to all Americans under the age of 65 whose family income is at or below the federal poverty guideline of “133 percent or $14,484 for an individual and $29,726 for a family of four in 2011” (NSCL).

In March 2010, the Patient Protection, and Affordable Care Act (ACA) was signed into law, in which the act

There are various good intentions of the ACA, including addressing access and expanding coverage, cost and quality indicators, public health matters, workforce issues, and speeding up access to new drugs (Emanuel, 2014). Specific provisions outlined in the ACA such as, states expanding Medicaid under the ACA to everyone who makes less than 138% of the federal poverty level now qualifies for Medicaid. The ACA allows young people to now stay on their parents health insurance plan until age 26. In addition the ACA mandates that pre-existing health concerns cannot exclude someone from being covered by insurance. The ACA also expanded Medicaid in many states, the operating margins among hospitals in Medicaid expansion states “increased from 2.1 percent in 2013 to 3.4 percent in 2014.” Operating margins also increased among hospitals in non-expansion states, however the relative increase was smaller compared to hospitals in expansion states. These ACA

Implementation of the ACA would require an extensive expansion of the Medicaid program to low income adults in each state.³ The Congressional Budget Office projects that a previously 30 million uninsured Americans, approximately 92% of the legal, non-elderly population, will have coverage by 2022.³ The federal government will pay for 100% of the costs of expanding Medicaid programs until 2016, and then gradually fade their contribution to 90% by 2020.³ Currently, expansion of the Medicaid program is voluntary and several states have stated that they intend to turn down their share of the billions of dollars that has been made available to each state solely for the expansion of this program.³ States deciding to not expand their Medicaid program will not only exclude many poor, vulnerable families from access to an important health care program, but will also exclude themselves from an economic stimulus for their state and thereby decrease the strength of their health care delivery systems by not allowing them to be more financially stable for the long

The ACA of 2010 has a key goal of increasing access to health care by providing uninsured American’s with options to obtain health insurance. One way this is being done is allowing parents to keep their children on their health insurance plan, up to the age of 26 (HHS, n.d.). Another example is the option for states to expand Medicaid, and receive funding from the federal government to accomplish this. Medicaid covers

In 2010 the ACA was passed that expanded Medicare eligibility to include those with incomes up to 133% of the federal poverty level (“ObamaCare Medicaid Expansion,” n.d.). This helped the most impoverished people by providing them with health coverage. Because states cannot be forced to participate in the ACA's Medicaid expansion, not all states have expanded their Medicaid programs to cover individuals with household incomes below a certain level (“ObamaCare Medicaid Expansion,” n.d.). This created a Medicaid coverage gap in between those who can afford health insurance and those who qualify for Medicaid (“ObamaCare Medicaid Expansion,” n.d.). This means that not all U.S. citizens have any type of insurance coverage or access to health

The Affordable Care Act (ACA) is a complex federal law that affects health system of the United States in every aspect. ACA goals is to improve quality of healthcare; increase access, and to stabilize and possibly reduce the cost of the healthcare services. ACA provisions include, but not limited to, expansion of Medicaid to all individuals less than 65 years of age whose income is 133% of the Federal Poverty Line (FPL) or below; created Consumer Operated and Oriented Plan a nonprofit, member-run health insurance companies in all 50 states; prohibits existing health insurers to deny coverage due to preexisting conditions; allows states to create a Basic Health Plan for individuals without health insurance and income range of 133-200% FPL; improves prevention services by requiring health plans to include basic preventive coverage without cost-sharing; improve access to health care by providing additional funds for community based health centers and other community based organizations(Knickman, Kover, 2015. Pp344-361). Every provision of ACA will bring significant change to every area of the healthcare and, as a result, changes in access, quality, and cost. These 3 components of the healthcare system are intertwined and change in one will cause the change in the others.

When president Obama was a candidate in the 2008 election he promised wide scale health care reform that would increase the availability and affordability of medical insurance for a large portion of the American population. At the time of his campaign, millions of low-income Americans were stuck in the Medicaid gap – where they could not afford health insurance, but also were not eligible for the joint state and federal government Medicaid program. This promise eventually became the bill later named the Patient Protection and Affordable Care Act that was passed by the senate on December 24, 2010. The bill’s policy seeks to expand health care coverage to low-income families

When the Affordable Care Act (ACA) was enacted on March 23rd, 2010, it transformed the lives of people all over the US, in states who expanded. It allowed families to qualify for government programs such as Medicaid, CHIP, and government subsidies, and for young adults to stay on their parent’s insurance until the age of 26. The ACA was a sign of relief and good news for all but two groups, lawful permanent residents and undocumented immigrants. In 2012, DACA recipients under the DREAM Act also became part of the groups excluded, leaving more than 6.5 million unable to access affordable care. In order to make a change, the New Mexico Rep. Michelle Lujan Grisham, from the Democratic party, introduced The Health Equity and

Once the foundation of the U.S. health care system was reviewed, we began our study of the new regulations. The Affordable Care Act contained three main provisions. The first provision was expanding Health Insurance Coverage. Elements of the regulation included offering coverage to the vast majority of currently uninsured Americans by expanding access to Medicaid to cover all non-elderly individuals below 133 percent of the federal poverty level (FPL), and establishing state-based health insurance exchanges, which will offer Americans a range of private health plan options, with federal tax

The act puts in individuals, families and other small business owners in control of their own health care provider. It can also reduce premium costs for millions of working families and small businesses by providing hundreds of billions of dollars in the tax relief of the largest middle class tax cut for health care. It also reduces that families will have to pay for health insurance by paying out-of-pocket expenses and requiring preventive care to be fully covered without paying any out-of-pocket expense.

In the beginning of the year 2010, the Patient Protection and Affordable Care Act (ACA) was passed and enacted legislatively by Congress in order to increase public access to health care at a reduced cost. The ultimate goal of the ACA was create a better overall atmosphere for workplace heath and safety by making healthcare more affordable. However, the passage of the ACA did have some unforeseen consequences in regards to worker compensation.

Through the presidency of Barack Obama, the United States was introduced with the Affordable Care Act (ACA). This act gives the opportunity to individuals and families a greater access to affordable health insurance options that include medical, dental, vision, and other types of health insurance that they may not have been applicable for previously. The cost of health care can be extremely expensive for those who face ongoing medical issues. Through the ACA, it allows individuals to enroll that have lost previous coverage, had a child, or got married and the list goes on. “In 2014, Medicaid coverage had been expanded, through the ACA, to almost all adults with incomes at or below 138% poverty in states that have accepted the expansion, and tax credits are available for those with incomes up to 400% of poverty who purchase coverage through a health insurance marketplace” (Garfield). After the ACA was established the uninsured rates dropped to a historic low.

Barack Obama signed the Affordable Care Act (ACA) on March 23, 2010. This policy was implemented for all Americans regardless of race, religion, creed, sexual orientation, the language of origin or demographic location. Barack Obama saw the disparities that was facing the American people so by creating this policy it would reduce premature deaths that many Americans face.

Under the Affordable Care Act, health insurance companies cannot refuse anyone coverage or charge a higher amount for any health problems that existed before a new health coverage plan begins. However, with the Republican agenda to “repeal and replace” Obamacare, coverage for pre-existing conditions could be on the chopping block. The proposed Graham-Cassidy Health Care Bill gives flexibility to the states to design their own health care systems. With this, states could waive the provision that caps how much insurance companies can charge; thus, they could charge those with pre-existing conditions more (Collins, 2017). Furthermore, this plan would also allow states to waive certain essential health benefits covered