Annotated Bibliography Essay: Benefits Of Having A College Education

An article by HO, J.D says, “the National Center for education statistics reports an average tuition of 25,409 for the 2014-15 academic year at four-year colleges and universities.” It’s amazing how costly is to get an education. Where many questions, Should the amount of wealth you make determine whether you attend college or not.? Many students going college are in college debt College expenses are getting higher, every individual that is thinking of going college goes through the financial struggle. As many think of a question of how much income they need to pay college tuition.? In regrade to making their college life, usually, student tend to go school and work. although, going school and working becomes the habit but the student will have a dangerous effect on their study. They would have less time to study and take a rest. Education has given many an opportunity to change the world and taught people to saves other people lives. Now our world has doctors, pilots, engineers, scientist and much more that people are not seeing. The life cycle of humans is amazing where we lose another and get even smarter and betters. In this cycle, many have not have gotten an opportunity to show the talent because of college tuitions rising every year. There have been different college grants and some help on college fee if you are under poverty level. Education should not be compared with the price, we can buy a nice dress with a good price but we cannot buy an education at a price

The increasing cost of higher education in the United States has been a continuing topic for debate in recent decades. American society emphasizes the importance of education after high school, yet the cost of higher education and advanced degrees continually rises at a greater rate than inflation in the 1970’s. According to the Advisory Committee on Student Financial Assistance, cost factors prevent 48% of college-qualified high school graduates from pursuing further education (McKeon, 2004, p. 45). The current system requires the majority of students to accumulate extensive debt with the expectation that they gain rewarding post-graduate employment to repay their loans.

There is no escaping the fact that the cost of college tuition continues to rise in the United States each year. To make it worse, having a college degree is no longer an option, but a requirement in today’s society. According to data gathered by the College Board, total costs at public four-year institutions rose more rapidly between 2003-04 and 2013-14 than they did during either of the two preceding decades (Collegeboard.com). Students are pressured to continue into higher education but yet, the increasing costs of books and tuition make us think about twice. Sometimes, some of these students have to leave with their education partially finished, leaving them with crushing debts. It is important to find the means to prevent these

Many students today look towards the future scared and frightened debating their future, all of them asking the same question. Is a college education truly worth the cost and the amount of debt that a student acquires over a four-year period? Many ask what are they doing this for, a piece of paper called a degree. That’s what the articles “Five Reasons Why College is Worth the Cost,” written by Reyna Gobel and “Is College worth the cost? Many recent graduates don’t think so,” written by Jeffrey J. Selingo both address. The articles take different standpoints and views on the topic. Gobel’s article siding with the view that college is worth the cost. While Selingo’s article argues that college is not worth the cost.

There are many choices and paths to choose when the time comes to attend college however, a question to ask is, is it worth it? If decided to attend college, the following decision to be made revolves around an area of study one would like to pursue and the topic of study that will be available for them. Though many can further their education in different ways, a couple of ways consist of attending a four year college (private/ public) or a community college. Not going to college at all is the other alternative, but is it really a smart idea? Most adults have continuously told young students all through high school to attend college. A student’s chance of economic success in the future can be risen due to a college education. Judith Scott-Clayton, who is an assistant professor of economics and education at Teachers College at Columbia University states, “Individuals with bachelor’s degrees earn about 60 percent more than those with just a high school diploma, who in turn earn about 40 percent more than high school dropouts.” Students who seek higher education, are more likely to experience a better future and a better life. The cost of going to college may seem overwhelming at times however, the experiences and education obtained throughout college is priceless in regards to the way one interacts with others on a global basis, has a stronger job stability, and has better employment benefits.

People will find that the authors say, going to college will be worth the expenditures. College is a lot of time and money. Today, college costs nearly $40,000 a year between tuition, rooming, supplies, and extra fees. Although, people may not want to find themselves buried in debt, after attending college. According to “Are We Getting Our Money’s Worth?” written by William Elliott, he states that “relying on student loans as the primary mechanism for financing college is a recent development.” Loans are how college is paid for in today’s generation, “loans have remained the largest form of financial aid available to students,” no student can afford college. Although, some are forced to go if they want to further their education. Owens and Sawhill mention, “the benefits of a college degree far outweigh the costs,” and “more educated workers earn more.” These authors give a valid opinion which people may

Most people would agree that getting a degree would make life easier as opposed to ending education with a high school diploma. With the shortage of career opportunities, jobs are becoming more competitive and most require higher education. College has become necessary and so consequently, it has become more expensive. While loans have made it possible for nearly anyone to attend college, because they are given too easily, the costs of college has increased even more. A cycle of giving loans and raising tuition is created and as a result college students are burdened with a colossal amount of debt. The issues of student debt go beyond affecting graduates’ lives and begin to cripple many areas of the economy, as well as hinder forward mobility.

In the last decade, students and parents alike have begun to question the effectiveness of receiving a college education. Stories of students graduating college with outstanding student loans, being unable to find a job, or feeling overqualified for a position continually increase. In the same manner, the number of students apprehensive about refraining from entering the workforce for an additional four years while simultaneously spending thousands of dollars for an education that in the end may not assure them a job with an adequate income, increases. The issue then is to determine whether or not the cost of college is worth the outcome.

Education is one of the main social institutions in today’s society. That is why it is so difficult for me to understand why it is becoming so unaffordable in the past few years. When did wanting to further education become such a burden for graduated students? There are 41 million Americans that have over $1.2 trillion dollars in student loan debt. According to the Project on Student Loan Debt, the average graduate with a bachelor’s degree pays about $350 a month on student loans for around 19 years. I cannot stress enough in how paying for college or paying off loans has become such a challenge for students who are not provided with financial aid or enough financial aid to pay for all their necessary classes. There is also the challenge in

Nowadays, we are always bombarded with the constant studies that show the economic benefits of going to college. For example, one study suggests that the average earnings gap for a high school graduate and someone with a bachelor’s degree working full time is about $15,000 (Owen and Isabel 210). But, all these sources only focus on the economic benefits and they make it seem that the only way to succeed. However, they don’t mention as much the possible negatives and that it might not be for everyone. The biggest obstacle, especially for the lower class students is the high cost of tuition. Which has caused student loan debt to become the second highest form of debt in the U.S, surpassed only by mortgage debt (Owen and Sawhill 212). Even if the student figures that out then there’s the problem of finishing school. Studies show fewer than 60% of students finish their 4-year degree within 6 years, if they finish at all (Owen and Sawhill 218). Then for those who do obtain their degree there’s the

For some people college does not seem to cost an arm and a leg, but to most people “Tuition numbers can be eye-popping, and student debt has increased significantly” (Leonhardt). Money is normally the main reason that people do not go to college. Most Americans do not go to college because “College is too expensive for most Americans to afford” (Pew). College is not cheap. College is so expensive that many “students are leaving college with a substantial debt burden” (Pew). People can have debt from college for many years. College is very expensive.

Why do we work hard in school and attempt to get good grades? Why do we believe that you have to do an outstanding job in high school? The answer is because the majority of us want to go to college and hopefully pursue a career that we'd enjoy. So, why is it that just 65% of us obtain a college degree. The main factor is that college costs are soaring. According to reports the cost of a college degree has increased by 1,120 percent in just 30 years. Consequently, this has lead to difficulties for families to pay for the immense cost of college. Therefore, the government should invest more money to make college education free because students leave school with an unreasonable amount of debt. It also leads to a more prosperous country, and

In this unimaginable generation, we face many challenges to survive, but one challenge that is prevalent is student college debt intertwined with the expensive economy. The idea that a better and furthered education will bring you more success is why millions even make college loans an option. It is believed, that the two elements of education and employment coincide with one another. The idea of being employed is a necessity in modern day. There is a focus on getting an education to determine your success. Although attending school is appreciable, it also comes with its issues that make college appear as a trap; incognito in a sense. Dragging everyone down slowly like a leaf in quicksand. Young adults struggle with college debt, and financial barriers; by avoiding the economy’s false luxuries can prevent the occurrence of running into economic barricades.

Time after time you hear about going to college; whether at work, family, friends, and even when you are in high school you might have been repeatedly told of how it can benefit you in the long run in regards to your future. They say a good education can take you far in life. Students in high school may still question the importance of a college education. In the world of today people find themselves asking, “Why is it important to go to college?” An important aspect of succeeding in today’s world is getting a better education, and it’s much more than just a degree - in college you also learn how to better prepare for assignments, perhaps one of the most important things you can get out of attending

The increasing cost of higher education in the United States has been a continuing topic for debate in recent decades. American society emphasizes the importance of education after high school, yet the cost of undergraduate and advanced degrees continually rises at a greater rate than inflation. According to the Advisory Committee on Student Financial Assistance, cost factors prevent 48% of college-qualified high school graduates from pursuing further education (McKeon, 2004, p. 45). The current system requires the majority of students to accumulate extensive debt with the expectation that they gain lucrative post-graduate employment to repay their loans.