Apple Pay Vs. Google Wallet : Comparison Guide

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Apple Pay vs. Google Wallet: Comparison Guide Copyright © 2014 Conceptual Kings. All are rights reserved. This book or any portion thereof may not be reproduced or used in any manner whatsoever without the express written permission of the publisher except for the use of brief quotations in a book review. Introduction Advances in modern technology means it has become necessary to introduce novel ideas. Apple and Google have attempted to provide new ways to make technology efficient and convenient. Both entities have devised ways to improve business purchases and sales as well as offer payment solutions to everyday consumers. Apple offers the Apple Pay and Google introduced the Google Wallet. Both applications were engineered to…show more content…
For Google, they only allow newer Android phones that run 4.4 KitKat or higher to take advantage of the full functionality of the system. This automatically rules out older phones that are not supported. This is also true for Apple Pay because of the lack of NFC in the older phones. However when comparing, Google Wallet is compatible with a lot more devices. 6. Adding Information The process of adding information is almost similar for both systems. On the iPhone device you just have to launch Passbook and you will see an option to add a debit or credit card. For Google Wallet you can add your card information manually or you can use the camera to capture the card’s number and expiration date. For things like your name, address and CVV number you still need to enter it manually but it is quite easy. 7. Bank Issues There are some issues with Apple Pay as it only works with certain cards from certain banks. This for now is restricted to Visa, MasterCard and American Express. Another restriction is that it must also be from a participating bank and for now that group consists of Bank of America, Capital One, Chase, Citi and Wells Fargo. There are still some issues within that as it is still not a guarantee for some of the cards in these banks to work. In contrast Google Wallet works with all debit cards and credit cards. This is a major plus for the Google Wallet. 8. Online

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