Argumentative Essay About Health Insurance In College

The purpose of the Affordable Care Act is to make health insurance more affordable for those who may not have health insurance or those who do, but have little to no coverage. While a vast majority of Americans had health insurance previously to the enacting of ACA, the new law was for people who did not want to buy it or could not afford insurance (Clark J.,

D., Buchmueller, T., Decker, S. L., Carey, C., & Kronick, R. (2012). Also, coverage gains were greater among nonstudents oppose to students, and among those in worse health than those in better health. These groups with larger gains were also more likely to have had fewer insurance options before the Affordable Care Act; sicker people because of exclusions as well as denial of coverage in the nongroup market, and nonstudents because insurance plans before 2010 typically allowed parents to claim children ages 18–22 as dependents only if they were full-time students. Sommers, B. D., Buchmueller, T., Decker, S. L., Carey, C., & Kronick, R. (2012).

The Affordable Care Act, otherwise known as Obamacare, was passed in March 2010. This over-1000-page Act implements a number of reforms designed to increase the availability of health care for individuals. The Act created a Health Insurance Marketplace, a universal way to sign up for subsidized health care plans (which are cheaper), though you can only get certain plans from certain places, including an expanded Medicaid. It also creates an incentive to purchase health insurance-if you don 't, you 'll have to pay a fine, which is interpreted by many as a tax. Additionally, the Affordable Care Act requires sizable firms to provide a certain level of health care to all of their employees, with certain specifications. Obamacare also attempts to make health care cheaper for many, by trying to even out the cost for everyone.

The Affordable Care Act, often referred to as the ObamaCare was signed into law on March 23, 2010. It has created a lot of controversy since its debut. The Healthcare reform will affect all Americans. The issue has many Americans believing it is a great thing for our country while others believe it is a terrible idea and then of course there are those who don’t know what to think. By Jan 1, 2014 Americans will be required to purchase a health care policy or will have to pay a penalty. Ready or not it’s happening. First you would have to understand the background information of the program. As with all things there are pros and cons to the Affordable Care Act. Because it is a new law it is not flawless there is room for changes and recommendations.

Understanding the Affordable Care Act (ACA) can be problematic, the goal of the ACA is to address the fact that millions of Americans do not have health insurance, yet they are contributors to the health care market, consuming health care services for which they do not pay. While this may seem to be a great idea, many Americans are not really sure how they are affected by this Health Care Reform. The goal is to make health insurance affordable, secure, and reliable for all. The ACA is a minimum coverage provision, individuals are given health insurance by amending the tax code. There is an individual mandate which stipulates all non-exempt individuals must maintain a minimum level of insurance or pay a tax penalty. ACA extends Medicaid, states have to accept or they will not receive Federal funding. The act also includes an employer mandate to obtain health coverage for employees. The Affordable Care Act has changed the way health care is provided and the way individuals will participate (The Affordable Care Act Cases. (n.d.). Retrieved September 3, 2015)

The Affordable Care Act was created to make an attempt to reduce the amount we pay for healthcare. “Healthcare premiums were too expensive for many families to afford,” is a common issue among citizens today, and we have come to the conclusion that Obamacare can help reduce that amount. Ever since this has been put in place, many Americans deny this, but it says that even if you aren’t 100 percent healthy it will still cover you, unlike regular healthcare premiums opposed that. Another benefit that is presented, it that you don’t have to have a high income or good health to be covered, the act says that it will cover you no matter what condition or state you are in.

The Affordable Care Act, in its time, has helped many uninsured Americans to obtain health insurance by giving them guaranteed coverage. About 20 million Americans, based on the statistics from the New York Times’s article titled “Fact Check: Trump’s Critiques of the Affordable Care Act.”, have obtained health insurance through the ACA. Dropping the uninsured rate to 11 percent by 2013 (Qiu 2017). Americans, through the ACA, were able to get health insurance even if they got sick, which inevitably happens to many. This put insurers in a place where they cannot deny coverage to people who have preexisting conditions, or their health history. Other main points that are included in Former President Obama’s Affordable Care Act is that one, it was given as an individual mandate that all U.S. Citizens and legal residents must enroll for qualifying health care or get penalized for not signing up for insurance at all. Making the fact that getting health care is mandatory is a good way to lower the insured rates and save many Americans money when the next unexpected hospital visits or illnesses come up. Another thing is that the ACA has also expanded medicaid to all non-Medicaid eligible individuals that are under the age 65 and making medicaid more federal funded based rather than a state issue. Thus helping those who could not afford

You will always be covered, because they also did away with the lifetime maximum. No matter how much your charges and expenses are the insurance companies can never take away your coverage. Implemented as well they can’t turn you away for a preexisting condition that you have. Insurers can no longer deny coverage to children because of a pre-existing condition, like asthma or diabetes, under the health care law. An estimated 34 million people receive one or more preventive services and this includes the Annual Wellness Exam. The government is investing in the training and support of new doctors and nurses by providing bonus payments, scholarships, loan repayments, and new training opportunities for them. Having better practices in the health care field is the best way to improve the health care in America and should be the most important. Overall with the Affordable Care Act we are getting options. We’re giving more and better options that we have had in the past.

The Affordable Care Act is supposed to be designed to make insurance costs affordable for Americans, rather than what the law offer for Americans to pay. The law states that everyone must have health insurance, or they will be subject to penalty. Sireesha Manne, a staff attorney at the New Mexico Center on Law and Poverty stated “For those with very low wages trying to raise kids after paying for housing, electricity, food, and transportation, and child care, asking people to pay another $50 to $100 a month that’s just out of reach.” A concern regarding the Affordable Care Act, is that even with the federal financial assistance available under the law, health insurance will remain unaffordable for a significant number of low-income families. Although the Affordable Care Act is to be cost effective, the prices and premiums are still exceedingly high for Americans with low and moderate income.

Many states offer help to consumers with health insurance problems. The Affordable Care Act improves these services with grants that help states start or strengthen Consumer Assistance Programs. Before the health care law, you often had to fend for yourself when trying to find affordable health insurance or resolve problems with a health plan, such as when your insurer denies a claim or refuses to pay for needed treatment. Even though some states have had programs to help consumers, those programs often have been overburdened and underfunded.

The Affordable Care Act (ACA) was created by President Obama back in March 2010 to help reduce healthcare costs and improve healthcare quality for uninsured Americans. The ACA was implemented to reduce the cost that was growing with Medicare and Medicaid because they have increased over the years threatening the entire federal budget (Amadeo, 2017). People who are not working and are unable to cover their healthcare expenses usually end up on Medicaid which is paid for by the government. The others who are over the age of 65 are on Medicare and have their premiums supported by the federal government. However, people who make too much money or who are too young to qualify for either

The Affordable Care Act is an act used to help citizens that need help with medical bills, and is also called Obamacare. The ACA was an act passed by President Obama is 2010 and it is used to help people with health care. People around the United States use ACA for medical bills, and health insurance. Affordable care act is not only to help people with medical bills it also can be used for people who really need help with medical bills and need help financially. The fate of the Affordable Care Act is up in the air because the new president may or may not repeal it.

Per the Affordable Care Act(HCA), the individual is mandated to enroll for an insurance plan to avoid the penalty. Everyone has a coverage for his or her healthcare. It is a perfect idea for the individuals to have. Also, it is a good idea for the government to save the State and Federal budget. However, it exists the problem of access to healthcare service, such as difficulty in seeking a network provider, poor care and so on.

Obamacare has drastically raised health care costs for individuals and families. One of the reasons Obamacare was established was to reduce family premiums by $2,500 a year (Anderson 1). However, this goal has not been accomplished yet, the typical family premiums are increasing at rapid rates (Anderson 2). From 2015-2016, Family Silver, one of the most popular family insurance plans, had a ten percent increase on their premiums price. Some states even rose by forty percent (Furchtgott-Roth 3). Middle class families cannot keep paying an arm and a leg for health insurance. Health insurance should not be a major issue for Americans, it should be

The ACA has several important expanded coverage features. Most notably, the new law keeps young adults, 26 years of age and younger, on their parent’s health insurance plan. This particular aspect of the reform allowed up to 3 million young adults to remain covered on their parent’s plan which mean 3 million more people had access to primary care, urgent care, and medication. This was a huge increase from 2010 in which 30% of young Americans between the ages of 19 and 29 had no health insurance coverage. (ObamaCare Young Adults. 2010). Additional features of increased coverage under the ACA was the