Arguments Against Affordable Health Insurance

The existence of Affordable Care Act have been a promising act for millions of citizens, especially the effort to end homeless, to put low-income on a better care at a reasonable price, and the access to healthcare through a variety of healthcare insurance choices. Its’ purpose is to reform healthcare, creating new policies, and establishing a better accessibility to physician and hospital with a cost that fit within both side budgets. The Act guarantees subsidies to all patient with an offering to better practitioner and treatment options to create a strong incentives to improve the quality of cares and services (Meek, 2012, pg. 15). Nevertheless, The Affordable Care Act face many barriers such as

Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when they have an unexpected health concern. No HMO with a convenient co-pay amount when their son or daughter develops an ear infection.

Even though free healthcare is negatively associated with U.S. debt, deficit, and higher tax pay, all Americans should have the absolute right to free healthcare because it can save lives.

Before creating Obamacare, million people in the United States could not afford the expenditure to buy health insurances and drug costs. Therefore, they have no chance to prevent diseases or receive treatments. They could be discriminated against coverage and treatment because they had pre-existing conditions. As shown in statistics in the article “Health Coverage before the ACA, and Why All Americans are Better Off Now” of David Simas, the insurance companies could deny to coverage nearly one in two people because they have pre-condition such as heart diseases, cancer, or diabetes.

The subject matter of universal health care is important because the current system of health care in America is economically and morally wrong. The United States spends more than double on health care and still millions are left without coverage. During the Progressive Era, AALL (American Association of Labor Legislation) proposed a bill which provided coverage to those making less than $1200 and would be provided services such as physicians, hospitals, and nurse which would be shared between workers, employers, and the state. This system was opposed by the AFL (American Federation of Labor) because it felt this movement would weaken unions. Furthermore, Bill Clinton proposed a system of universal health care which would provide health coverage

According to Pros and Cons of ObamaCare, “ ObamaCare (the Affordable Care Act) contains many benefits, especially for low and middle income families and businesses. ObamaCare also contains some obstacles for high earners, larger firms that don’t insure their employees, and certain sectors of the healthcare industry”(2015). The Affordable Care Act (ACA) provides insurance for million, it has also made the preventative care for patients free. Now it allows people to be treated before they need the expensive emergency room services. Also, one of the major benefits of having health insurance under this act is that insurance companies can no longer deny anyone coverage for preexisting conditions. Many insurance companies deny insurance to patients with HIV/AIDS. Shi & Singh confirm this in chapter 8, “ Many HIV/AIDS patients are expected to gain health insurance under the ACA”(2015). There has been a lot of debate on whether The Affordable Care Act (ACA) is worth our money. Over time may studies have been made to check the benefits of this program as well, Schoen, Doty and Robertson state that,” To provide a baseline and assess the potential of changes brought about under the Affordable Care Act, this study estimates the number of US adults who were underinsured or uninsured in 2010. Using indicators of medical cost exposure

The purpose of this dissertation isto assess the impact of the Affordable Care Act (ACA) on the Human Immunodeficiency Virus (HIV) care continuum. This dissertationwill focuson addressing the gap in current research by improving understanding of the impacts of the ACA on care for individuals living with HIV. It is estimated that over 1 million Americans live with HIV (Kates, 2012). Though the number of HIV infections has stabilized at around 50,000 annually, there are reports of new strains of HIV arising among homosexuals (Kates, 2012). People Living with HIV/AIDS (PLWHA) are less likely to be insured due to low socio-economic status (SES), therefore, rely on Medicaid for insurance coverage. Statistics indicate that only 25% of PLWHA are virally

The state of Texas has pulled its Medicaid funding for Planned Parenthood, leaving poor residents with few options for affordable healthcare. Medicaid, a program focused on helping low-income families and individuals receive healthcare, has always been jointly operated by the state and the federal government. But to who this program would be eligible for is entirely up to the state. More conservative states, like Texas for example, strictly reserve Medicaid for only the most severe cases of poverty-stricken families, leaving a large portion of low-income residents uninsured. The Affordable Care Act, a federally mandated reform of Medicaid introduced by President Obama, would provide healthcare for many American citizens in need. Despite being

Questions are constantly circulating around the new Affordable Care Act. Many do not know what it does and the government is trying to make it out to be a big savior to the medical field for doctors and patients alike. The Affordable Care Act has also been given the name Obamacare because of its ties to the President. He believes that increasing the amount of people on insurances of any kind that meets his “standards” will help health care become more available and more profitable. Unfortunately, these claims are not true as Obamacare is clearly going to negatively impact health care in all aspects. The problems start for patients who get on government healthcare programs, such as Medicaid, with the fact that the treatment plans are extremely

People getting taxed on their hard earned money may be going to people who need it or to those who do not. The Healthcare reform law is not a reasonable solution for people who cannot afford or do not have private health insurance.

Through successful implementation millions of Americans would benefit from the imposition of health insurance through the ACA. The law intended to cover the poorest Americans under the Medicaid expansion option and to cover low and middle-income earners with new health insurance exchanges. However, in June 2012, the Supreme Court overruled a portion of this landmark victory by giving each state the option to forego the Medicaid expansion provision. The Court’s ruling creates a breach in the ACA’s potential to afford healthcare to the working poor and abandons those who do not quite qualify for market place subsidies. Consequently, a large segment of the United States population will remain uninsured due to the lack of affordability.

The Affordable Healthcare Act is one of the most predominate issues in American Healthcare. While it was not a primary factor in the 2016 presidential election, it was a very important issue. It is important because it serves over sixteen million Americans. I will discuss through research that the two prevailing rules of thought are to either repeal the Affordable Care Act or to improve the Affordable Care Act. I will show the advantages of both and hopefully show which is better for America, not which is better for me.

It was interesting that Medicaid is different in all states and they all use different criteria to determine eligibility. I agree that all states should expand their coverage based on the Affordable Care Act and it should not be optional but mandatory. It was also interesting to learn that Medicaid not Medicare is the primary payer of long –term services or the patient if they are not eligible for Medicaid. I believe Medicaid is needed and it should be given to the less advantaged individuals because everyone should have access to health care no matter what.

How many college students have extremely thought about health insurance? Attending college is a stressful time for any student. While many students are in college many should not have to worry about paying for their healthcare bills. The Affordable Care Act gives college students more options to find an inexpensive insurance. Many should consider these possible options if they are planning to attend college or seeking for an inexpensive coverage.

Currently, the issue of health insurance has been a bone of contention for the public regarding whether the United States government should provide this health plan or not. People often possess different perspectives and refer to pros and cons on both sides of the spectrum. While some believes a universal healthcare system will set a foundation for a lower quality of service, increasing governmental finance deficit, and higher taxes, others do not hold the same thought. A universal healthcare system brings enormous advantages rather than disadvantages, such as all-inclusive population coverage, convenient accessibility, low time cost, and affordable medical cost, all of which not only provide minimum insurance to the disadvantaged but also improve the efficiency of medical resources distribution.