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Student Loans - Getting to "Paid in Full" By Paul Anacki | Submitted On February 21, 2014 Recommend Article Article Comments Print Article Share this article on Facebook 2 Share this article on Twitter 1 Share this article on Google+ 2 Share this article on Linkedin 2 Share this article on StumbleUpon 2 Share this article on Delicious 2 Share this article on Digg 2 Share this article on Reddit 2 Share this article on Pinterest 2 In 1969, Elisabeth Kubler-Ross introduced the five stages of grief in her book "On Death and Dying": Denial, Anger, Bargaining, Depression, and Acceptance. If you have a large student loan balance, then you 've probably experienced some "grief" and are no stranger to the five stages. If you are in the "Acceptance" stage, this article is for you! Being in the Acceptance stage is a good place to be. It means that: you have discovered that deferrals and forbearances are not forever (Denial stage), you have stopped blaming others for getting what you assumed to be a "free ride" (Anger stage), you have learned that you can not discharge your loan through bankruptcy (Bargaining stage), you have stopped drinking heavily and watching re-runs of the Gilmore Girls (Depression stage), and you now accept your financial responsibility and are prepared to do something about it. You are not going to find any "magic bullets" in this article, but you will find an effective strategy for paying off your loan in the shortest amount of time. Step 1 - Organize

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