Ashleigh's Letter Of Explanation

In March 2014 my father opened SD Cars and Trucks, a used car lot in El Cajon. He and his business partner put a total of 250K into the lot and the inventory. This depleted our family’s savings and has forced my mother, father, and myself to find supplementary jobs. Hardly ever home I rarely see my family anymore, due to us all trying to bring in income. Unable to afford the rent on our house, we had to move for the third time during my time in high school. In addition to this, my grandparents also moved in with us.

List your current source(s) of income (e.g., salary from job, interest from savings, alimony/child support, even parents)

A decision is effective no matter what it may be. And Ashleigh, a girl from the short story “Ashes”, has to make a difficult decision. Ashleigh’s parents are divorced, but her father is the more supportive parent, her mother has a more negative attitude. “You’re one in a million.”-Page 2, Her father would tell her. “They’ll laugh at your dreams, even your mother-and she's a saint to have put up with me all those years-even she will discourage you from being all you can be. I hate to speak against her, but she’s not a dreamer, Ashes.”- Page 2, Her father said, explaining how Ashleigh’s mom is. And what he said is true. -“Her name is Ashleigh!” Mom shouted. “A name you insisted on. So why do you call her Ashes?” “That's

Making mistakes when it comes to your credit is a lesson that many people learn the hard way. Constant phone calls, mail, and threats can make a tough financial situation worse. Either how well or how poorly you manage your debts and finances are available to creditors to see when you apply for credit, such as for a retail store card, or even an auto or home

Let me remind you that money isn’t really everything. At times what would appear to make lots of sense in your family balance book might not make much sense in your real life and could completely

Finances have not always been the easiest in our family. Prior to my parents’ divorce, we were financially stable and rarely went without things we needed or wanted. That was not the case after my father left. My mom’s struggle with putting food on the table and things we wanted became more of a rarity.

For the first half of the year, I became engulfed in a program called Financial Peace University. For those who haven't heard of it, Dave Ramsey teaches the course via video. For nine weeks, you join a small group and go through course work and lessons regarding financial freedom in a biblical way. I took the course in Feb/March and then facilitated the course for a group through April/May. The graduation was in June. I truly loved how much I learned and am so glad I took it. It's really transformed the way I approach my money. The course has also been extremely influential in my desire to become debt-free much sooner than later. I always had an understanding (in the back of my head) that debt would always be around and I'd never be in a position

I'm married now, my husband doesn't work every day in construction and I don't work alot myself but we're both working on getting more financially stable. If I can't pay for bills now I call the company that's attached to them and see if we can work out a payment plan. I don't buy extravagent things from Amazon if I don't have the money. I won't hire a taxi, go out to McD's or have coffee out if that's going to eat into something more important I should be purchasing.

I am thankful for the opportunities and the blessing that we have, and I would consider me and my family blessed and advantaged compared to other families, but we also have challenges and difficulties as most other families. Circumstances have caused me to relocate to New York (family is in California) and work two jobs, and be working more than eight hours daily, seven days a week. I am used to having two jobs since I always have two jobs even when I served in the military in order to provide and have a better quality of life for my family. Although, at 53 going at 54 this year, I sometimes wonder why I still have to work so hard to provide for my wife and

I also took over some payments like my tuition, books, my eye contacts, gas, food, and some medical bills of my own - like dentist, just to give myself a little feel of paying bills. And ofcourse I learn to save up my money. Even though I make a decent amount from my job, I know that this is not what I want to do for a career. I use my emerging adulthood time to attend school for a higher level occupation to better prepare myself for the young adulthood responsibilities.

The tendency to work hard and be committed to a task should not be diminished by an individual's financial state. As a kid, my family had really close friends that we considered family. A close friend of my mother’s was a single mom who worked at a fast food restaurant. It was hard for her to take care of her child because of financial circumstances, so my mother helped out when she could. She worked hard everyday to provide for her child and herself, but her weekly income could not help in areas she needed. She thought about going to college, but it was too expensive for her to take that chance. As her child got older the same cycle began. Her child began working at a low paying job to help out her mother because she knew college was too expensive

Six years ago my father lost his job, which was the only source of income. He filed for unemployment and received pay to support us. My family could not keep up with the monthly mortgage leading to an important decision of whether moving out of state because it was more affordable. We decided to stay in California because it was a hassle to move.

Do you feel safe and comfortable in your neighborhood? Well you can feel that way with me on your side. I would be a great addition to the next generation of criminal lawyers. Criminal Lawyers use their communication and debating skills to help the judge see their clients point of view. They research and study their cases and things around the topic, so they as prepared as can be for court, and with me on your side i'll be prepared to the best of my abilities.

In regards to my current life stage, I am a young adult and almost all of my financial income is paid in wage from my occupation as a lifeguard. As I am not a parent of any kids, my financial expenses consist of paying for food, clothing, transportation, and school fees. Therefore, most of my expenses are centered around myself and focuses on future career plans to eventually increase my income as I will be able to attain a profession after acquiring a college education. Presently, I have not surrounded myself with assets because I have not acquired my college degree or decided upon a profession; as a result, I would not be able to search for appropriate assets.

Do not live a life that you cannot handle, spend within your means. Be honest with yourself, if you can’t afford something, don’t buy it! Affordability is much more than the amount of money in your bank account, it also is how long it will take for the money you spent to be back in your account. Think of your finances as a long term process, not a short term fix. This is also why you should limit your credit card usage. If you rack up your credit card and lose your sole source of income,