Assessment of Working Capital Finance

Jyske bank is a well-known Danish bank that was created in 1967 with the merger of four other Danish banks. The bank had a good reputation being prudent, conservation, and well

"At JPMorgan Chase, we want to be the best financial services company in the world. Because of our great heritage and excellent platform, we believe this is within our reach."

JPMorgan Chase & Co. is one of the world’s oldest, biggest and well-known financial institutions. With over 200 years of history, it has a significant and lengthy story to tell. Since their founding in New York in 1799, they have grown and succeeded by listening to their customers and also meeting their needs (“The History of JPMorgan Chase & Co.,” 2008). As a global financial services company with operations in over 50 countries, JPMorgan Chase & Co. combines two of the world’s foremost financial brands: Chase and J.P.Morgan. The firm is a leader in financial services for consumers, investment banking, commercial banking and small business, processing financial transactions, private equity, and asset management. (“The History of JPMorgan Chase

This report studies the internal environment, such as vision and mission, value system, management structure, brand value and performance of Axis Bank. Axis Bank, the third largest player in the private sector banking industry, caters to a wide clientele of large, mid-sized corporates, rural farmers, and consumers in retail banking. Axis Bank is also actively involved in some CSR activities, such as Axis Bank Foundation (a trust for philanthropic activities), and funding of other NGOs etc. Apart from operations in international domain, the bank consists of 8 wholly owned subsidiaries. Its vision specifies being the preferred financial destination for consumers through efficient technology and empowered employees. The company has 5 core values – namely Customer Centricity, Teamwork, Transparency, Ethics and Ownership.

Discuss the value that training and teamwork will bring to the success of the project

We researched analyzed various aspect of financial trends for JP Morgan Chase in the last five years and found interesting facts. First lets us look at the Annual Total Revenues of the last five years for JP Morgan Chase. In fiscal year 2011, JP Morgan chase had an interest expense of 13.91 billion dollars and an operating income of 31.73 billion dollars. After the taxes are added up chase finished with an 18.2 billion dollars in net income. According to “Investopedia.com” the net profit margin which is also net income average for banks in the last five years increased about 18%. In 2015 JP Morgan Chase interest expense was 7.46 billion dollars and its operating income was 30.7 billion dollars. After taxes are added up JP Morgan Chase ended with a 23.92 billion dollars in net income. JP Morgan Chase innovation to create an app to increase its online banking propelled its net income or net profit margin to a 31.42% increase, higher than the market average for

The purpose of Citibank is trying to provide high quality, efficient and personalized service to customers, fully utilize The Bank 's worldwide network and strong purchasing power to improve customer satisfaction on the banks, thereby maintain the loyalty of the bank, establish long-term relationship with the bank, both side get greater benefits in the ongoing business cooperation.

The Japanese banking industry has recovered well from the 2009 crisis to consistently post moderate growth. This trend is forecast to continue through to 2017. Japan is the second largest banking industry in Asia - Pacific, accounting for over 26% of the region’s total assets. The Japanese banking industry had total assets of $11,065.8bn in 2012, representing a compound annual growth rate (CAGR) of 2.1% between 2008 and 2012. (MarketLine, 2013)

This case highlights the journey of ICICI Bank towards its establishment as a formidable brand in the retail banking sector. Before ICICI, the banking sector was dominated by several state-run organizations. However, ICICI managed to identify its customer segments very aptly and design an offering for each of these segments in order to maximize the value it offered to these customer segments. Aimed at attracting young consumers to its retail banking operations through schemes such as “Chintamani” and “Jeete Raho” campaign for its insurance business, ICICI was able to successfully create a brand name for itself amongst its target customers. It also launched several well-known

Working capital is a financial metric that represents the operational liquidity of a business (Working Capital Management Analysis, 2015). Along with fixed assets (property, plant, and equipment etc.) working capital is considered a part of operating capital. The more positive a company’s working capital is, the more they are required to certify that they are able to continue its processes and has sufficient funds to cover both, growing short-term debt and upcoming expenses. It is stated by Watson and Head (2013) that decisions relating to working capital and short term financing are referred to as working capital management, which involve managing the relationship between a firm 's short-term assets and its short-term liabilities. Morrison’s (Wm Morrison Supermarkets plc) was founded in 1899 and with a market share of 11% and listed on the London stock exchange - they have now become the fourth largest supermarket chain in the United Kingdom (Morrisons-corporate.com, 2015). Throughout this report, it is going to show Morrison’s calculated capital management to date, involving an evaluation of ratios and competitor ratios too.

should be the focus of JNB 's business – his customers should enjoy convenient access to

BEING A PROJECT SUBMITTED TO THE DEPARTMENT OF MANAGEMENT STUDIES, COLLEGE OF BUSINESS AND MANAGEMENT STUDIES (CBMS) KADUNA POLYTECHNIC, KADUNA.

The third chapter is allocated to discuss the methodology and conceptualization of the study in detail. That is research problem will be conceptualized based on the literature review. Hypotheses are formulated according to the conceptual model and literature review. Next operationlalization, data collection techniques and method of analyzing impact of working capital management on the profitability of trading firms.

PT. Bank Rakyat Indonesia (BRI) is the most profitable bank and the largest banks in Indonesia that specializes in Micro, Small and Medium Enterprises (MSME). The official website of BRI [1] reported, as of December 2014, BRI serves its customers through more than 10,000 outlets (divisions, main branch, sub branch, micro units), 150,000 electronic outlets (ATMs, CDMs, EDCs) and 120,000 professional employees that spreads all over Indonesia. Most of its customers; the recent data showed that BRIs customers reach approximately 55.7 million; are lower-middle income people such as land workers, fishermen, factory workers, small businesses and government employees. As one of the state-owned banks and a bank that has the widest network in Indonesia, BRI is always chosen by the government as an agency to distribute social aid funds and enacting social programs of the government in economic empowerment. To provide the best service for citizen that spread all over Indonesia, no doubt, that technologyinfrastructure and systems plays a very important role. With powerful and good technology provided by BRI, it ensures that all goals, as a business company and a government agent, will be achieved.

To study and analyze financial inclusion practices which are carried by Jammu and Kashmir bank.