Auto Liability Insurance

Although no one saw the incident morally I would do the right thing and wait for the owner of the car to come back. I would at least wait for a half an hour to see if the person whose car I hit by accident comes back. If for any reason the person has not come back to their vehicle, I would write down my information and place it in their windshield. Morally I feel that it would not be okay for me to ignore the incident that just happened. I was race in a family that taught me the principle of honesty. They taught me that if we ever do a mistake we have to face the consequences of our mistakes even if it was an accident. Although there was no damage to the car, I would still feel obligated to tell the person about the incident. If the scenario was to be turn around I would of want the person to do the same thing for me.

Please give a statement of facts as to how you contend the auto accident took place including, but not limited to, the speed of each vehicle, the location of each vehicle, the time of the occurrence, weather conditions, or any other contributing factors, and any actions you took or attempted to take to avoid the accident.

Attempting to determine the best course of action after a motor vehicle collision can be daunting, particularly if you have sustained injuries as a result. When the responsible party either has no insurance or their coverage is insufficient, uninsured motorist claims can help to cover the damages resulting from the accident.

The benefit to having this coverage is that if you are hit by an uninsured or underinsured driver, or are the victim of a hit and run, you still have coverage available to cover the costs of personal injuries. Of course your insurance company will want to conduct an investigation of the accident before paying a claim, which is why you should partner with a skilled personal injury attorney to protect your interests. To assist with the investigation, it is crucial that you act to preserve the evidence. You can do this by taking down what insurance information the other driver does have, taking photos, and getting the names and contact information of all witnesses. Taking these steps will help prove your case, and may speed up the time it takes to receive compensation.

Explain what happened and be prepared with that police report of the event, if you truly were not at fault. If there is an accident forgiveness clause in your insurance, talk about how that will help you now with the agent. Also, discuss the possibility of paying a higher deductible, if that would make the new or adjusted policy easier for you to manage.

First and foremost when witnessing an accident, one must not put oneself in danger. The FreeAdvice staff advises that, “. . .you may want to keep your physical distance until a professional gets there if you have any doubt at all about whether there could be danger.” Additionally, there are various reactions to witnessing an accident depending on the situation. Moreover, in any accident, no one should “. . .exit your own vehicle in the middle of traffic,

Regardless of whether or not you stayed at the scene of the accident, you are still fully responsible for what you have inflicted upon other drivers and passengers who have done nothing to deserve this. The families and friends of the men, women, and children who were killed or injured by you's mental states are also your responsibilities. Some people live the entire rest of their lives struggling with the scars of what you have done. Think about all the

If you or someone you know has been injured in an auto accident, call Josh Cohen for advice. He will be able to tell you what the next steps will be. You need someone experienced to look out for your interests, your property and your health. Injuries suffered in car accidents don't go away overnight. You need someone who is familiar with ongoing therapy and care so that you will have the compensation you

Your first instinct when another driver is uninsured may be to sue them for the damages. The reality of the situation is that they probably do not have they money to pay for your damages, which is why they are most likely driving without insurance in the first place. Suing the other drive may be a waste of time and money trying to get money you will never be able to collect.

Because your health is so important you must have access to the very best health care available. An accident lawyer can help you seek out the compensation you need to cover escalating medical expenses.

This is what I would do if I was the driver using the Contractualism as a primary ethic. I will not want to take the blame of hitting the pedestrian in the car crash that caused several cars to be badly smashed; there was a person that was killed and there was my careless driving.

“typically, a collision needs to be reported to the police if $1500 of damage or more is done to the vehicles individually, combined, or if someone gets hurt or killed”. If it’s a minor collision under $1500 in damage, Lillquist states that, “you can just figure it out amongst the other person”, which consists of getting the other person’s contact information, insurance card, and pictures of the damage. Lillquist suggests that if you wanted to call the police, they could put together a non reportable collision so each individual involved could get contact information.

Complete an Accident Report: While you are still on the scene, call the local police to notify them that there has been an auto collision. If there are no injuries, the station may decline to send an officer; in this case, you will need to file an accident report yourself. Reporting forms are available at your local police station and on the New York State Department of Motor Vehicles

You must notify ICBC within 24 hours of being involved in an accident. Make note of any details that could help with your claim, such as the offending driver’s registration number and insurance details. Keep a log of clear information and be ready to inform ICBC of the thorough facts. Regardless of how minor your injuries appear at the time, always log details immediately.

At The Chavarria Agency- Farmer's Insurance, we pride ourselves on being about to provide residents with a wealth of information as it pertains to their home insurance. We can teach you about your different insurance options and how they