Benefits Of Retirement And Senior Living

Aging is very complex and highly individualized process which begins at conception and end with death. Variables such as physical or cognitive impairments, socioeconomic aspect, cultural values, and beliefs make an aging process unique to each individual. I interviewed an elderly woman using a set of guided questionnaires on the topic to further explore her aging experience. For the purpose of this assignment, I will refer to the client interviewed as a D.L., a changed name for a reason of privacy and confidentiality. During the interview, we explored a D.L. strategy to stay healthy, significant accomplishments of her life, hobbies and activities, retirement, and finally the goals for the future.

After spending an afternoon interviewing my elderly father-in-law, I gained insight into how he perceives the aging process and the impact on the quality of his life. First, and foremost he viewed aging in a very positive and healthy manner. He believes that a positive attitude assists in accepting physical and psychosocial changes and enjoyed the fact that he and his wife are both physically fit and cognitively alert. He felt confident that advances made in health care and the quality of their lives would continue to be empowering. He enjoys the benefits of being a senior citizen including discounted travel, free education, and other incentives marketed towards seniors. He expressed a sense of well-being with respect to the numerous

A vast majority of the population that is nearing retirement age tend to experience a feeling of "unfinished business" and begin planning their golden years around accomplishing them. As retirees, many may start a new hobby they've always wanted to do, write a book, traveling or even going back to school in some cases. So one method a retiree can maximise the time available to accomplish all of those things is to enter a senior housing facility, and be free from the burden of caring for a home.

After spending an afternoon interviewing my elderly father-in-law, I gained insight into how he perceives the aging process and the impact on the quality of his life. First, and foremost he viewed aging in a very positive and healthy manner. He believes that a positive attitude assists in accepting physical and psychosocial changes and enjoyed the fact that he and his wife are both physically fit and cognitively alert. He felt confident that advances made in health care and the quality of their lives would continue to be empowering. He enjoys the benefits of being a senior citizen including discounted travel, free education, and other incentives marketed towards seniors. He expressed a sense of well-being with respect to the numerous

Planning, just like saving for the future does not always come natural to a person and a lot of times has to be recommended by professionals. It takes personal discipline along with dedication to follow a good retirement plan. In order to achieve personal goals for retirement there has to be a plan of action to obtain success. Proper planning for retirement will also provide a positive outlook for that stage of life.

Relatively new to this research are the correlations found between living environments and improved health and well-being for the people who live there. Employment and business opportunities also arise to support and maintain services for this vastly growing cohort. Ideas are being put forth now to create urban communities for senior living that will embrace continued learning and service opportunities. Aging-In-Place models, where seniors remain at home and in the community in which they have always lived is argued in research entitled, Innovative Models of Aging in Place: Transforming our Communities for an Aging Population (Bookman). Membership in a community can build relationships and identify common interests and purpose, as well as integrated settings to help promote meaning in the “golden years”. Bookman states that this is a global phenomenon and that in 1950 only 8% of the world population was over 60. Less than 70 years later that has changed dramatically, with the largest increase occurring in the most developed nations. The many benefits are people who are not only living longer, but leading active and healthy lives into ones 80’s and 90’s. The wisdom, experience and skills of this older population are available to family, friends and the communities for many decades. On the other hand, there are also

To compensate for this, many are looking towards helping older adults stay in their home for as long as possible, even if they experience functional or cognitive impairments. This idea is known as aging in place. In the USA, 95% of adults over the age of 75 want to age in place. There are benefits and challenges to aging in place. The benefits of aging in place are that it improves perceived quality of life and is cost-effective, whereas the challenges include declines in cognitive and functional abilities of older adults, as well as time pressures on formal and informal caregivers who must visit older adults in their homes throughout the community (Connelly, Laghari, Mokhtari, & Falk, 2014).

A variety of long-term care options are available to those who require more assistance. Assisted-living facilities, village concepts, and Continuing Care Retirement Communities (CCRCs) are all available options for seniors. Living in these residencies may address several other issues such as isolation, transportation, and mobility. These types of facilities focus on providing assistance with daily living activities for the elderly while still allowing them to be independent. Residents also have ample opportunities to socialize in common spaces such as dining rooms and living rooms. However, these facilities are often expensive and must be paid for privately. As a result, the option for living in these helping facilities may be out of reach for the elderly with a fixed income (Hash, Jurkowski, & Krout, 2015). Without these residential facilities as an option, aging adults with lower incomes who must remain in their homes may face challenges related to their health, mobility, and

Assisted living has become an option for housing and care for older adults, because as a residents' care needs increase, assisted living can be the best place for that person to stay. The National Center for Assisted Living (2001) estimates that 46 percent of residents who move to assisted living communities come from their own home. This is due to the likelihood that the older adult or a family member will recognize a decline in physical and or mental condition that requires housing with supportive services. (Wilson, 2011 p.46).

The age markers are slowly changing and so is the concept of retirement. The modern aged community is unwilling to declare themselves as retired. One of the respondents made a statement that he wishes to work as long as he could do. A self declared retirement will make one detached from activities thus speeding up the ageing process. An earlier retirement will most probably make the individual feel old soon and this emotional drift will have a dramatic influence on his physical as well as mental and emotional health as well.

generation nearly approaches the age of 65, the increased evidence shows that many may need, or want depending on their life situations, to work beyond the standard retirement age of 65. One of the main reasons to continue work over 65 is that financial needs might be the single most important incentive to work longer. Even at today’s level of Social Security Benefits, many older Americans need to work as they have little income from other sources. One-Third of the population that is over the age of 65 relies on the benefits from Social Security for all their income

As adults enter the stage of later adulthood, many changes will begin to develop for each person. The aging process includes transitioning from work life to retirement, changes to roles, social positions, social policies, determining living accommodations with healthcare needs, and relationships with families and peers. The stage known as the golden years comes with great challenges while adjusting to the many changes in a person’s life. (Zastrow & Kirst-Ashman, 2010). Transition from work to retirement

More and more baby boomers are retiring. As they get older, they will need more attention to ensure they are safe while they are at home. Unfortunately, many seniors want to remain in their homes instead of in an assisted living facility in Newport News. However, an assisted living facility is safer for aging parents when they are at home alone.

In Bonnie Smith-Yackel’s essay My Mother Never Worked she passionately defends her mother after Social Security refuses to grant her death benefit check. Yackel does not realize that Social Security fairly distributes benefits to contributing Americans. Social Security was reasonable to not granting benefits to a woman who never contributed as a wage earner. Hence it would not be fair if benefits are granted to a fraud who never paid wage taxes compared to wage earners who do. Americans who abuse Social Security benefits by committing fraud is unethical and not to mention illegal. Americans that are in desperate need for Social Security benefits require it far more than frauds. By eliminating fraud the government can properly grant social benefits to hard working Americans. Social Security benefits should be permitted to Americans that work and provide back to their country or they are disabled. Also, hard-working citizens that pay their duties will receive back from benefits, including employees that are qualified as disabled. Benefits should not be granted to any citizen that makes no contribution to their country such as, tax deductions from their wages. Furthermore, Social Security needs to reach out to the majority which is the poverty-stricken. By informing the impecunious or immigrants of Social Security it could save them from the misfortune of poverty. Even though, Social Security relieves some citizens from a financial burden there are still many improvements to be

We all are currently aging. We live in an again paradox. But, it is what we choose to do with our time while we have it that counts the most. As a young adult, and before this class I was very unaware of the importance of planning your retirement as early as possible. There are many things that go into planning for a successful retirement. Such as, but not limited to: Where will I choose to live? What will I do to stay mentally active? Or even, when will I choose to retire. In this paper, I will go over a plethora of aspects for my personal plan for aging.