Best Financial Services Inc,

The Bank of the United States was designed to make money and build an economy. It was designed by men like Alexander Hamilton and Robert Morris, but did not benefit the common citizen as much as wealthy investors. Why did a fledgling government need to borrow millions from overseas in order to invest in a “national” bank, to turn around and then borrow the same money back and pay interest on it? The banking system developed by Alexander Hamilton and Robert Morris was prime pickings for speculators, and laid the groundwork for a history of unscrupulous activity regarding our nation’s money supply that continues to this day. The signatures on the Constitution were barely dry before corruption and

The role of the wealth manager is not to simply sell a financial product to a prospect. Instead, a wealth manager’s first concern is developing a comprehensive understanding of the client, a client-centric approach to providing financial solutions. Next the wealth manager must match the right solutions to the client’s needs and desires and ensure he or she receives an exceptional service experience. After that, product and service sales opportunities will naturally follow. Making the transition is clearly a trade-off between short-term results and long-term success. Financial security through goals-based wealth management. As a wealth manager with Merrill Lynch,

The first step in any marketing plan should be marketing research. McBride Financial Services will be using a four step plan for gathering research for marketing. The goal of marketing research for McBride is to gather data from local chambers of commerce, visitors’ bureaus, and local realtors concerning the target market: professionals and retirees purchasing a primary or secondary home and families or individuals purchasing recreational properties. With suggestions from McBride the marketing plan will include television, radio, and newspaper advertisements; informational flyers, and the

To analyze firm performance we are going to focus in no four key areas: financial, position, profitability, market performance, and organizational health. To identify position for a public company we are going to use the total debt/equity metric. The company has a debt/equity of 40.4 which is more than First American Financial at 21.72. From a profitability standpoint we will focus on the net profit margin ROE, and relative return on assets. Fidelity’s net profit margin at twelve months is trailing at 8.73% trending above First American Financial, one of its direct competitors at 5.66%, which puts them in the top 3 companies in its industry. (“Yahoo” 2015). When looking at the return on assets they are slightly ahead of First American Financial with a 4.92% versus their 3.84%. As we take a look at ROE we see that Fidelity did just a bit better than FAF with 11.48%. We can conclude that Fidelity fared well on profitability. Comparing First American Financial to Fidelity in regards to market performance fidelity is trending up with a 1.26% change, while FAF is on a downtrend of 1.68%. Lastly, we look at organizational health. Employees have ranked Fidelity at 3.7 out of 5 stars, which put them at a good grade in this category (“Glassdoor” 2015).

WellPoint Company is an independent licensee of the Blue Cross and Blue Shield Association (BCBSA) and the association of independent health benefit plans. WellPoint is headquartered in Indianapolis, Indiana and employs 48,200 people (Market Line, 2014). WellPoint’s total revenue was $71,023.5 million in 2013, operating profit was $4,588.2 million and net profit was $2,489.7 million. According to the Market Line (2014) research analysis, WellPoint’s strength is having a broad membership via affiliate medical plans and individual subsidiary plans. Through WellPoint’s deal making legacy in merger and acquisitions and has the potential to increase its portfolio and attract new markets.

McBride Financial Services is an organization that offers low cost mortgage solutions to a diverse range of people including professionals, families, and retirees who are seeking to buy a primary or secondary recreational or residential property (Rodgers, 2010). As part of enhancing its efficiency and expanding its customer base, McBride Financial Services has design its current marketing plan and develop a security policy. The firm's security policy should be developed in light of the perceived needs within the loan department and various aspects in adopting online loan applications. The major reason for redesigning the marketing plan and developing a security policy is that McBride's customer base consists of large well-educated individuals. The development of an effective security policy based on the described factors will be crucial in enabling the firm to serve its customer base efficiently.

McBride Financial Services is a premier one-stop mortgage provider in the five-state area of Idaho, Montana, Wyoming, North Dakota, and South Dakota. The company specializes in providing low-cost, flat-rate fee mortgages to members of its communities shipping for a new residential mortgage. The company is currently privately held but is exploring opportunities to go public through an Initial Public Offering (IPO), acquiring another company in its same industry or merging with another organization. Through utilization of the SWOT method, management will evaluate each approach and determine which is the best method to take McBride Financial Services public. Strengths in Going Public

What are your strengths (resources, employees, products & services). How will they help you take advantage of the above mentioned opportunities? What are your weaknesses and how will you overcome them using your strengths? What needs to be fixed?

Although this article was short in nature. I agree with the fact that trust We can glean from situations outcomes, the demonstrated behaviors or opinions of clients, employees, and stakeholders if trust appears to have strengthened based on actions taken or processes implemented in order to facilitate higher levels of trust. Trust is virtually impossible to measure quantitatively linking to hard set of data. As you know, I work for a bank, which has earned awards for being one of the most ethical companies 2 years running. I also have strong opinions regarding our industry regarding ethics by instilling the importance for our employees, internal and external customers behave in ways which support trustworthiness. Prusak encourages us as leaders

The installation of multiple Linux based servers for the complete operational utility of First World Bank Savings and Loan computer related task.

n 2008, months before one of the largest recessions in Canadian history, Best Financial lost one of their most valuable clients to a competing financial institution. The company owner was concerned that Best would not easily exceed the previous year’s sales level and she developed two options for her company’s strategic direction: The company could hire a new financial advisor to develop business or a block of business could be purchased from another firm. She might also choose to sell the business while it was still successful. Best most likely had no notion of what was coming that fall but her decisions between February and March would determine her success or failure once the economy crashed. She would need to assess the industry and past

Bank of America has always been a big-name finance company in the United States. My mother has worked for the company for over 23 years, and has always informed me that they are a terrible organization. Therefore, I should not have been surprised when they appeared in the book, as one of many famous companies that have received subsidies on the basis of creating new jobs, only to lay-off its employees shortly thereafter. Bank of America has done this twice in the past 20 years: once in 1993 and again in 2004. Specifically, in 1993 the Bank received $18 million in subsidies to move their employees into the world trade center, in return, they were supposed to retain 1700 jobs, but five years later they

Commonwealth Bank is the one of largest Australian listed company on the Australian Securities Exchange. The bank is one of the “Big four” Australian banks, in the same league as National Australian bank, Westpac and ANZ which constituted for 77.4% of resident assets as at Sep 2010. This bank has had a strong revenue and increasing profit. (MBA Skool-Study.Learn.Share.)

The Banc One Corporation as one of the largest regional bank suffered a large decline of the stock price in November 15, 1993. And the loss of Banc One had influenced the acquisition of the Liberty National. The reason was that the Banc One did not want to pay the undervalued stock of this deal which also made the bank into trouble. Not only for the shortfall but also for the growth of the profitable projects in the future, the Banc One had to deal with the big issue fast and efficiently.

The case describes the ethical dilemma occurred in FirstAmerica Bank. The sales department of the bank was preparing a 700 mln. USD loan contract for one of the bank’s former client: Poseidon Cruise Lines. Poseidon intended to order a large cruise ship for their fleet to a French shipyard, which required a contract to be signed for five years and in French francs. This in turn raised concerns in Poseidon management, related to the possible economic costs/losses related to dollar-franc exchange transaction risks, since the cash flow of Poseidon was in dollars.