Biometric Payment Essays

Ultimately all experts agreed that biometrics are superior to older methods of online identification. But experts question if this new technology is enhancing the customers experience. Experts debate these new features because they are more reliable than passwords but when hacked can give out more personal information. The social network for those in the IT industry Spiceworks says that 90% of companies will use biometrics by 2020.Companies like Microsoft and Facebook are already using this technology because it is a cheaper alternative than passwords. Passwords can get hacked, but are also easy to change, biometrics can be hacked, but users cannot change biometrics. Not only do hackers access your fingerprints, but they also have all of your online secured personal information. This advancement has proved to be beneficial for companies, but consumers are wary to give up this information. This is due to the fact the companies are selling this information to third parties without consent from the users. The European Union is addressing citizens' concerns mandating that companies give consent to customers. Hopefully other nations like the U.S. will adopt these laws to protect citizens. The article draws that biometrics can help companies get to really know their customers but customers no longer trust them because they have gone too

We live in a world today, in which technology moves at a very rapid pace. Many of these technological advances can be used to make our everyday lives easier and safer. One of these new technologies is Biometrics. Biometrics is the process of measuring a person’s physical properties. This would include measuring things like fingerprints, retinas, odor, vein structure on the back of the hand and many other things. Biometrics is a very important topic because it would create better security precautions for certain places that need to be secure. Biometrics will make our society safer by only allowing authorized people out of secure facilities and by keeping the unauthorized people out. Throughout the rest of this

Biometrics can be used for either identification scheme or verification. For example the use of facial recognition allows a system to identity a person without his or hers knowledge or permission. Devices like these have been tested at security checkpoints, casinos, airports and could be used to identify a terrorist or wanted criminal. Also the use of biometrics in verification. For example instead of using a password to grant access the system uses a fingerprints or the scan of an

Biometric technologies have existed for quite some time. Recently, there has been a large increase in the demand for more secure ways of confirming an individual’s identity. Resulting from this, several tests were created, which allow for a user to test another individual’s personal characteristics and behaviors, comparing them with the original. This allows for testing “who an individual is”, versus what they know or carry. Biometric is defined as “automated recognition of individuals based on their biological and behavioral characteristics" (biometrics institute). This is also a more reliable source of verification because the user cannot simply lose their human characteristics. They also cannot be faked or stole. Technology in these fields

The term paper for this class will discuss a topic that everyone has on his or her body. That topic will cover the all important fingerprint. This paper will accomplish that by reviewing the history, the patterns of, different ways to obtain, and the different uses for the individual 's unique fingerprint.

There are many reasons why fingerprinting is used as an important methods for identification (Hall, 2015). As stated by Hall (2015), “A fingerprint consists of several identifiable characteristic, such as loops, arches, whorls, islands, and bifurcations. The arrangement, frequency, and design of these features are among the many characteristics used to distinguish prints from one another” (p. 510). Everybody’s fingerprints are the same. Fingerprints are kept in Federal and state agencies of the within the law. When someone commits a crime, a forensic scientist takes fingerprints and match them through the database in computers. Since fingerprinting does not go against the Fifth Amendment, a search warrant is not required. Fingerprints can be matched with someone’s hair down the color of their eyes. Another type of type of recognition to identify someone is through blood tests, and it is used in the U.S. Benches. The individuals who has this procedure done may feel pain and get sick from the procedure.

In 1997, President William J. Clinton, as cited by Woodward (2003), states that having right to privacy is one of the most cherished freedoms by individuals. However, most of the consumers today just cares about the convenience brought by technology. Many consumers do not like passwords and PINs because it might be forgotten due to its complexity or it might took a lot of time to be authenticated. Fingerprint authentication was implemented to address these problems. Vacca (2007) remarks that consumers will use fingerprint authentication because of its convenience (p. 121). Although finger-scan technology provides the convenience, which consumers always wanted, without sacrificing security, this technology infringes their privacy at the same time. Individuals lose their anonymity when they disclose their biometric information. Woodward (1997) states that the individual is disclosing an

Here it was used to identify children by using ink to print their fingerprints (Bhattacharyya, Ranjan, & Alisherov, 2009). Later on, in 1890 biometric authentication methods then resurfaced and was used to identify criminals by looking at their body structure and the sizes of certain parts (Bhattacharyya, Ranjan, & Alisherov, 2009). This method of identifying criminals was proven to give false information and therefore was no longer used (Bhattacharyya, Ranjan, & Alisherov, 2009). As years went by, signature biometric authentication methods were developed in the 1960’s and 1970’s but was not really used as a method of identifying people (Bhattacharyya, Ranjan, & Alisherov, 2009). As a result, fingerprinting was seen as the most common biometric authentication method (Bhattacharyya, Ranjan, & Alisherov,

Biometrics has the promise to become an irreplaceable part of most identification systems, however it is not yet 100% accurate. Passwords and cards (customary in government and banking conglomerates) are no longer sufficient as a means of individual recognition; they can be shared among employees, lost, or forgotten, on the other hand biometric distinguishers cannot be shared, copied, or misplaced. With our technology today, biometrics can be used to reduce fraud, lead to user friendly human and machine interface, and could consequently make our society safer.

In order for biometrics to work, there must be a database of information containing substantial information on each individual. By nature, biometric systems collect more information than just the users ' fingerprints, retinal patterns or other biometric data. An individual who uses a fingerprint contact system allows government agencies and local law enforcement access to their every move. Most systems will record the whereabouts of an individual at the time of scan. Organizations will have the ability to anticipate the actions of an individual, and the loss of privacy will grow tremendously. Cross-trading of an individual’s personal data will increase, as an organization will have the attainability to share data in the market. If biometric details such as your fingerprints are compromised, it is not going to be possible to provide you with a new scan right away.

Centralized fingerprinting mechanism has an encumbrance of computational overheads and high communication bandwidth costs. Central repository of authenticating data has also raised concerns over the loss of privacy and potential misuse of biometric data. For instance, biometric data stored at a central repository can be used to track individuals by checking where they visit or shop. This centralization, when compromised, may lead to data being used for unintended purposes like searching private information using latent fingerprints, revelation of certain health problems that may lead to discrimination among peers, etc.

As the world evolved into a more electronic society, the possibility of using microprocessors to automate identity verification began to occupy the minds of individuals in both the military and commercial sectors. This led to the development of the hand geometry reader. It was a large and clunky device, but it worked. Refinements later yielded a much smaller and considerably enhanced hand geometry reader that became one of the cornerstones of early biometric industry. At the same time fingerprinting verification was being steadily improved to the point where it became a reliable method for verification. It wasn't until recently that there has been interest in iris scanning and facial recognition techniques, which offer the potential of a non-contact technology. The last decade has seen the biometric industry expand from a handful of specialist manufacturers, to a global industry poised for tremendous growth as large scale applications start to unfold.

Biometrics is used in many places and there is a bright future for them. Coca Cola has recently replaced time card system with hand scanning machines. Finger print scanners are being used in many states of the US. They have been used to trace social welfare fraud. An iris pattern identification system is being used in Cook County, Illinois to ensure that right people are released from jail. ATM machines have been installed with finger scanners to prevent theft and fraud in Indiana (Jain, 2005).

Biometric technique is now becoming the foundation of a wide array of highly secure identification and personal verification. Recently world events have took place which leads to an increase the interest in security that will impel biometrics into majority use.

and aid with biometrics and can help in less fraud and better services. The concept on creating a