Business Analysis : Ryland Group

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Ryland Group is a Maryland corporation, which was founded in 1967. It is a homebuilder and a mortgage-finance company. The Company consists of six operating business segments namely four geographically determined homebuilding regions; financial services; and corporate. The Company 's homebuilding operations consist of four regional reporting segments namely North, Southeast, Texas and West. The homebuilding segments specialize in the sale and construction of single-family attached and detached housing. Its operations in each of its homebuilding markets might differ due to a number of market-specific factors. These factors include regional economic conditions and job growth; land availability and local land development; consumer…show more content…
In addition, it performs administrative functions associated with a publicly traded entity. Ryland Insurance Services or RIS, a wholly-owned subsidiary of RMC, provides insurance services to the Company 's homebuyers. As single-family on-site homebuilders in the United States, it operates in 17 states. The Company 's homebuilding segments are subject to a number of local, state and federal laws, statutes, ordinances, rules and regulations concerning zoning, building design, construction, storm water permitting and discharge and similar matters, as well as open space, wetlands and environmentally protected area.
KB Home is incorporated in Delaware and established in 1957. In 2001, the company changed its name to KB Home. The Company operate a homebuilding and financial services business serving homebuyers in various markets across the U.S. The Company 's homebuilding operations offer a variety of new homes designed primarily for first-time, move-up and active adult homebuyers, including attached and detached single-family residential homes, townhomes and condominiums. It offer homes in development communities, at urban in-fill locations and as part of mixed-use projects. The financial services reporting segment offers property and casualty insurance and, in certain instances, earthquake, flood and personal property insurance to our homebuyers in the same markets where we build homes and provides title services in the majority of our markets located within our
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