Capstone Project Finance (Final Project)

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CAPSTONE PROJECT Project Title: APPLICABLE FINANCIAL POLICIES CHANGES THAT CAN BE USED TO ENCOURAGING HOUSE AND HOME OWNERSHIP IN MICHIGAN Submitted by: Submitted to University MBA/MS Program [list one] Capstone Mentor: [name] For University Use Date Received: ______________________________________________ Reviewed by: _______________________________________________ Approved/Disapproved: ______________________________________________ Signature: ______________________________________________ Date: ______________________________________________ Comments: ______________________________________________…show more content…
ws in the Housing Finance System 22 2.4 The Federal Housing Finance Agency (FHFA) 23 History of FHFA 24 Conservatorship of Freddie Mac and Fannie Mae 24 Chapter 3: Description of the Research Design Used 26 3.1 Research Method and Design Appropriateness 26 3.1 Population 26 3.2 Informed Consent 26 3.3 Confidentiality 27 3.4 Data Collection 27 3.5 Instrumentation 28 Open and Closed Ended Questionnaires 28 Interviews 29 Reading 29 3.6 Validity and Reliability 30 Internal validity 30 External validity 30 Reliability 30 3.7 Data Analysis 31 Chapter 4: The Results and Findings of the Project 32 Chapter 5: Discussion of Results and Findings 33 Chapter 6: Conclusion and Recommendations 37 Chapter 7: References 38 Chapter 8: Appendices 41 Appendix 1: CFED Assets & Opportunity Scorecard 2012, Michigan State: Profile 41 Appendix 2: Housing Financial Policy Changes in Michigan Questionnaire 42 Appendix 3: Housing Financial Policy Changes in Michigan Interview Questions 44 List of Abbreviations CFED - Corporation for Enterprise Development FHA - The Federal Housing Administration FHFA – Federal Housing Finance Agency FHFB - Federal Housing Finance Board GSEs -Government Sponsored Enterprises HUD - Department of Housing and Urban Development IRS - The Internal Revenue Service LTV - Loan-to-Value Ratios MBS - Mortgage-Backed Securities MCC - Michigan Chamber of Commerce MMI - Annual Mutual Mortgage Insurance
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