Case Analysis for Alpen Bank

The economic value of the existing customers can be calculated by multiplying the customer lifetime value of each segment by the segment’s size and then summing the value of all segments.

1.3. In order to estimate the peso discount rate, assume that the International Fisher Effect (IFE) holds. Groupe Ariel's Euro hurdle rate for a project of this type was 8%. Assume that inflation rates are expected to be 7% in Mexico and 3% in France.

A decade ago the Lehman Brothers were the fourth largest investment bank in America. Dealing with Investment banking and investment management, the Lehman Brothers was one of the largest global financial service providers. Consequently, the subprime mortgage crisis left the company filing for the declaration of the chapter 11 bankruptcy protections, due to the unnecessary undertaken risk and obnoxious negligence accusations directed towards the group. Companies should utilize observational and analytical pundit functions in identifying the presence of crisis situations to avoid an economic downturn in the business (Pontell, 2014). The fraud would have prevented through stronger and better internal controls, which

Since the transaction fee revenue stream is based on 2% of sales dollars capped at $200 we can see that sales over $10,000 would not produce any value added for TechMall ($200/2% = $10,000). Because of this condition, and since we were not provided with specific amounts for each transaction conducted, we have to simply assume that customers would not spend in excess of $10,000 on an online tech store such as TechMall.com. This assumption is strengthened when we calculate that the year 4 average transaction amount is just $58.53, which was calculated by dividing the total transaction dollars, $87,470,566 by total number of transactions, 1,494,547 ($87,470,566 / 1,494,547 = $58.526). By taking the position that every sale was less than $10,000 we

Using all the transactions in the data set, determine the revenue maximizing price for Copa. Here is a step-by-step approach: a) Fit a logit price-response curve to the data using the MLE approach discussed in class. (NOTE: For better numerical precision and to get good results in Excel, use prices in 100s. That is if the quote is $150 per person for a contract, use $1.5 per person in the MLE calculations.) b) Based on the fitted logit curve, what is the price (per person) that maximizes expected revenue per event? What is the expected revenue per transaction for that price? c) Assuming the annual number of inquiries remains the same, what would be the total expected revenue for the company if the price you determined in part (b) is used? How does the annual expected revenue compare to the total revenue earned by Copa in 2007? 2) Analyze the data to determine whether there are multiple price segments. a) What is your segmentation criterion? Explain clearly. b) What is the revenue maximizing price for each segment? What is the expected revenue for each transaction in that segment? (You have to repeat the analysis in part (1) for each of the segments.)

In our second assumption, instead of using the cost of goods per cases in 1986, we try to use the percentage it counts in the total expenses which is 50.4% and to find the sales needed to break-even. The detail of the calculation is shown in the answer for questions d. The result is that 95,635, a little bit higher than the estimated sales of 90,000.

Evaluate RBC strategy and organizational structure. Is RBC well equipped to compete with niche operators such as internet-only banks with focused product offerings?

v. What are the limitations, if any, to the estimates of the profitability of the two customers? (Hint: Consider what improvements could be made to the accounting system to obtain more accurate costs)

In the past, the booming economy had allowed for year to year increase in their sales because people had larger discretionary incomes. But due to the recession, smaller independent retailers had to markdown their items in order to stay in business because designer outlet stores are getting more traffic; so will Harry Rosen follow in suit? Or in order to maintain the integrity of the quality products they offer, will they continue their higher pricing and settle for a lower market share?

3. Which is the most attractive customer segment for MBC to target? Explain your reasoning.

Under the original costing system used by Dakota Office Products, Customer A is shown to be slightly less profitable than Customer B. From the calculations above, we see that Customer A is slightly profitable at 0.3% profit as a percent of sales, and Customer B is not profitable, at a loss of (7.1%). We observe that Customer A is a consumer of low-cost services and generally pay their bills within 30 days unlike customer B who took 90 days or more. Timely servicing of debt led to profitability of Customer A.

Under the Takeover Code, an option available to Amex is to use the protective conditions, which can enable Amex as a bidder to allocate the deal risk. The protective conditions are used when the completion of the transaction no longer makes economic or commercial sense. These conditions are beneficial either to the bidder or the target. An often-used protective condition is the material adverse change (MAC) in the target business operations. In a situation where the bidder has made a voluntary offer, the bidder can use protective conditions to avoid having to complete transactions. But the practice for a bidder making a voluntary offer for the shares of a Singapore listed-company is to attach conditions (mandatory or protective conditions)

This is analyzed from the case analysis that AlpenBank is having a lot of strengths which provides it competitive advantage over its competitor in the market of Romania. The bank has gained high recognition in the European and American countries which is its key strength for further moving in Romania. Moreover, it is also serving in the western area so it will not be difficult for bank to establish introduce credit card system in Romania. The vast experience of management in the banking industry is also considered as the key strength for Alpen Bank. Another major strength of Alpen is that bank is having loyal affluent customers which will help to enhance the sales of credit cards in Romania. Alpen Bank is working from last two decades

1. Identify the steps taken by Menton Bank to develop a stronger customer orientation in its retail branches.

Accenture is a global management consulting, technology services and outsourcing company with over 129,000 employees in 48 countries with over $15.5 billion in net revenues in 2005. Accenture was formerly know as Arthur Anderson and started conducting business under the name Accenture on January 1, 2001. Accenture is a Bermuda holding company with subsidiary, Accenture SCA, a Luxemburg partnership limited by shares. The Comp SCA. Accenture operates its business through subsidiaries of Accenture SCA (www.bigcharts.com).