Case Study: FSA

Since the business does not have enough funds to continue paying its long-term financial obligations, as repayment of debt Angela has decided to exchange Wheeler’s accounts receivable for an $80,000 corporate note payable by the corporation. The remaining assets will be distributed to Angela and she will assume personal liability for the other accounts payable. Furthermore, Wheeler will distribute the real property to Angela who will assume personal liability for the repayment of the mortgage.

I met with Maria Thompson and Mark Paxton from the Community Food Bank in regard to their site improvements. The Food Bank is requesting CSDC administer a contract with Avila Construction for their site improvements to San Felipe Rd frontage and parking lot improvement that access their building. The contract amount is $57,461.The Food Bank Board has approved the expense and repayment in full to CSDC if we choose to administer the contract. A repayment agreement between the Food Bank and CSDC would need to be drafted prior to approving any contract.

In 2002 wheat was $3.80 a bushel so farmer’s received $.06 for the difference in the guaranteed price and $.52 for every bushel of wheat they sold (“Farm bill resources, 2008”).

We have a judgment against the borrower in the amount of $23,402. Dan Marchese and Elyse Marchese are the two guarantors, and are in process of a divorce. The judgment (plus post judgment interest) is expected to be satisfied from the closing of house by the end of October, 2015.

AR increased significantly with some of the promissory notes are payable in June 1994 (6 months after sale)

As financial advisor I would urge Mr Wilson to take the loan, despite the fact of low liquidity and increase in debt throughout the last years. The loan from Suburban National bank is not sufficient for meeting the needs of Mr Wilsons company, furthermore, the debt continues to rise due to the buy-out of Mr Holtz; this also has increased the low liquidity of the company. However, the reasons why I would recommend taking the loan are:

Buck should present all borrowing and payment activity under the Facility on a gross basis

Breamer, J. (2009). Demand for corn and soybeans continue in 2010. High Plains Journal, (53), Retrieved from http://www.hpj.com/archives/2009/dec09/dec28/1228CropOutlookwspeakerpicj.cfm

The question of how much will be recovered from this TELS program, can only be available once the data is available, but it highly likely that rate of recovery will be low, given the current high rate of unemployment. As stated by Johnstone (1986), the financial sustainability of any loan program, usually depend on the size of the recovery ratio, in terms of the extent in which the

- Economic return: Net returns to farmers per Hectare from growing Sugar cane are high. From Exhibit 9 with nominal cash flow of a crop life cycle ( 4 years), the total return of one hectare is 6,900 (000'VND) and net present value is 3,841 (000'VND) with nominal discount rate 13.3%/year. Compare to coffee and rubber, sugar cane need only one year to revenue.

How large must the annual fee (F) be to make this an attractive deal for Morgan Guaranty?

4. What credit rating should Maria Ober give to this financing? Is the return to the creditor adequate to compensate for the credit risk?

supply constraint for grade A tomato is 0.0903. Each additional pound of grade ‘A’ tomatoes costing

Soybean is extremely agronomically valuable. Soybean seed meal is the most common component of animal feed, is made into edible oil, and has many industrial uses. In 2014, a record estimated 84.2 million acres of soybean were planted in the United States, contributing to over half of the global market (http://www.epa.gov/agriculture/ag101/cropmajor.html, from USDA statistics). Interestingly enough, one cultivar makes up greater than ninety percent of the soy grown in the United States [1]. This is indicative of our problem: natural variation in our current soybean market is extremely limited. While that single cultivar does not represent the genetic material available to breeders, it is clear in the literature that the same cultivars are

Soybean is the third largest oilseed crop in India next to Groundnut & Mustard and accounts for 25% of the total oilseeds produced in the country in a year. Soya oil contributes about 10% of total vegetable oils produced in the country. Groundnut is the most widely consumed and traded edible oil determining edible oil economics. India is the world’s second largest