Case Study Of Kotak Mahindra Bank

• In 1993, the bank was together advanced by the Administrator of the Unit Trust of India (UTI), Life Insurance Corporation of India (LIC), General Insurance Corporation Limited (GIC), and its backups which are- National Insurance Company Limited, The New India Assurance Company, The Oriental Insurance Corporation and United India Insurance Company. The Bank was situated up in 1993 with a value of Rs. 115 crore, with UTI contributing Rs. 100 crore, LIC- Rs. 7.5 crore and GIC and its auxiliaries contributing Rs. 1.5 crore each.

The strength of Maybank is becoming the biggest bank in Malaysia that taking the regional market lead (Santhi, Barathy, & Teoh, 2013). In 1981, Maybank was the first Malaysian bank to set ups ATMs in Malaysia (Maybank’s Annual Report, 2014). The ATM Machines are placed broadly accessible all over Malaysia thus it become the biggest Banking Service supplier in Malaysia. In addition, the express international cash transfer service is also firstly delivered by Maybank and made convenient via Pakistan, Cambodia, Philippines, Brunei, Indonesia, Singapore and Malaysia. Hence the money transaction is more convenience in worldwide for their customer. Aside from that, Maybank execute comprehensive services and diversified its product line from deposit,

This paper will show the situational analysis of commonwealth bank, it also analysed the organisational structure and its strategies. Because every business needs to take some action that will help them keep a good position in the market, but before taken any action they have to do some research the find to cause of problem in order to identify the resolution. The results and useful information during this analysis will help the organisation to choose suitable strategies, develop that management strategies and improving the service operation, which is going to help them achieve their objectives. At the beginning it will be presented brief history of commonwealth bank and following by their operational service, problems

Malayan Banking Berhad (Maybank) is a Malaysian universal bank. Maybank is the largest bank in Malaysia. Maybank is the first bank in Malaysia and it was established in 1960s. Maybank is founded by Malaysia business tycoon Khoo Teck Puat. Besides that, it is the largest listed company by market capitalization on the Bursa Malaysia in 1962. Maybank is also one of the largest banks in Southeast Asia with the total assets of exceeding US$ 183 billion and net profit of US$ 1.92 billion in 2014. Maybank grow rapidly by expand the business to more than 150 branches within 3 years. There are several product and services are provided by Maybank Group. For example, commercial banking, investment banking, Islamic banking, offshore

Malayan Banking Berhad is the holding company and listed entity for the Maybank group with branches in Malaysia, Singapore and other international financial centres such as London, New York, Hong Kong and Bahrain. Maybank was established in 1960, and today is the largest company by market capitalisation on the Malaysian Bourse. It is ranked first among listed Malaysian companies and among the top 500 companies in the Forbes Global 2000 leading companies of the world. The Maybank group offers a comprehensive range of products services that includes commercial banking, investment banking, Islamic banking, offshore banking, leasing and hire purchase, insurance, factoring, trustee services, asset management, stock broking, nominee

Bank of Melbourne is the local financial institution which located in victoria city of Australia. It was set up in 1989 and re-established in 2011, and it is the subsidiary owned by Westpac. It involves more than 100 branches and 300 ATMs around Melbourne. (“Bank of Melbourne”, 2015) It has perfect regional banking network system, together with Bank of South Australia and St.George. (“Overview”, 2015) The major products of the bank are personal and business banking services. Apart from providing banking services, it is also concerned with local investment and local community welfare. Meanwhile, good suggestions were given in consideration of customer’s decision making. The aim of the company is to deliver better banking experience and satisfy customers’ banking need. This helps the development of businesses and quality of Victorian’s life.

To provide effective and efficient full-fledged banking service focused on development, business growth and profitability to meet the expectation of all stakeholders.

Previously these banks had core strategies of targeting specific markets. They focussed on their main product offerings such as Checking Accounts, and on branch network service provision.

Keck Seng (Malaysia) Berhad (KSBM) is a Malaysia-based investment holding company and public listed company in Bursa Malaysia since 1976 and its stock code is 3476. KSBM formerly known as Keck Seng Malaysia which established in year 1943 and the co-founder of the company is Mr. Ho Yeow Koon. KBSM’s headquarter is located in Kuala Lumpur, Malaysia. The vision of KSBM is to diversified their corporation and provide sustainable long term growth that can create value to shareholders. (KSBM, 2016) Previously, Keck Seng is a small trading business in Singapore and subsequently expanded and invested in Malaysia by bought few piece of land in Masai, Johor and ventured into rubber planting and oil palm cultivation. The rubber plantation in year 1959 was the beginning of Keck Seng Malaysia and diversified their business into various categories.

Bank Negara Tanah Melayu was set up in January 1959. One of its main responsibilities is to supervise all activities of commercial banks in Malaysia through the Banking Ordinance 1958 which was super-ceded by the Banking Act 1973. With the formation of Malaysia on 16th September 1963, Bank Negara Tanah Melayu came to be known as Bank Negara Malaysia (Central Bank of Malaysia). Bank Negara Malaysia is a statutory body which started operations on 26 January 1959. It was governed by the Central Bank of Malaysia Act 2009. Its headquarters is located in Kuala Lumpur, the federal capital of Malaysia. Bank Negara had previously maintained branches in each of the state capitals. Most of them were closed in the 1990s when retail banks began taking over most of the counter services. There are still branches maintained in Penang, Johor Bahru, Kota Kinabalu, Kuching,

MBSL Group consist of few subsidiaries and associates. MBSL Savings Bank Limited was a main subsidiary of MBSL which was acquired in 2009 from the Ceylinco group. This company was incorporated on 14th August 1996. The subsidiary was

Foreign exchange, treasury management, and short-term investing options; debt and equity underwriting and distribution, advisory services and merger related services. This company`s segment offers sales and trading services for derivative products and securities in primary and secondary markets; financing, market-making, securities clearing, custody services to institutional investor clients and settlement; as well as risk management products.

Malaysian financial system has started since before its independence in 1957, however, in those times, foreign banks were the only financial institution operating in the country. In contrast, domestic banks1 waited until 1959 to start with the implementation of the Central Bank of Malaysia (Matthews and Ismail 2006).

The data used in this study are bank level data, compiled from income statements and balanced sheet of three foreign bank i.e. United Overseas Bank (UOB), Oversea-Chinese Banking Corporation (OCBC) and HSBC Bank and seven domestic bank i.e. Maybank, CIMB, Public Bank Berhad, RHB Bank, Hong Leong Bank, AMMB Holdings and Bank Rakyat during the period 2006 to 2015. The data are gathered from various and also from Bursa Malaysia Berhad and Bank Negara Malaysia.

The Head Office of the Bank is at Karachi. Ever since its establishment in 1949 it has been leading Commercial Bank of the nation, sole agent of the Government of Pakistan’s batter trade with countries and of State Bank of Pakistan for the Government Treasury.